Welcome to our dedicated page for NB Bancorp SEC filings (Ticker: NBBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Looking for the story behind NB Bancorp’s balance sheet before the next rate move? Investors usually start with the annual report 10-K but soon need Form 4 alerts, 8-K updates, and proxy details on executive pay. This page gathers every NB Bancorp (NBBK) disclosure in one place and, with Stock Titan’s AI, explains them in plain language.
What you can find in seconds:
- NB Bancorp insider trading Form 4 transactions — follow director and officer buying or selling the moment it hits EDGAR.
- NB Bancorp quarterly earnings report 10-Q filing with side-by-side AI commentary that highlights net-interest-margin shifts, credit-loss provisions, and deposit trends.
- 8-K material events explained — whether it’s a new construction-loan concentration guideline or a leadership change, our summaries cut to the implications.
- A proxy statement executive compensation breakdown that shows how community-bank incentives align with shareholder returns.
Need real-time signals? Turn on NB Bancorp Form 4 insider transactions real-time alerts to spot management’s confidence before quarterly numbers drop. Prefer deep dives? Our platform links every note in the annual report 10-K simplified narrative to the original line item, so you can trace loan-portfolio risk without paging through footnotes.
From understanding NB Bancorp SEC documents with AI to running an earnings report filing analysis across multiple quarters, this page streamlines your research workflow. The result: you spend less time hunting disclosures and more time deciding whether the “Builder’s Bank” is building value for you.
Darcey William, a director of NB Bancorp, Inc. (NBBK), reported purchases of company common stock executed on 08/11/2025. The filing shows a purchase of 4,861 shares at $17.30 and a separate purchase of 139 shares at $17.29. The report lists beneficial ownership following those transactions as 80,237 and 75,376 shares respectively, reported as direct holdings, and also discloses 80,000 shares held indirectly through an IRA. The filing includes a footnote that restricted shares vest at 20% per year beginning April 24, 2026.
NB Bancorp (NBBK) delivered robust Q2-25 results. Net interest income rose 21% YoY to $47.0 m as loan yields outpaced a modest 1% rise in funding costs. Provision expense fell 14%, supporting a 25% jump in net interest income after provisions to $43.8 m. Non-interest income climbed 40% to $4.2 m, partially offset by an 12% rise in operating expenses. Pretax income advanced 58% to $18.7 m and net income surged 54% to $14.6 m; diluted EPS increased to $0.39 from $0.24. For the first six months, earnings are up 50% to $27.2 m (EPS $0.72).
The balance sheet expanded modestly: assets +1% since YE-24 to $5.23 bn, with net loans up 5% to $4.50 bn. Core deposits grew 4% while higher-cost brokered deposits fell 18%, improving funding mix. The allowance for credit losses increased to 0.94% of loans (up 6 bp). Liquidity remains ample with $258.7 m in cash equivalents, although cash declined $105 m due to loan growth and share repurchases.
Shareholder returns were active: 3.2 m shares repurchased YTD, cutting outstanding shares 5% and equity 4% to $737 m. Tangible book value fell roughly 4% but equity still represents 14.1% of assets. Strategic catalyst: a $211.8 m all-stock acquisition of Provident Bancorp (BankProv) announced 5 Jun 2025, expected to close in Q4-25 subject to approvals. Management continues to qualify as an Emerging Growth Company and has adopted CECL.
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