Welcome to our dedicated page for nCino SEC filings (Ticker: NCNO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
nCino, Inc. filings document the public-company disclosures of a Nasdaq-listed cloud banking software provider. The record includes Form 8-K reports on operating results, material credit agreements, senior secured borrowing arrangements, financial covenants, board composition, and compensatory or governance matters.
nCino proxy and stockholder-vote filings describe director elections, board structure, charter amendments, governance proposals and common stock voting matters. The company’s SEC disclosures also identify its registered common stock, capital structure, subsidiary-guaranteed credit facilities, and formal governance changes, including the transition toward annual director elections.
NCNO reported an insider notice of proposed sale under Form 144 for 5,747 shares of Common Stock associated with restricted stock vesting on 04/01/2026. The filing also records a prior sale of 8,078 shares on 02/03/2026 for $150,915.62. The recipient broker is listed as Fidelity Brokerage Services LLC in Smithfield, RI.
NCNO submitted a Form 144 reporting an intended sale of 22,700 shares of Common Stock. The filing ties the shares to a restricted stock vesting event dated 04/01/2026. The notice also lists a prior sale of 24,273 shares on 02/03/2026 with an aggregate amount of $453,475.46.
NCNO filed a Form 144 reporting the proposed sale of 735 shares of Common Stock associated with a Restricted Stock Vesting event on 04/01/2026. The filing also discloses recent dispositions by Jeanette E. Sellers of 1,330 shares on 02/03/2026 for $24,847.46 and 2,182 shares on 02/04/2026 for $39,843.32.
Filer records a proposed sale notice for Common stock tied to restricted stock vesting. The broker is Fidelity Brokerage Services LLC at 900 Salem Street, Smithfield, RI. The excerpt lists 5,747 shares with the vesting/sale date 04/01/2026.
The filing also lists prior brokered sales by Sean Desmond: 7,331 shares on 01/05/2026 for $179,682.81 and 16,047 shares on 02/03/2026 for $299,794.87.
nCino, Inc. provides a cloud-based banking platform that helps financial institutions streamline onboarding, lending, account opening, and credit monitoring, with artificial intelligence embedded across workflows. The company serves more than 2,700 customers globally, including large U.S. and international banks, credit unions, and mortgage lenders.
Revenues grew from $476.5 million to $594.8 million over the last two fiscal years, and nCino achieved GAAP profitability in fiscal 2026 after years of losses. It reinvested 21.4% of fiscal 2026 revenues, or $127.5 million, in research and development, emphasizing AI, analytics, and integration capabilities.
The business depends heavily on relationships with Salesforce and AWS for core platform and hosting infrastructure and on a large ecosystem of consulting and technology partners. Key risks include intense competition, rapid AI-driven technological change, cybersecurity and data privacy obligations, financial institution consolidation, and evolving global AI and data protection regulations.
nCino, Inc. reported strong fourth quarter and fiscal 2026 results, arranged new financing, and launched a major share repurchase. Fiscal 2026 revenue was $594.8 million, up 10% year over year, with subscription revenue of $523.1 million, up 12%. Non-GAAP operating income rose to $129.4 million and non-GAAP net income to $122.7 million, both sharply higher than the prior year.
Annual Contract Value reached $602.4 million as of January 31, 2026, up 17% year over year, and free cash flow for the year was $82.6 million. The company entered a $200 million senior secured term loan maturing in 2029 and a $100 million accelerated share repurchase agreement, and now has a total of $200 million in authorized repurchases, with about $75 million remaining capacity under a prior program.
For fiscal 2027, nCino guides to total revenue between $639.0 million and $643.0 million, non-GAAP operating income between $165.0 million and $170.0 million, free cash flow between $132.0 million and $137.0 million, and ACV between $662.5 million and $667.5 million.
nCino Inc Schedule 13G/A amendment reports that The Vanguard Group beneficially owns 0 shares of common stock, representing 0% of the class.
The filing states that on January 12, 2026 Vanguard completed an internal realignment and certain subsidiaries now report disaggregated ownership under SEC Release No. 34-39538; the filer attests no parent beneficial ownership over those subsidiary holdings. The report is signed on March 27, 2026.
Kayne Anderson Rudnick Investment Management, LLC filed an amended Schedule 13G reporting its beneficial ownership in nCino Inc. The firm reports beneficial ownership of 5,903,773 Ncino Ord Shs, representing 5.1% of the class as of 12/31/2025.
Of these shares, Kayne Anderson Rudnick reports 2,722,782 shares with sole voting power and 3,094,981 shares with shared voting power. It also reports 2,808,792 shares with sole dispositive power and 3,094,981 shares with shared dispositive power. The firm certifies the holdings are in the ordinary course of business and not for changing or influencing control of nCino.
nCino, Inc. SVP of Accounting Jeanette Sellers reported two small stock sales in early February 2026. On February 3, 2026, she sold 1,330 shares of common stock at $18.682 mainly to cover taxes due on vesting restricted stock units, as required under the company’s equity plans. On February 4, 2026, she sold an additional 2,182 shares at $18.26 under a pre-arranged Rule 10b5-1 trading plan adopted on September 16, 2025. After these transactions, she beneficially owned 43,219 shares of nCino common stock, held directly.
nCino, Inc. reported an insider transaction by Chief Legal & Administrative Officer and Secretary April Rieger. On 02/03/2026, she sold 8,078 shares of common stock at $18.682 per share. The filing explains these shares were sold solely to cover tax withholding triggered by vesting of restricted stock units under the company’s equity incentive plans, so the sale was not a discretionary trade. After this transaction, she beneficially owned 221,696 shares of nCino common stock.