NorthEast Community Bancorp insider updates stock and option holdings

Rhea-AI Filing Summary

NorthEast Community Bancorp, Inc. (NECB) reported an insider transaction by its President and COO, who is also a director. On 11/17/2025, the insider reported a Form 4 transaction coded "F" involving 6,050 shares of common stock at $19.51 per share. After this transaction, the insider directly owned 15,280 shares of common stock and also reported additional indirect holdings through 401(k) plans, an ESOP, spouse accounts, and stock awards.

The filing also lists derivative holdings consisting of stock options with an exercise price of $14.08 per share covering 136,977 shares of common stock directly and 12,500 shares indirectly through a spouse. The equity awards and options were granted under the company’s 2022 Equity Incentive Plan and vest in approximately equal annual installments beginning on November 17, 2023.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Collazo Jose M

(Last) (First) (Middle)

325 HAMILTON AVENUE

(Street)

WHITE PLAINS NY 10601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NorthEast Community Bancorp, Inc./MD/ [ NECB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and COO

3. Date of Earliest Transaction (Month/Day/Year)
11/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/17/2025		F		6,050	D	$19.51	15,280(1)	D
Common Stock								10,168(2)	I	By 401(k)
Common Stock								29,785	I	By ESOP
Common Stock								6,613(2)	I	By Spouse 401(k)
Common Stock								12,768	I	By Spouse ESOP
Common Stock								2,000	I	By Spouse Stock Award(3)
Common Stock								21,916	I	By Stock Award(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$14.08							11/17/2023(5)	11/17/2032	Common Stock	136,977		136,977	D
Stock Option (right to buy)	$14.08							11/17/2023(6)	11/17/2032	Common Stock	12,500		12,500	I	By Spouse

Explanation of Responses:

1. The number of shares held directly includes certain shares that were previously held by Stock Award and by Spouse Stock Award which have subsequently vested.

2. This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).

3. Stock Awards granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five equal annual installments commencing on November 17, 2023.

4. Stock Awards granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five approximately equal annual installments commencing on November 17, 2023.

5. Stock Options granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five approximately equal annual installments commencing on November 17, 2023.

6. Stock Options granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five equal annual installments commencing on November 17, 2023.

	/s/ Jose M. Collazo	11/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did NECB report on this Form 4?

The Form 4 reports a transaction coded "F" on 11/17/2025 involving 6,050 shares of NorthEast Community Bancorp common stock at a price of $19.51 per share.

Who is the reporting person in the NECB Form 4 and what is their role?

The reporting person is Jose M. Collazo, who serves as a director and an officer of NorthEast Community Bancorp, Inc., with the title President and COO.

How many NECB shares does the insider own after the reported transaction?

After the reported transaction, the insider directly owns 15,280 shares of NECB common stock and reports additional indirect holdings through 401(k) plans, an ESOP, spouse accounts, and stock awards.

What derivative securities does the NECB insider hold according to this Form 4?

The insider holds stock options with an exercise price of $14.08 per share covering 136,977 shares of NECB common stock directly and 12,500 shares indirectly through a spouse.

When do the NECB equity awards and stock options begin vesting?

The stock awards and stock options granted under the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan begin vesting in annual installments commencing on November 17, 2023.

What plans are referenced in the NECB Form 4 for indirect ownership?

Indirect ownership is reported through a 401(k), an ESOP, a spouse 401(k), spouse ESOP, and stock awards for both the insider and spouse.