[Form 4] Northeast Community Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Donald S. Hom, EVP and CFO of NorthEast Community Bancorp (NECB), reported a sale of 1,000 common shares on 08/13/2025 at $22.045, leaving 7,759 shares directly owned. The filing also discloses indirect holdings of 12,889 shares via an ESOP, 10,952 via an IRA, and 19,960 from stock awards.

The report shows significant long-term incentive exposure: 82,164 shares underlying stock options exercisable beginning 11/17/2023 and expiring 11/17/2032, with stock awards vesting in roughly five equal annual installments commencing 11/17/2023. The explanations state increases reflect exempt acquisitions pursuant to Rule 16b-3(c).

Positive

• Substantial long-term incentive alignment evidenced by 82,164 stock options exercisable through 11/17/2032
• Additional indirect ownership via ESOP (12,889), IRA (10,952), and stock awards (19,960) increases the reporting person's economic exposure to NECB

Negative

• Disposition of 1,000 shares on 08/13/2025 at $22.045 reduced direct ownership to 7,759 shares

Insights

Corporate Governance Expert

TL;DR: Routine insider sale by an executive who retains substantial long-term equity through options and awards.

The Form 4 documents a modest disposition of 1,000 shares by EVP/CFO Donald S. Hom at $22.045, leaving 7,759 shares directly held. Material governance signal: executive compensation is heavily equity-linked, with 82,164 stock options and stock awards vesting over five years beginning 11/17/2023. Indirect holdings via ESOP and IRA further increase the reporting person's aggregate economic exposure to NECB shares. Filing cites exempt acquisitions under Rule 16b-3(c), indicating these changes relate to standard equity-plan transactions.

Securities Analyst

TL;DR: A small sale relative to disclosed holdings; significant option position remains exercisable through 2032.

The transaction recorded is a sale (code S) of 1,000 common shares on 08/13/2025 at $22.045. Reported derivative exposure includes 82,164 options tied to Common Stock, exercisable beginning 11/17/2023 and expiring 11/17/2032. The filing also discloses indirect positions (ESOP: 12,889; IRA: 10,952; Stock Awards: 19,960), reflecting a mix of direct and plan-based ownership rather than an outright exit from the stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hom Donald S

(Last) (First) (Middle)

325 HAMILTON AVENUE

(Street)

WHITE PLAINS NY 10601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NorthEast Community Bancorp, Inc./MD/ [ NECB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
08/13/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/13/2025		S		1,000	D	$22.045	7,759	D
Common Stock								12,889(1)	I	By ESOP
Common Stock								10,952	I	By IRA
Common Stock								19,960	I	By Stock Award(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$14.08							11/17/2023(3)	11/17/2032	Common Stock	82,164		82,164	D

Explanation of Responses:

1. This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).

2. Stock Awards granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five approximately equal annual installments commencing on November 17, 2023. Stock Awards granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five approximately equal annual installments commencing on November 17, 2023.

3. Stock Options granted pursuant to the NorthEast Community Bancorp, Inc. 2022 Equity Incentive Plan vest in five approximately equal annual installments commencing on November 17, 2023.

	/s/ Donald S. Hom	08/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What did NECB insider Donald S. Hom report on Form 4?

The Form 4 reports a sale of 1,000 common shares on 08/13/2025 at $22.045, leaving 7,759 shares directly owned and disclosing indirect holdings and option positions.

How many stock options does Donald Hom hold and when are they exercisable?

The filing shows 82,164 options underlying Common Stock, exercisable beginning 11/17/2023 with an expiration date of 11/17/2032.

What indirect holdings does the Form 4 disclose for NECB (NECB)?

Indirect holdings listed are 12,889 shares by an ESOP, 10,952 shares by an IRA, and 19,960 shares from stock awards.

Was the reported transaction an acquisition or a disposition?

The transaction is coded as S (sale): a disposition of 1,000 shares on 08/13/2025 at $22.045.