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Nicolet Bankshares,Inc. 10-Q Filings

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Every 10-Q that Nicolet Bankshares,Inc. (NIC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow NIC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NIC filings page.

Rhea-AI Summary

Nicolet Bankshares, Inc. reported Q2 2026 net income of $56.9 million, up from $36.0 million a year earlier, with diluted EPS of $2.62. For the first six months of 2026, net income was $72.1 million and diluted EPS $3.56.

Total assets rose to $15,414,619 thousand at June 30, 2026 from $9,185,107 thousand at December 31, 2025, driven by the February 13 acquisition of MidWestOne Financial Group. That deal added assets with estimated fair value of $6,048 million and liabilities of $5,484 million, yielding net assets of $564 million and goodwill of $467 million, funded by 6,641,428 Nicolet shares valued at $1,031 million. Loans reached $10,848,164 thousand and deposits $12,523,336 thousand. Nicolet agreed to sell Denver branches holding about $402 million of loans and $388 million of deposits; these balances are classified as held for sale.

Q2 2026 net interest income increased to $141.5 million from $75.1 million, and noninterest income to $36.3 million. Noninterest expense rose to $103.8 million, including $7.4 million of merger-related costs and higher intangible amortization. The allowance for credit losses on loans increased to $133.6 million, or 1.23% of loans, reflecting the acquired portfolio, a new discounted cash flow methodology, and higher provisions. Nonaccrual loans were $71.5 million, 0.7% of loans. Nicolet fully redeemed $42.2 million of junior subordinated debentures after surpassing $15 billion in assets, recording a debt extinguishment loss of $5.4 million, and continues to carry $92.8 million of subordinated notes qualifying as Tier 2 capital.

Rhea-AI Summary

Nicolet Bankshares, Inc. reported first-quarter 2026 results that reflect its February acquisition of MidWestOne Financial Group and related one-time costs. Total assets rose to $15.6 billion from $9.2 billion at year-end 2025, with loans reaching $10.9 billion and deposits $12.6 billion.

Net income was $15.2 million versus $32.6 million a year earlier, as the company recorded $40.7 million in merger-related expenses and a higher $6.1 million provision for credit losses. Diluted earnings per share were $0.81 compared with $2.08 in first quarter 2025.

The MidWestOne deal added roughly $6.0 billion of assets and produced $467.1 million of new goodwill, bringing total goodwill to $834.5 million. The allowance for credit losses on loans increased to $133.4 million, or 1.23% of loans, supporting the enlarged loan portfolio and credit risk profile.

Rhea-AI Summary

Nicolet Bankshares, Inc. (NIC) reported stronger Q3 results. Net income was $41.7 million versus $32.5 million a year ago, and basic EPS rose to $2.81 from $2.16. Net interest income increased to $79.3 million as interest expense declined year over year, while provision for credit losses was $0.95 million. Noninterest income reached $23.6 million, helped by wealth management, mortgage, and card interchange fees.

The balance sheet expanded with loans at $6.87 billion (from $6.63 billion) and deposits at $7.61 billion (from $7.40 billion). The allowance for credit losses stood at $68.8 million, or 1.00% of loans. Securities available for sale were $861.5 million, with unrealized losses narrowing versus year-end. Stockholders’ equity rose to $1.215 billion as AOCI improved; the company paid common dividends and repurchased $76.6 million of stock year to date. As of October 30, 2025, 14,798,920 common shares were outstanding.