[Form 4] Nicholas Financial Inc Insider Trading Activity

Rhea-AI Filing Summary

Charles Krebs, identified as Chief Financial Officer of Old Market Capital Corp (OMCC), reported two purchases of common stock on this Form 4. On 09/09/2025 he purchased 84 shares at a weighted-average price of $5.42, bringing his beneficial ownership to 11,883 shares. On 09/10/2025 he purchased 591 shares at a weighted-average price of $5.41, increasing his total to 12,474 shares. The filing notes the 09/09 and 09/10 purchases were executed in multiple transactions with price ranges of $5.35–$5.42 and $5.39–$5.45 respectively. The form is signed by Charles Krebs on 09/11/2025.

Positive

• Insider purchase disclosed: CFO Charles Krebs increased his beneficial ownership, adding 675 shares over two days.
• Transparent pricing detail: Filing provides weighted-average prices and commits to supply per-trade breakdowns on request.

Negative

• None.

Insights

Securities Analyst

TL;DR: Insider purchases small incremental shares over two days, modestly increasing CFO ownership.

The reported transactions show the Chief Financial Officer acquired a total of 675 common shares across two trading days at roughly $5.41–$5.42 per share, lifting his position from 11,208 to 12,474 shares. The purchases were executed via multiple trades at slightly varying prices, as disclosed. From an investor perspective, modest insider purchases can signal personal confidence, but the absolute size appears small relative to typical market-cap positions and lacks context on overall share count. No derivative transactions or dispositions are reported.

Corporate Governance Expert

TL;DR: CFO reported timely Section 16 purchases with full explanatory pricing ranges; disclosure practices appear compliant.

The Form 4 includes required explanatory language about weighted-average prices and commits to provide breakdowns on request, which aligns with good disclosure practice. The filing is signed and dated within a reasonable window after the transactions. There is no indication of sales, option exercises, or transactions under a Rule 10b5-1 plan disclosed on this form. For governance review, these are routine insider purchases without apparent compliance red flags in the filing itself.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Krebs Charles

(Last) (First) (Middle)

1601 DODGE ST., SUITE 3350

(Street)

OMAHA NE 68102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OLD MARKET CAPITAL Corp [ OMCC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
09/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	09/09/2025		P		84	A	$5.42(1)	11,883	D
COMMON STOCK	09/10/2025		P		591	A	$5.41(2)	12,474	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $5.35 to $5.42, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within such range.

2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $5.39 to $5.45, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within such range.

	/s/ BY: CHARLES KREBS	09/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Charles Krebs report on the Form 4 for OMCC?

He reported purchases of 84 shares on 09/09/2025 at a weighted-average price of $5.42 and 591 shares on 09/10/2025 at a weighted-average price of $5.41.

How many shares does Charles Krebs beneficially own after these transactions?

The filing reports 12,474 shares beneficially owned following the reported purchases.

What is Charles Krebs's role at Old Market Capital Corp according to the filing?

The Form 4 identifies him as an Officer with the title Chief Financial Officer.

Were these purchases part of option exercises or derivative transactions?

No. Table II shows no derivative transactions; the reported transactions are non-derivative common stock purchases.

Does the filing provide price ranges for the reported purchases?

Yes. For 09/09/2025 the share prices ranged from $5.35 to $5.42; for 09/10/2025 they ranged from $5.39 to $5.45.