Every 10-Q that National Bankshares Inc/VA (NKSH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow NKSH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NKSH filings page.
National Bankshares, Inc. reported higher profitability for the quarter ended June 30, 2026. Quarterly net income was $5,029 compared with $2,289 a year earlier, and six‑month net income was $10,010 versus $5,525. Basic and diluted EPS were $0.79 for the quarter and $1.57 for six months.
Net interest income for the quarter increased to $13,050 from $10,990 as total interest income rose and interest expense on deposits declined. Noninterest income was supported by a $6,566 gain on sale of an equity investment, largely offset by a $6,549 loss on sale of securities. Noninterest expense for the quarter decreased to $9,302 from $10,582, reflecting the absence of prior‑year core system conversion expense.
Total assets were $1,832,700, with total loans of $1,015,412 and total deposits of $1,629,456 at June 30, 2026. The allowance for credit losses on loans increased to $10,047, while nonaccrual loans remained low at $335. Stockholders’ equity rose to $192,231, and the company declared dividends of $0.75 per share.
National Bankshares, Inc. reported stronger first-quarter 2026 results, with net income of $4,981 compared with $3,236 a year earlier. Basic and diluted earnings per share rose to $0.78 from $0.51, reflecting improved profitability.
Total assets were $1,828,993 as of March 31, 2026, slightly above year-end 2025. Net interest income increased as the fully taxable equivalent net interest margin expanded to 2.98% from 2.40%, while total loans remained near $996,064 and deposits near $1,629,764. The allowance for credit losses on loans was $9,739, with a small net recovery in the quarter. Comprehensive income was tempered by a net unrealized loss on securities, leading to accumulated other comprehensive loss of $42,227. After quarter-end, the company announced the sale of its interest in Bearing Insurance Group, LLC, estimating a pre-tax gain of about $6,566 to be recognized in second-quarter 2026.
National Bankshares (NKSH) reported stronger Q3 2025 results. Net income rose to $4.4 million from $2.7 million a year ago, and diluted EPS increased to $0.69 from $0.42. Net interest income improved to $11.7 million from $9.4 million as interest expense declined to $7.3 million from $9.2 million, offsetting stable interest income. Noninterest income grew to $2.5 million, while total noninterest expense held at $8.5 million. The company recorded a $0.3 million provision for credit losses versus a small recovery last year.
On the balance sheet, loans expanded to $1.02 billion and securities available for sale reached $630.5 million. Deposits decreased to $1.56 billion, and borrowings stood at $50.0 million. Stockholders’ equity increased to $179.2 million, aided by a narrower accumulated other comprehensive loss of $44.4 million. Credit metrics were steady: nonaccrual loans were $2.0 million and accruing 90+ day past dues were $0.3 million; the allowance for credit losses was $10.6 million. Cash and cash equivalents were $42.3 million. For the nine months, net income was $9.9 million and dividends declared were $0.73 per share.
National Bankshares, Inc. (NKSH) reported improved profitability in the quarter and year-to-date periods while showing mixed funding and investment portfolio dynamics. For the three months ended June 30, 2025, the Company earned $2.289 million versus a loss of $0.307 million a year earlier, delivering basic and diluted EPS of $0.36. Net interest income rose to $10.991 million from $8.677 million, driven by higher interest and fees on loans. Loans totaled $1.011 billion, up from $988.6 million, and the allowance for credit losses was $10.422 million.
The securities available-for-sale portfolio had a fair value of $590.021 million with aggregate unrealized losses, but other comprehensive income improved materially, adding $11.353 million year-to-date. Total deposits were $1.627675 billion and cash and cash equivalents ended at $92.849 million. The Company paid regular dividends of $0.73 per share and is carrying goodwill of $10.718 million from its 2024 Frontier Community Bank acquisition, which expanded its market footprint into Waynesboro, Staunton and Lynchburg, Virginia.