National Bankshares posts year-end 2025 results release

National Bankshares, Inc. filed a current report to furnish a press release announcing its financial results for the period ended December 31, 2025.

Rhea-AI Filing Summary

National Bankshares, Inc. filed a current report to furnish a press release announcing its financial results for the period ended December 31, 2025.

The company states that the press release, dated January 22, 2026, is attached as an exhibit and incorporated by reference. The filing does not itself include the detailed revenue, profit, or balance sheet figures, but points investors to the accompanying press release for the full financial information.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did National Bankshares (NKSH) disclose in this 8-K?

National Bankshares, Inc. disclosed that it issued a press release reporting its financial results for the period ended December 31, 2025, and furnished that release as an exhibit.

When did National Bankshares (NKSH) release its financial results?

National Bankshares, Inc. issued its press release reporting financial results on January 22, 2026.

Which period do the reported financial results of National Bankshares (NKSH) cover?

The financial results discussed in the press release cover the period ended December 31, 2025.

Where can investors find the detailed financial figures for National Bankshares (NKSH)?

The detailed financial figures are contained in the press release attached as Exhibit 99.1, which is incorporated by reference into the report.

Who signed the National Bankshares (NKSH) report?

The report was signed on behalf of National Bankshares, Inc. by Lara E. Ramsey, President and CEO.

What type of security does National Bankshares (NKSH) list on Nasdaq?

National Bankshares, Inc. lists its Common Stock, par value $1.25 per share, on The Nasdaq Stock Market under the symbol NKSH.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/22/2026 - 04:30 PM Learn about SEC filing dates

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 22, 2026

National Bankshares Inc.

(Exact name of Registrant as Specified in Its Charter)

Virginia			0-15204	54-1375874
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
101 Hubbard Street
Blacksburg, Virginia				24060
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 540 951-6300

Not applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $1.25 per share		NKSH		The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 22, 2026, National Bankshares, Inc. issued a press release reporting its financial results for the period ended December 31, 2025. A copy of the press release is being furnished as an exhibit to this report and is incorporated by reference into this Item 2.02.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 National Bankshares, Inc. Press Release, dated January 22, 2026

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			NATIONAL BANKSHARES, INC.
Date:	January 22, 2026	By:	/s/ Lara E. Ramsey
			Lara E. Ramsey President and CEO