STOCK TITAN

Nuveen Municipal Credit (NMCO) shares traded by Bank of America unit

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Bank of America Corporation and its wholly owned subsidiary Merrill Lynch, Pierce, Fenner & Smith Incorporated reported indirect trades in Nuveen Municipal Credit Opportunities Fund common stock. They purchased 1,000 shares on May 18 at $10.61 per share, then sold 1,000 shares on May 19 at $10.53 per share, leaving no shares reported as held afterward. The reporting persons disclaim beneficial ownership except for any pecuniary interest and state that any profit potentially recoverable under Section 16(b) if they were greater than 10% beneficial owners will be remitted to the issuer.

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Insider BANK OF AMERICA CORP /DE/, MERRILL LYNCH, PIERCE, FENNER & SMITH INC.
Role 10% Owner | 10% Owner
Bought 1,000 shs ($11K)
Sold 1,000 shs ($11K)
Type Security Shares Price Value
Sale Common Stock 1,000 $10.53 $11K
Purchase Common Stock 1,000 $10.61 $11K
Holdings After Transaction: Common Stock — 0 shares (Indirect, See Footnotes)
Footnotes (3)
  1. F1. This statement is jointly filed by Bank of America Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("Merrill Lynch") (collectively, the "Reporting Persons"). Bank of America Corporation holds an indirect interest in the securities listed in this Report by virtue of its 100% ownership of its subsidiary Merrill Lynch. Each Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that any such Reporting Person is the beneficial owner of, or has any pecuniary interest in, such securities for purposes of Securities Exchange Act of 1934 (the "Exchange Act"), or for any other purpose.
  2. F2. Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) of the Exchange Act or any other purpose, (i) acting (or has agreed or is agreeing to act together with any other person) as a partnership, limited partnership, syndicate or other group for the purpose of acquiring, holding or disposing of securities of the Issuer or otherwise with respect to the Issuer or any securities of the Issuer or (ii) a member of any group with respect to the Issuer or any securities of the Issuer.
  3. F3. Without conceding its status as a greater than 10% beneficial owner or that the reported transactions are subject to disclosure under Section 16(a) of the Exchange Act or short-swing profit recovery under Section 16(b) of the Exchange Act, the amount of profit potentially recoverable by the Issuer from the reported transactions in the event that the Reporting Persons were greater than 10% beneficial owners and the transactions were subject to Section 16(b) will be remitted to the Issuer.
Open-market purchase 1,000 shares at $10.61 Common stock bought indirectly on May 18
Open-market sale 1,000 shares at $10.53 Common stock sold indirectly on May 19
Shares after sale 0 shares Total shares following May 19 transaction entry
Buy and sell counts 1 buy, 1 sell Transaction summary for this Form 4
beneficial ownership financial
"Each Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
pecuniary interest financial
"disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any"
Section 13(d) of the Exchange Act regulatory
"for the purposes of Section 13(d) of the Exchange Act or any other purpose"
Section 16(b) of the Exchange Act regulatory
"short-swing profit recovery under Section 16(b) of the Exchange Act, the amount of profit potentially recoverable"
greater than 10% beneficial owner regulatory
"Without conceding its status as a greater than 10% beneficial owner or that the reported transactions are subject to disclosure"

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FAQ

What insider trades did Bank of America report in NMCO shares?

Bank of America Corporation and Merrill Lynch reported indirect trades in Nuveen Municipal Credit Opportunities Fund common stock, buying 1,000 shares on May 18 at $10.61 and selling 1,000 shares on May 19 at $10.53, resulting in no reported shares held afterward.

How many Nuveen Municipal Credit Opportunities Fund (NMCO) shares were traded?

The reporting persons traded 1,000 common shares twice, first as an open-market purchase and then as an open-market sale. The May 18 transaction acquired 1,000 shares, and the May 19 transaction disposed of 1,000 shares, leaving no reported position following the sale.

Were the NMCO trades by Bank of America direct or indirect holdings?

The Form 4 states the Nuveen Municipal Credit Opportunities Fund trades were reported as indirect holdings. Both transactions list ownership as indirect with a “See Footnotes” notation, and the footnotes explain Bank of America’s interest arises through its 100% ownership of Merrill Lynch.

Do Bank of America and Merrill Lynch claim beneficial ownership of the NMCO shares?

The reporting persons expressly disclaim beneficial ownership of the Nuveen Municipal Credit Opportunities Fund securities, except to the extent of any pecuniary interest. They also state that the Form 4 should not be considered an admission that they are beneficial owners for Exchange Act purposes.

What do the Form 4 footnotes say about potential Section 16(b) profit on NMCO trades?

The footnotes state that, without conceding greater than 10% beneficial owner status, any profit potentially recoverable by the issuer from these Nuveen Municipal Credit Opportunities Fund transactions under Section 16(b) of the Exchange Act will be remitted to the issuer.

Are Bank of America and Merrill Lynch acting as a group regarding NMCO securities?

The reporting persons declare that neither the joint filing nor its content should be seen as an admission they are acting as a group for acquiring, holding, or disposing of Nuveen Municipal Credit Opportunities Fund securities, or that they are members of any such group under Section 13(d).
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
BANK OF AMERICA CORP /DE/

(Last)(First)(Middle)
BANK OF AMERICA CORPORATE CENTER
100 N TRYON ST

(Street)
CHARLOTTE NORTH CAROLINA 28255

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Nuveen Municipal Credit Opportunities Fund [ NMCO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
XForm filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/18/2026P1,000A$10.611,000ISee Footnotes(1)(2)(3)
Common Stock05/19/2026S1,000D$10.530ISee Footnotes(1)(2)(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
1. Name and Address of Reporting Person*
BANK OF AMERICA CORP /DE/

(Last)(First)(Middle)
BANK OF AMERICA CORPORATE CENTER
100 N TRYON ST

(Street)
CHARLOTTE NORTH CAROLINA 28255

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
1. Name and Address of Reporting Person*
MERRILL LYNCH, PIERCE, FENNER & SMITH INC.

(Last)(First)(Middle)
ONE BRYANT PARK

(Street)
NEW YORK NEW YORK 10036

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
Explanation of Responses:
1. This statement is jointly filed by Bank of America Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("Merrill Lynch") (collectively, the "Reporting Persons"). Bank of America Corporation holds an indirect interest in the securities listed in this Report by virtue of its 100% ownership of its subsidiary Merrill Lynch. Each Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that any such Reporting Person is the beneficial owner of, or has any pecuniary interest in, such securities for purposes of Securities Exchange Act of 1934 (the "Exchange Act"), or for any other purpose.
2. Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) of the Exchange Act or any other purpose, (i) acting (or has agreed or is agreeing to act together with any other person) as a partnership, limited partnership, syndicate or other group for the purpose of acquiring, holding or disposing of securities of the Issuer or otherwise with respect to the Issuer or any securities of the Issuer or (ii) a member of any group with respect to the Issuer or any securities of the Issuer.
3. Without conceding its status as a greater than 10% beneficial owner or that the reported transactions are subject to disclosure under Section 16(a) of the Exchange Act or short-swing profit recovery under Section 16(b) of the Exchange Act, the amount of profit potentially recoverable by the Issuer from the reported transactions in the event that the Reporting Persons were greater than 10% beneficial owners and the transactions were subject to Section 16(b) will be remitted to the Issuer.
BANK OF AMERICA CORP /DE/ By: Its: Authorized Signatory /s/ Monica Yako05/20/2026
MERRILL LYNCH, PIERCE, FENNER & SMITH INC. By: Its: Authorized Signatory /s/ Monica Yako05/20/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)