Director at NMI Holdings (NMIH) reports 4,151 restricted stock units

Rhea-AI Filing Summary

NMI Holdings, Inc. director Renu Agrawal reported initial beneficial ownership of restricted stock units in the company. The filing shows 4,151 restricted stock units, described as granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan on February 12, 2026.

These restricted stock units vest in two equal annual installments on the second and third anniversaries of the February 12, 2026 grant date, meaning the award is structured to encourage longer-term board service and alignment with shareholders over multiple years.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Agrawal Renu

Role Director

Type	Security	Shares	Price	Value
holding	Restricted Stock Unit (right to receive)	--	--	--

Holdings After Transaction: Restricted Stock Unit (right to receive) — 4,151 shares (Direct)

Footnotes (1)

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Agrawal Renu

(Last) (First) (Middle)

C/O NMI HOLDINGS, INC.

2100 POWELL STREET, 12TH FL.

(Street)

EMERYVILLE CA 94608

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/12/2026

3. Issuer Name and Ticker or Trading Symbol
NMI Holdings, Inc. [ NMIH ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Unit (right to receive)	4,151(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan on February 12, 2026. The restricted stock units vest in equal annual installments on each of the second and third anniversaries of the grant date.

Remarks:

	/s/ Augustin Joo, as Attorney-in-Fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider position is reported in NMI Holdings (NMIH) latest Form 3?

The Form 3 reports director Renu Agrawal as a reporting person for NMI Holdings, Inc. It discloses her beneficial ownership of restricted stock units in the company as of February 12, 2026, reflecting equity-based compensation tied to her board role.

How many restricted stock units does Renu Agrawal report owning in NMIH?

Renu Agrawal reports beneficial ownership of 4,151 restricted stock units of NMI Holdings, Inc. These units are shown as directly owned and represent equity compensation under the company’s omnibus incentive plan as of the February 12, 2026 grant date.

When were the reported NMI Holdings (NMIH) restricted stock units granted?

The filing states the restricted stock units were granted on February 12, 2026. They were issued under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, which governs the terms of equity awards made to directors and other eligible participants.

What is the vesting schedule for Renu Agrawal’s NMIH restricted stock units?

The 4,151 restricted stock units vest in two equal annual installments. Vesting occurs on each of the second and third anniversaries of the February 12, 2026 grant date, creating a multi-year timeline that encourages continued service as a director.

Are the NMIH restricted stock units held directly or indirectly by the reporting person?

The Form 3 shows the 4,151 restricted stock units as held with direct ownership. No indirect ownership entity or special beneficial ownership disclaimer is described in the provided excerpt, indicating the units are attributed directly to the reporting director.

Under which plan were the reported NMI Holdings (NMIH) restricted stock units granted?

The restricted stock units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan. This plan provides the framework for equity awards such as restricted stock units to directors and other participants, including vesting terms and conditions.