NMI Holdings, Inc. SEC Filings

Agrawal Renu reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings, Inc. director Renu Agrawal received a grant of 4,512 restricted stock units as equity compensation. These units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and will vest on the first anniversary of the grant date. Following this award, Agrawal holds 8,663 unvested restricted stock units.

NMI Holdings, Inc. reported results from its annual stockholder meeting. On the record date, 76,156,368 common shares were outstanding, and 90.64% were present, establishing a strong quorum. Stockholders elected all nine nominated directors, each receiving over 60 million votes in favor.

Investors also approved, on an advisory basis, the company’s executive compensation, with 61,053,212 votes for and 4,928,264 against. In addition, stockholders ratified BDO USA, LLP as independent registered public accounting firm for the year ending December 31, 2026, with 68,517,000 votes for and only 536,950 against.

NMI Holdings, Inc. reported that EVP and Chief Financial Officer Aurora Swithenbank had 2,922 common shares withheld on May 8, 2026 to cover taxes due on vesting of previously granted restricted stock units. This was a tax-withholding disposition, not an open-market sale. After the transaction, she held 62,396 shares in total, consisting of 26,267 common shares and 36,129 unvested restricted stock units, so her overall equity stake in the company remains substantial.

NMI Holdings, Inc. Executive Vice President and Chief Financial Officer Aurora Swithenbank reported a tax-related share disposition. On May 1, 2026, 9,135 common shares were withheld by NMI Holdings to cover withholding taxes due on the vesting of restricted stock units granted on May 8, 2024. This was a tax-withholding disposition, not an open‑market sale, and Swithenbank directly holds 65,318 common shares afterward, along with footnoted unvested restricted stock units that continue to vest over a three‑year schedule.

NMI Holdings, Inc. reported solid first-quarter 2026 results as its mortgage insurance portfolio continued to grow. Total assets reached $3.91 billion and shareholders' equity was $2.63 billion, reflecting a strong capital position and ongoing profitability.

For the three months ended March 31, 2026, the company generated total revenues of $183.5 million, up from $173.2 million a year earlier, driven mainly by higher net premiums earned and net investment income. Net income was $99.3 million versus $102.6 million in 2025, with diluted EPS steady at $1.28.

Insurance-in-force rose to $222.3 billion of primary IIF and $59.5 billion of primary risk-in-force, supported by $12.3 billion of new insurance written and an annual persistency rate of 82.2%. Credit performance remained stable, with a primary default rate of 1.17% on 684,977 policies in force.

NMI Holdings reported first-quarter 2026 net income of $99.3 million, or $1.28 per diluted share, on total revenue of $183.5 million. Net income rose from $94.2 million in the prior quarter but eased from $102.6 million a year earlier, while diluted EPS matched last year.

Primary insurance-in-force grew to $222.3 billion, up from $221.4 billion at December 31, 2025 and $211.3 billion a year ago, reflecting continued portfolio expansion. The loss ratio increased to 13.3% from 3.0% a year earlier, but the combined ratio remained low at 33.1%, supporting an annualized return on equity of 15.2%. Book value per share excluding net unrealized investment gains and losses was $35.46, up 3% sequentially and 15% year over year.

NMI Holdings Inc — Vanguard Capital Management reported beneficial ownership of 4,010,885 shares of Common Stock, representing 5.26% of the class, with the reporting period dated 03/31/2026. The filer discloses sole voting power over 580,432 shares and sole dispositive power over 4,010,885 shares. The filing states these holdings include securities held for Vanguard-managed funds and other managed accounts and notes no single other person holds >5% of the class.

NMI Holdings Inc ownership disclosure: The Vanguard Group amended its Schedule 13G to report zero shares beneficially owned of NMI Holdings Inc common stock and 0% of the class. The amendment explains an internal realignment that disaggregated certain subsidiaries and business divisions for separate reporting purposes.

NMI Holdings, Inc. filed its Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The company reported $221.4 billion of primary insured IIF and $59.3 billion of primary RIF as of December 31, 2025, and $48.9 billion of new insurance written in 2025. Management reported a PMIERs sufficiency ratio in which available assets exceeded required assets by 70%. The Form 10-K discloses 76,032,627 shares outstanding as of February 6, 2026 and an aggregate market value of common stock held by non-affiliates of $2,710,628,478 as of June 30, 2025. The company had 225 employees as of year-end and describes its primary businesses: mortgage insurance written by NMIC and related loan review services provided by NMIS. The filing details regulatory oversight, reinsurance programs, underwriting and rescission relief practices, and investments in technology including the Rate GPS® pricing platform.