Welcome to our dedicated page for Nmi Holdings SEC filings (Ticker: NMIH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The NMI Holdings, Inc. (NMIH) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a NASDAQ-listed parent of National Mortgage Insurance Corporation (National MI). As a U.S.-based private mortgage insurer, NMI Holdings uses its SEC reports to present details about its mortgage insurance activities, financial condition, risk factors and governance.
Through this page, users can review current and historical filings such as Form 10-K annual reports and Form 10-Q quarterly reports, which describe net premiums earned, net investment income, insurance claims and claim expenses, underwriting and operating expenses, net income and book value per share. These filings also discuss insurance metrics including primary insurance-in-force and new insurance written, along with loss and expense ratios and other operating information relevant to the company’s mortgage insurance portfolio.
Investors can also see Form 8-K current reports, where NMI Holdings furnishes earnings press releases and other material updates, such as the announcement of quarterly financial results. These 8-K filings often reference conference calls and webcasts and may include exhibits with detailed financial tables and explanations of non-GAAP measures like adjusted net income and adjusted return-on-equity.
Stock Titan enhances this data with AI-powered summaries that highlight key points from lengthy filings, helping users quickly understand the main drivers in NMI Holdings’ results, risk disclosures and capital position. Real-time updates from EDGAR allow investors to track new filings as they are posted, while access to forms related to insider and executive activity, when available, can help users monitor ownership and compensation-related information disclosed by the company.
NMI Holdings, Inc. director Renu Agrawal reported initial beneficial ownership of restricted stock units in the company. The filing shows 4,151 restricted stock units, described as granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan on February 12, 2026.
These restricted stock units vest in two equal annual installments on the second and third anniversaries of the February 12, 2026 grant date, meaning the award is structured to encourage longer-term board service and alignment with shareholders over multiple years.
NMI Holdings, Inc. executive Aurora Swithenbank, EVP and Chief Financial Officer, reported equity compensation and related tax-withholding transactions in company stock. On February 11, 2026, she received a grant of 14,784 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, vesting 40% on each of the first two anniversaries of the grant date and 20% on the third anniversary.
To cover withholding taxes tied to previously granted restricted stock units, the company withheld 9,117 common shares on May 1, 2025, 2,916 common shares on May 8, 2025, and 3,363 common shares on February 12, 2026, each at a net settlement price equal to the applicable closing stock price. After these transactions, the filing states she beneficially owns 14,629 common shares and 59,824 unvested restricted stock units.
NMI Holdings EVP Yousaf Mohammad Nawaz reported equity compensation and related tax-withholding transactions. On February 11, 2026, he acquired 9,164 restricted stock units (RSUs) under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, vesting 40% on each of the first two anniversaries and 20% on the third.
Also on February 11, 2026, performance criteria for PRSUs granted on February 8, 2023 were certified, resulting in the issuance of 27,212 common shares. To cover tax withholding tied to these vestings, 10,708 common shares were disposed of on February 11, 2026 and 1,595 common shares on February 12, 2026 through tax-withholding dispositions. After these transactions, he beneficially owned 54,733 common shares, consisting of 37,213 common shares and 17,520 unvested RSUs.
SHUSTER BRADLEY M reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 29,358 shares. Following the reported transactions, holdings were 415,411 shares.
Smith Robert Owen reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 74,378 shares. Following the reported transactions, holdings were 108,381 shares.
Fitzgerald Norman Peter reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 51,269 shares. Following the reported transactions, holdings were 54,945 shares.
NMI Holdings CEO Adam Pollitzer reported equity award grants and related tax-withholding share dispositions. On February 11, 2026, he received 63,538 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan that vest 40% on each of the first two anniversaries and 20% on the third.
Performance criteria for a prior February 8, 2023 performance-based RSU grant were certified as met on February 11, 2026, resulting in 184,664 common shares being issued. To cover withholding taxes, the company withheld 93,958 shares on February 11, 2026 and 14,674 shares on February 12, 2026, both reported as tax-withholding dispositions. Following these transactions, Pollitzer held 319,919 common shares and 123,054 unvested restricted stock units.
NMI Holdings, Inc. reported equity compensation activity for Chief Administrative Officer and General Counsel William J. Leatherberry. On February 11, 2026, he acquired 18,233 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, which vest 40% on each of the first two anniversaries of the grant date and 20% on the third.
Performance-based restricted stock units granted on February 8, 2023 vested after performance criteria were certified, resulting in 50,496 common shares being issued on February 11, 2026. To cover tax withholding related to these and other vesting RSUs, 25,693 shares were withheld on February 11, 2026 and 4,005 shares on February 12, 2026 through tax-withholding dispositions. After these transactions, he directly held 164,234 common shares and 34,433 unvested restricted stock units.
NMI Holdings, Inc. filed an 8-K announcing that its Board of Directors expanded to ten members and appointed Renu Agrawal as an independent director, effective February 12, 2026. She will serve on the company’s Audit Committee and Risk Committee.
Under the standard non-employee director compensation program, Ms. Agrawal will receive an annual cash retainer of $120,000 for 2026 (prorated) and an annual equity retainer of $170,000 in restricted stock units vesting after one year. She will also receive an additional RSU grant with a grant date fair value of $170,000, vesting in equal installments on the second and third anniversaries of the grant date, and is subject to stock ownership guidelines requiring total share value of at least five times her annual cash retainer.
NMI Holdings, Inc. files its annual report describing a growing, technology-driven private mortgage insurance business. Through subsidiaries NMIC, Re One and NMIS, it insures high loan-to-value U.S. residential mortgages and provides loan review services.
As of December 31, 2025, the company had issued master policies with 2,193 customers and reported $221.4 billion of primary insurance-in-force and $59.3 billion of primary risk-in-force, with $48.9 billion of new insurance written for the year. It employed 225 people and used its proprietary Rate GPS® platform and AXIS system to price and manage risk.
NMI highlights extensive use of quota-share, excess-of-loss and insurance-linked note reinsurance, and states that its PMIERs available assets exceeded GSE-required assets by 70% as of December 31, 2025. The filing also notes significant regulation by state insurance departments and the GSEs, competitive pressure from five other private MIs and government programs, and an extended IT services agreement with Tata Consultancy Services through 2032.