STOCK TITAN

RSU grants and tax withholding for NexPoint (NYSE: NREF) officer

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

NexPoint Real Estate Finance, Inc. officer Paul Richards reported compensation-related stock activity. On April 2, 2026, he was granted 61,347 restricted stock units (RSUs), each representing a right to receive one share of common stock. These RSUs vest in four installments through February 15, 2030.

On April 3, 2026 and April 4, 2026, previously granted RSUs vested and were exercised into 15,087 and 6,894 shares of common stock. To cover tax obligations, the company withheld 6,825 shares and 4,044 shares at $13.36 per share rather than selling stock in the market. Following these transactions, Richards directly owns 65,692 common shares, plus indirect holdings of 7,498 shares through a 401(k) plan and 879 shares through an IRA.

Positive

  • None.

Negative

  • None.
Insider Richards Paul
Role See Remarks
Type Security Shares Price Value
Exercise Restricted Stock Units 6,894 $0.00 --
Exercise Common Stock 6,894 $0.00 --
Tax Withholding Common Stock 4,044 $13.36 $54K
Exercise Restricted Stock Units 15,087 $0.00 --
Exercise Common Stock 15,087 $0.00 --
Tax Withholding Common Stock 6,825 $13.36 $91K
Grant/Award Restricted Stock Units 61,347 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 6,894 shares (Direct); Common Stock — 69,736 shares (Direct); Common Stock — 7,498 shares (Indirect, By 401(k) plan.)
Footnotes (1)
  1. Each restricted stock unit represents a contingent right to receive one share of common stock of NexPoint Real Estate Finance, Inc. On April 2, 2026, the reporting person was granted 61,347 restricted stock units. The restricted stock units vest one-fourth on April 2, 2027, one-fourth on February 15, 2028, one-fourth on February 15, 2029 and one-fourth on February 15, 2030. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash. On April 3, 2025, the reporting person was granted 60,345 restricted stock units. The restricted stock units vested one-fourth on April 3, 2026 and will vest one-fourth on February 15, 2027, one-fourth on February 15, 2028 and one-fourth on February 15, 2029. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash. On April 4, 2023, the reporting person was granted 27,578 restricted stock units. The restricted stock units vested one-fourth on April 4, 2024, one-fourth on April 4, 2025 and one-fourth on April 4, 2026 and will vest one-fourth on April 4, 2027. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
RSU grant 61,347 RSUs Granted on April 2, 2026
RSUs exercised (April 3, 2026) 15,087 shares RSUs converted into common stock
RSUs exercised (April 4, 2026) 6,894 shares RSUs converted into common stock
Shares withheld for taxes (1) 6,825 shares Tax withholding at $13.36 per share on April 3, 2026
Shares withheld for taxes (2) 4,044 shares Tax withholding at $13.36 per share on April 4, 2026
Direct common shares 65,692 shares Direct ownership after transactions
401(k) indirect shares 7,498 shares Indirect ownership by 401(k) plan
IRA indirect shares 879 shares Indirect ownership by IRA
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive one share of common stock"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
401(k) plan financial
"Common Stock, nature_of_ownership: By 401(k) plan."
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
IRA financial
"Common Stock, nature_of_ownership: By IRA."
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
grant, award, or other acquisition financial
"Grant, award, or other acquisition"
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Richards Paul

(Last)(First)(Middle)
300 CRESCENT COURT, SUITE 700

(Street)
DALLAS TEXAS 75201

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NexPoint Real Estate Finance, Inc. [ NREF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
See Remarks
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/02/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/03/2026M15,087A(1)69,667D
Common Stock04/03/2026F6,825D$13.3662,842D
Common Stock04/04/2026M6,894A(1)69,736D
Common Stock04/04/2026F4,044D$13.3665,692D
Common Stock7,498IBy 401(k) plan.
Common Stock879IBy IRA.
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)04/02/2026A61,347 (2) (2)Common Stock61,347$061,347D
Restricted Stock Units(1)04/03/2026M15,087 (3) (3)Common Stock15,087$045,258D
Restricted Stock Units(1)04/04/2026M6,894 (4) (4)Common Stock6,894$06,894D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of common stock of NexPoint Real Estate Finance, Inc.
2. On April 2, 2026, the reporting person was granted 61,347 restricted stock units. The restricted stock units vest one-fourth on April 2, 2027, one-fourth on February 15, 2028, one-fourth on February 15, 2029 and one-fourth on February 15, 2030. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
3. On April 3, 2025, the reporting person was granted 60,345 restricted stock units. The restricted stock units vested one-fourth on April 3, 2026 and will vest one-fourth on February 15, 2027, one-fourth on February 15, 2028 and one-fourth on February 15, 2029. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
4. On April 4, 2023, the reporting person was granted 27,578 restricted stock units. The restricted stock units vested one-fourth on April 4, 2024, one-fourth on April 4, 2025 and one-fourth on April 4, 2026 and will vest one-fourth on April 4, 2027. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
Remarks:
Chief Financial Officer, Executive VP-Finance, Assistant Secretary and Treasurer
/s/ Paul Richards04/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did NexPoint (NREF) officer Paul Richards report in this Form 4?

He reported a grant of 61,347 restricted stock units and the vesting and settlement of earlier RSU awards into common shares. Some shares were withheld to cover taxes, and his direct and indirect share holdings were updated.

How many restricted stock units did Paul Richards receive from NexPoint (NREF)?

He received 61,347 restricted stock units. Each unit represents a contingent right to one NexPoint Real Estate Finance common share, vesting in four installments between April 2027 and February 2030, subject to the award’s stated vesting schedule.

When do Paul Richards’ new NexPoint (NREF) RSUs vest?

The 61,347 RSUs vest one-fourth on April 2, 2027, then one-fourth on February 15, 2028, February 15, 2029, and February 15, 2030. Settlement generally occurs within 10 days of each vesting date, in shares or potentially cash.

How many NexPoint (NREF) RSUs did Paul Richards convert into common stock?

He exercised 15,087 RSUs and 6,894 RSUs into an equal number of NexPoint common shares on April 3, 2026 and April 4, 2026. These transactions reflected scheduled settlements of previously granted restricted stock unit awards.

Why were some NexPoint (NREF) shares reported as disposed by Paul Richards?

A total of 6,825 shares and 4,044 shares of common stock were withheld at $13.36 per share. These F-code transactions reflect shares retained by the company to pay tax liabilities on vested RSUs, not open-market sales by Richards.

What is Paul Richards’ NexPoint (NREF) share ownership after these transactions?

After the reported activity, he directly owns 65,692 NexPoint common shares. He also has indirect holdings of 7,498 shares through a 401(k) plan and 879 shares through an IRA, as disclosed in the Form 4 holdings entries.