NWBI officer reports tax withholding on RSU vesting

Northwest Bancshares, Inc. Chief Credit Officer Thomas K. Creal IV reported a routine tax-related share disposition.

Rhea-AI Filing Summary

Northwest Bancshares, Inc. Chief Credit Officer Thomas K. Creal IV reported a routine tax-related share disposition. On March 20, 2026, 547 shares of Northwest Bancshares common stock were withheld at $12.21 per share to cover his tax obligation upon vesting of a restricted stock unit award, rather than being sold in the open market.

After this withholding, Creal directly holds 50,050.257 shares of common stock and indirectly holds 5,165.306 shares through a 401-K plan, indicating that his overall equity position in the company remains substantial despite this non-market tax withholding event.

Insights

Banking equity and governance analyst

Routine tax withholding; no open‑market buying or selling signal.

Chief Credit Officer Thomas K. Creal IV had 547 shares of Northwest Bancshares common stock withheld at $12.21 per share to satisfy taxes on restricted stock unit vesting. The footnote clarifies this is a tax-withholding disposition, not an open-market sale.

Following the transaction, he holds 50,050.257 shares directly and 5,165.306 shares indirectly via a 401-K. The filing shows no option exercises or open-market trades, and the net buy/sell direction is reported as neutral, suggesting this is standard compensation-related housekeeping rather than a change in sentiment.

Insider Trade Summary

Exercise Price or Tax Liability: 547 shares

Exercise Price or Tax Liability 2 txns

Insider Creal Thomas K IV

Role Chief Credit Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Northwest Bancshares, Inc. Common Stock	547	$12.21	$7K
holding	Northwest Bancshares, Inc. Common Stock	--	--	--

Holdings After Transaction: Northwest Bancshares, Inc. Common Stock — 50,050.257 shares (Direct); Northwest Bancshares, Inc. Common Stock — 5,165.306 shares (Indirect, 401-K)

Footnotes (1)

1. F1. Reflects shares withheld to satisfy reporting person's tax withholding obligation upon the vesting of a restricted stock unit.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Northwest Bancshares (NWBI) report for Thomas K. Creal IV?

Northwest Bancshares reported that Chief Credit Officer Thomas K. Creal IV had 547 shares withheld to cover taxes on vested restricted stock units. This Form 4 event records a compensation-related tax payment, not an open-market stock purchase or sale by the executive.

Was the Northwest Bancshares (NWBI) Form 4 a stock sale by the executive?

No, the Form 4 shows shares withheld for tax obligations, not a market sale. 547 shares were delivered to satisfy taxes upon restricted stock unit vesting, meaning the executive did not actively sell shares on an exchange or through a broker.

How many Northwest Bancshares (NWBI) shares does Thomas K. Creal IV hold after this filing?

After the tax-withholding transaction, Thomas K. Creal IV holds 50,050.257 Northwest Bancshares common shares directly. He also has 5,165.306 shares held indirectly through a 401-K plan, reflecting a continued meaningful ownership stake in the company’s equity.

What does the F transaction code mean in the Northwest Bancshares (NWBI) Form 4?

The F code indicates shares were used to pay taxes or an exercise price. Here, 547 shares were withheld to satisfy Thomas K. Creal IV’s tax withholding obligation when restricted stock units vested, which is common for equity-based executive compensation.

Does the Northwest Bancshares (NWBI) Form 4 indicate any option exercises or derivative transactions?

No, the provided data show no derivative exercises or option-related transactions. The transactionSummary lists zero derivative transaction count and zero exerciseShares, indicating the only reportable event was tax withholding on restricted stock unit vesting.

Is the insider activity in this Northwest Bancshares (NWBI) Form 4 considered significant for investors?

The activity appears routine and administrative. It records 547 shares withheld for taxes on equity compensation, while the executive still holds over 55,000 combined direct and indirect shares, so it does not represent a major shift in ownership or trading behavior.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/24/2026 - 04:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Creal Thomas K IV

(Last) (First) (Middle)

3 EASTON OVAL

SUITE 500

(Street)

COLUMBUS OHIO 43219

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Northwest Bancshares, Inc. [ NWBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Northwest Bancshares, Inc. Common Stock	03/20/2026		F		547	D	$12.21	50,050.257(1)	D
Northwest Bancshares, Inc. Common Stock								5,165.306	I	401-K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares withheld to satisfy reporting person's tax withholding obligation upon the vesting of a restricted stock unit.

Remarks:

	Thomas K. Creal IV by Douglas M. Schosser, Attorney-in-Fact	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)