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Oceanfirst Finl Corp SEC Filings

OCFC NASDAQ

Welcome to our dedicated page for Oceanfirst Finl SEC filings (Ticker: OCFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Trying to track OceanFirst Financial’s net-interest margin or credit-loss allowance without reading hundreds of pages? Start here. Our platform brings every OceanFirst Financial SEC filing—10-K, 10-Q, 8-K and Form 4—into one place and explains what matters for a community bank with deep roots in New Jersey’s real-estate market.

Use Stock Titan’s AI-powered summaries to turn dense banking tables into plain language. Need the OceanFirst Financial quarterly earnings report 10-Q filing? It’s delivered within minutes of hitting EDGAR, complete with margin trends and loan-portfolio shifts. Looking for OceanFirst Financial insider trading Form 4 transactions or executive stock transactions Form 4? Real-time alerts highlight buying and selling by directors and officers. Our coverage also surfaces the OceanFirst Financial proxy statement executive compensation details that clarify pay-for-performance, and every OceanFirst Financial 8-K material events explained so you never miss branch acquisitions or FDIC consent orders.

Whether you want the OceanFirst Financial annual report 10-K simplified, a side-by-side earnings report filing analysis, or understanding OceanFirst Financial SEC documents with AI, the workflow is straightforward: search, skim our expert notes, drill into the source PDF when needed, and export key figures. Professional use cases include monitoring deposit betas ahead of rate moves, comparing credit-quality metrics across quarters, and flagging OceanFirst Financial Form 4 insider transactions real-time before market open. All filing types, all updated instantly—clarity without the manual slog.

Rhea-AI Summary

Provident Financial Services, Inc. (NYSE: PFS) filed an 8-K to disclose a Regulation FD event. On 24 Jul 2025 the Board declared a quarterly cash dividend of $0.24 per common share. The dividend is payable on 29 Aug 2025 to shareholders of record at the close of business on 15 Aug 2025.

No other financial data, guidance or material transactions were reported. The information in Item 7.01 and Exhibit 99.1 is being furnished, not filed, and therefore will not be incorporated by reference into filings under the Securities Act or Exchange Act.

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FAQ

What is the current stock price of Oceanfirst Finl (OCFC)?

The current stock price of Oceanfirst Finl (OCFC) is $17.43 as of July 25, 2025.

What is the market cap of Oceanfirst Finl (OCFC)?

The market cap of Oceanfirst Finl (OCFC) is approximately 1.1B.

What is the core business focus of Oceanfirst Finl Corp?

Oceanfirst Finl Corp primarily focuses on attracting retail and business deposits and converting these into loans, including residential mortgages and commercial real estate advances, to serve its local community.

What products and services does Oceanfirst offer?

The bank offers a broad range of financial products, including deposit accounts, residential mortgages, home equity lines of credit, and ancillary services such as bank card and wealth management solutions.

How does Oceanfirst generate its revenue?

The bank's revenue is primarily generated from the interest earned on its loan portfolio, supplemented by interest on investment securities and additional income from services like card operations and wealth management.

How does the company maintain its competitive position?

By leveraging its long history and deep local roots in central and southern New Jersey, Oceanfirst Finl Corp focuses on personalized service, tailored financial products, and community engagement, which help differentiate it from larger national banks.

What sets Oceanfirst apart in the banking industry?

Oceanfirst's longstanding commitment to community values and its deep understanding of local market dynamics allow it to offer customized financial solutions that directly address the needs of individuals and local businesses.

How does Oceanfirst support customer financial needs throughout life stages?

The bank offers specific products such as savings accounts for children, mortgage solutions for first-time homebuyers, and wealth management services for long-term planning, ensuring comprehensive support at every stage of life.

In which geographical areas does Oceanfirst primarily operate?

Oceanfirst Finl Corp primarily operates in central and southern New Jersey, focusing on community banking and personalized financial services in these regions.
Oceanfirst Finl Corp

NASDAQ:OCFC

OCFC Rankings

OCFC Stock Data

1.06B
56.46M
3.35%
75.14%
0.99%
Banks - Regional
National Commercial Banks
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United States
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