Welcome to our dedicated page for Oceanfirst Finl SEC filings (Ticker: OCFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
OceanFirst Financial Corp (NASDAQ: OCFC) files a range of documents with the U.S. Securities and Exchange Commission that provide insight into its operations as a savings institution and regional bank holding company. This page aggregates those SEC filings and pairs them with AI-powered tools to help interpret the technical language that often appears in banking disclosures.
Investors researching OCFC can use this resource to access current reports on Form 8-K, where OceanFirst discloses material events such as quarterly earnings results, investor presentations, debt offerings, and merger-related announcements. For example, the company has used Form 8-K to describe the pricing and terms of its Fixed-to-Floating Rate Subordinated Notes due 2035, the intended use of proceeds, and the structure of its definitive merger agreement with Flushing Financial Corporation and related investment agreement with affiliates of funds managed by Warburg Pincus LLC.
In addition to 8-Ks, users can locate OceanFirst’s annual reports on Form 10-K and quarterly reports on Form 10-Q through the SEC system. These filings typically contain detailed discussions of loan and deposit portfolios, interest income, credit loss provisions, capital ratios, and risk factors relevant to a regional banking organization. Proxy materials and other filings can also provide information on governance and shareholder matters.
Stock Titan’s platform enhances these filings with AI-generated summaries that highlight key points, explain complex sections in simpler terms, and help readers quickly identify items such as new debt issuances, dividend declarations, or merger conditions. Users interested in insider activity can also review Form 4 and related ownership filings available through EDGAR to see reported transactions by directors and officers.
By combining real-time access to OceanFirst’s SEC reports with AI explanations, this page helps investors, analysts, and researchers understand how OCFC describes its financial condition, strategic transactions, and regulatory disclosures over time.
OceanFirst Financial Corp. and Flushing Financial Corporation have agreed to combine through a two-step merger in which Flushing stockholders will receive 0.85 share of OceanFirst common stock per Flushing share. The transaction is expected to create a combined regional bank with approximately $23 billion in assets, $17 billion in loans, and $18 billion in deposits across 71 retail branches.
Concurrently, affiliates of funds managed by Warburg Pincus have agreed to invest
Special stockholder meetings will be held virtually on
Chong Patrick reported acquisition or exercise transactions in this Form 4 filing.
OCEANFIRST FINANCIAL CORP reporting person Patrick Chong received an annual allocation of 293 shares of Common Stock through the company’s ESOP, recorded as an indirect grant or award with no cash price. After this, he indirectly holds 1,540 shares and directly holds 1,811 shares, which include restricted stock that has not yet vested.
OceanFirst Financial Corp. proposes a merger with Flushing Financial Corporation and expects to issue approximately 28,801,083 shares of OceanFirst common stock to Flushing stockholders in the first merger.
The transaction contemplates OceanFirst issuing approximately 784,584 shares to holders of Flushing restricted stock units, and Warburg Pincus will invest $225 million for approximately 9.5 million shares, a non-voting NVCE instrument and a warrant. The exchange ratio is 0.85 OceanFirst shares per Flushing share. The mergers and the investment are subject to stockholder approvals, specified regulatory approvals and customary closing conditions, and are expected to close in the second quarter of 2026, subject to those conditions.
OceanFirst Financial Corp Senior EVP & Corporate Secretary Steven James Tsimbinos reported option exercises and related share withholdings. On February 17, 2026, he exercised stock options for 15,000 shares at $17.28 per share, converting them into an equal number of common shares.
To cover the exercise price or tax obligations, 13,784 common shares were disposed of at $19.71 per share through a tax-withholding transaction, not an open-market sale. After these moves, he directly owned 190,094 common shares, with additional indirect holdings of 7,759 shares through an ESOP and 10,203 shares through a 401(k). Footnotes state that totals include unvested restricted stock and that the increases in beneficial ownership arise from exempt acquisitions under Rule 16b-3(c).
OceanFirst Financial Corp. director and Senior EVP/COO Joseph Lebel III exercised stock options and settled related taxes in shares. He exercised 37,500 stock options at
OCEANFIRST FINANCIAL CORP Chairman and CEO Christopher Maher reported option exercises and related share withholdings. He exercised stock options covering 59,677 shares at
To cover taxes and/or exercise costs, 55,172 common shares were disposed of at
Wellington Management Group LLP and affiliated entities have filed a Schedule 13G disclosing a significant passive stake in OceanFirst Financial Corp. common stock. They report beneficial ownership of 3,265,615 shares, representing about 5.7% of the outstanding class.
The filing shows shared voting power over 3,124,308 shares and shared dispositive power over up to 3,265,615 shares, with no sole voting or dispositive power. The securities are owned of record by advisory clients of Wellington’s investment adviser subsidiaries, and no single client is said to hold more than five percent of the class. The group certifies the holdings are in the ordinary course of business and not for the purpose of changing or influencing control of OceanFirst.
OceanFirst Financial Corp. plans to merge with Flushing Financial Corporation in an all‑stock transaction. Flushing stockholders will receive 0.85 share of OceanFirst common stock for each Flushing share, plus cash instead of fractional shares.
The combined regional bank is expected to have about $23 billion in assets, $17 billion in loans and $18 billion in deposits across 71 branches in New Jersey, Long Island and New York. Concurrently, affiliates of Warburg Pincus will invest $225 million for OceanFirst common and non‑voting common‑equivalent stock and a seven‑year warrant economically equivalent to about 11.4 million common shares.
After closing, OceanFirst stockholders are expected to own roughly 58% of the combined company, Flushing stockholders about 30%, and Warburg about 12%. Both companies’ boards unanimously recommend their stockholders vote in favor of the required proposals at special meetings.
OceanFirst Financial Corp. filed a current report to share that it will present to current and prospective investors after January 29, 2026. The company has prepared an investor presentation, attached as Exhibit 99.1, and plans to post it on its website.
The disclosure is made under Regulation FD, and the report states that the information is being furnished to the SEC rather than deemed filed, which affects how it is treated for certain legal and liability purposes.