Every 8-K that Old National Bancorp (ONBPP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ONBPP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ONBPP filings page.
Old National Bancorp provided an investor presentation under Regulation FD highlighting record second‑quarter 2026 results and updated full‑year guidance. For 2Q26, diluted EPS was $0.65 both reported and adjusted, with record efficiency ratios of 47.0% reported and 45.2% adjusted. Net income applicable to common shareholders was $249 million, with ROAA 1.38% (1.39% adjusted) and ROATCE 19.8% (19.9% adjusted).
As of June 30, 2026, assets were $74B, loans $50.8B, and deposits $56.1B. Loans grew $1.0B in the quarter (8.3% annualized) and deposits grew 3.4% annualized, while total deposit costs were 171 bps and net interest margin (fully taxable equivalent) was 3.54%. Capital remained strong with a CET1 ratio of 11.09%, tangible common equity to tangible assets of 7.68%, and tangible book value per share of $14.32, up 14% year over year.
Credit quality metrics were stable, with an allowance for credit losses of $612 million or 1.21% of total loans, net charge‑offs of 0.26% (0.22% excluding purchased credit deteriorated loans), and nonaccrual loans down $50 million, or 10%, quarter over quarter. The company returned $163 million to common shareholders in 2Q26 through $107 million of share repurchases (4.4 million shares) and $56 million of dividends and reaffirmed a 2026 outlook featuring 6%–8% year‑over‑year loan growth, higher net interest income, positive operating leverage and more than 15% EPS growth.
Old National Bancorp reported record second quarter 2026 net income applicable to common shares of $249.4 million, or $0.65 per diluted share; record adjusted net income was $250.4 million and adjusted EPS was also $0.65. Net interest income on a fully taxable equivalent basis was $586.5 million with a 3.54% net interest margin. Total noninterest income was $153.6 million, including a $13.2 million pre-tax pension gain, while noninterest expense was $372.2 million, producing record efficiency and adjusted efficiency ratios of 47.0% and 45.2% and an adjusted ROATCE of 19.9%.
Period-end loans were $50.8 billion, up $1.0 billion or 8.3% annualized, and period-end deposits were $56.1 billion, yielding a 91% loan-to-deposit ratio. Credit metrics remained stable, with net charge-offs at 0.26% of average loans, 30+ day delinquencies at 0.29% of loans, nonaccrual loans at 0.91% of loans, and an allowance for credit losses of $612.0 million, or 1.21% of total loans. Preliminary Tier 1 common equity and total risk-based capital ratios were 11.09% and 13.65%, respectively.
Old National repurchased $107 million, or 4.4 million shares, of common stock and paid $56 million of common dividends for a combined payout ratio of 65%. The company also created an Operating Group within its Executive Leadership Team, added four senior leaders, and moved Rafael Sanchez to the new role of Chief Government and Corporate Affairs Officer.
Old National Bancorp announced that its board declared a quarterly cash dividend of $0.145 per share on its common stock. The dividend will be paid on June 15, 2026, to shareholders of record on June 5, 2026.
The board also declared a quarterly cash dividend of $17.50 per share, or $0.4375 per depositary share (1/40th interest), on its 7.0% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A and Series C, payable on August 20, 2026, to shareholders of record on August 5, 2026.
Old National Bancorp provides a first-quarter 2026 investor update highlighting strong profitability, capital and credit quality. Diluted EPS was $0.59, or $0.61 on an adjusted basis, with adjusted return on average assets of 1.33% and adjusted return on average tangible common equity of 19.0%.
The bank reported a fully tax‑equivalent net interest margin of 3.55%, record adjusted efficiency ratio of 45.7%, and annualized loan and deposit growth of 8.0% and 4.2%, respectively. Tangible common book value per share rose to $13.93, up 11% year over year, while the CET1 ratio stood at 11.11%. Management’s 2026 outlook targets positive operating leverage and more than 15% EPS growth year over year.
Old National Bancorp reported solid first quarter 2026 results with higher earnings and stable credit quality. Net income applicable to common shares was $229.6 million, or $0.59 per diluted share, with adjusted EPS of $0.61. Net interest income on a fully taxable equivalent basis was $580.4 million and the net interest margin was 3.55%, down 10 basis points as asset yields softened.
Loans and deposits both grew, with period-end total loans of $49.8 billion and deposits of $55.7 billion. Credit metrics remained strong: net charge-offs were 0.26% of average loans and nonaccrual loans were 1.03% of total loans. The allowance for credit losses was $608.1 million, or 1.22% of total loans. Profitability was robust, with an efficiency ratio of 48.3% and ROATCE of 18.4%, while preliminary Tier 1 common equity to risk-weighted assets stood at 11.11%. The company also repurchased 3.9 million common shares during the quarter.
Old National Bancorp announced several board, governance and capital return actions. Four directors – Ellen A. Rudnick, Rebecca S. Skillman, Stephen C. Van Arsdell and Austin M. Ramirez – plan to retire at the end of their terms at the 2026 annual meeting, after which the Board size will be reduced from 16 to 12 directors. The By-Laws were amended so that Board size can be set by Board resolution instead of by amending the By-Laws.
The Board increased the quarterly cash dividend on common stock by 3.6% to $0.145 per share, payable on March 16, 2026 to shareholders of record on March 5, 2026. It also declared quarterly cash dividends of $17.50 per share (or $0.4375 per depositary share) on the 7.0% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A and Series C, payable May 20, 2026 to shareholders of record on May 5, 2026.
In addition, the Board approved an increased share repurchase program authorizing the Company to repurchase up to $400 million of common stock. This program, which runs until February 28, 2027, replaces a prior $200 million program and allows repurchases via open market, privately negotiated, or accelerated share repurchase transactions.
Old National Bancorp used this presentation to highlight record 2025 results and a strong fourth quarter. For Q4 2025, diluted EPS was $0.55, or $0.62 on an adjusted basis, with adjusted return on average assets of 1.37% and adjusted return on average tangible common equity of 19.9%.
Net interest income on a fully tax-equivalent basis reached $589 million in Q4, with a 3.65% net interest margin. Total loans were $48.8 billion and total deposits $55.1 billion as of December 31, 2025, producing an 89% loan-to-deposit ratio and CET1 capital of 11.08%.
Management reported record adjusted EPS, net income, and efficiency ratio for full-year 2025, with the adjusted efficiency ratio at 46.0% in Q4 and 48.8% for the year. Credit quality remained solid, with net charge-offs excluding purchased credit deteriorated loans at 0.16% of total loans and nonaccrual loans down 12% from the prior quarter.
For 2026, Old National expects end-of-period loans to grow 4–6%, net interest income around $2,415 million (plus or minus 2%), noninterest expense of $1,435–$1,455 million, and a net charge-off ratio of 0.25–0.30%, supporting management’s outlook for positive operating leverage and more than 15% EPS growth year over year.
Old National Bancorp issued and sold $450,000,000 of 5.768% Fixed-to-Floating Rate Subordinated Notes due 2036. The notes were sold at a 0.75% underwriting discount, providing the company with approximately $446.6 million in net proceeds before expenses, to be used for general corporate purposes.
The notes pay a fixed 5.768% annual interest rate, semi-annually, from issuance to February 15, 2031, then a floating rate equal to a benchmark rate expected to be Three-Month Term SOFR plus 220 basis points, paid quarterly until maturity on February 15, 2036. The notes are subordinated obligations of Old National, junior to its senior debt, structurally subordinated to subsidiary liabilities, and may be redeemed at par plus accrued interest beginning February 15, 2031 or upon specified tax, regulatory capital, or investment company events, subject to Federal Reserve approval where required.
Old National Bancorp filed a current report to inform investors that it has prepared and distributed an updated investor presentation. The presentation, dated January 22, 2026, may be used by company management in meetings with investors, analysts and other interested parties to explain the bank’s business and outlook. The materials are included as Exhibit 99.1 and incorporated by reference, providing a central source of information for stakeholders who want a structured overview of Old National’s story.
Old National Bancorp filed a current report to share that it has released its financial results for the fourth quarter and full year 2025. The company issued a press release with these results and furnished it as an exhibit to this report.
The filing also notes that a slide presentation covering fourth quarter 2025 earnings, strategic developments, and the company’s financial outlook will be available on its investor relations website. This presentation is intended to complement a conference call scheduled for January 21, 2026, at 9:00 a.m. Central Time.