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Onity Group Inc SEC Filings

ONIT NYSE

Welcome to our dedicated page for Onity Group SEC filings (Ticker: ONIT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Mortgage servicing rights, hedge accounting, reverse-mortgage liabilities—Onity Group Inc’s SEC filings are packed with technical details that can slow even seasoned analysts. If you have searched for “Onity Group SEC filings explained simply” or wondered how MSR fair-value swings affect earnings, you are in the right place.

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  • Scan the latest Onity Group quarterly earnings report 10-Q filing and see servicing revenue trends without deciphering footnotes.
  • Dive into the Onity Group annual report 10-K simplified to understand MSR valuation methods and reverse-mortgage exposure.
  • Review material events fast with Onity Group 8-K material events explained and stay ahead of rate-sensitive announcements.
  • Compare leadership pay through the Onity Group proxy statement executive compensation summary.
  • Follow every Onity Group earnings report filing analysis to spot quarter-over-quarter servicing margins.

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Rhea-AI Summary

United Rentals, Inc. (NYSE: URI) and several international subsidiaries executed a Fifth Amended and Restated Credit Agreement on 10 July 2025, replacing their prior asset-based revolver.

The agreement establishes a senior secured $4.5 billion asset-based loan (ABL) facility backed by first-priority liens on substantially all U.S. and certain non-U.S. assets. A $175 million ANZ tranche, along with sub-limits of $250 million for Canada and $125 million for Rest-of-World borrowers, plus multiple swing-line and LC sub-limits, provide multi-currency flexibility (USD, CAD, EUR, GBP and others).

Maturity: 10 July 2030. Drawn as of 9 July 2025: $2.049 billion. Availability: roughly $2.428 billion (net of LCs) subject to borrowing-base limits.

Pricing ranges:

  • SOFR / SONIA / EURIBOR / Term CORRA + 1.00%–1.25%
  • Base or Canadian prime + 0.00%–0.25%
  • Unused line fee: 0.20%

Covenants & Security: Standard negative covenants on debt, liens, dividends, investments and M&A. No ongoing financial covenant unless availability falls below 10% for five consecutive business days, at which point a 1.0× fixed-charge coverage ratio springs into effect. Guarantees are provided by Holdings and extensive U.S. and international subsidiaries, with collateral including equity pledges (65% limit on voting shares of foreign subs).

Strategic Impact: The new facility extends URI’s debt maturity profile by five years, increases global liquidity, and keeps covenant pressure light under normal operating conditions—supporting working-capital needs, fleet investment and potential bolt-on acquisitions.

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FAQ

What is the current stock price of Onity Group (ONIT)?

The current stock price of Onity Group (ONIT) is $36.53 as of July 18, 2025.

What is the market cap of Onity Group (ONIT)?

The market cap of Onity Group (ONIT) is approximately 314.5M.

What is the core business model of Onity Group Inc?

Onity Group Inc operates as a non-bank mortgage servicer and originator, generating revenue through servicing fees and loan origination charges while offering a range of conventional and reverse mortgage solutions.

How does Onity Group differentiate itself in the market?

The company differentiates itself through its technology-enabled platform, operational efficiency, and a diversified service offering that spans traditional mortgage servicing and reverse mortgage lending, supported by a global presence.

What brands does Onity Group Inc operate under?

Onity operates primarily under PHH Mortgage and Liberty Reverse Mortgage, each addressing specific segments of the mortgage servicing and reverse mortgage lending markets.

In which regions does Onity Group Inc maintain its operations?

Onity Group Inc has a global operational footprint with offices and operations in the United States, the U.S. Virgin Islands, India, and the Philippines, allowing it to adapt to varying market and regulatory conditions.

What role does technology play in Onity Group's operations?

Technology is central to Onity Group's operational strategy, enabling streamlined mortgage servicing, enhanced data analytics, and improved customer experience through digital platforms and integrated reporting tools.

How does Onity Group support its reverse mortgage borrowers?

Onity provides education and tailored reverse mortgage solutions, helping homeowners access their home equity without selling, while ensuring that financial decisions are well-informed and risk-managed.

What are the key revenue sources for Onity Group Inc?

The company's primary revenue streams come from servicing fees on mortgage portfolios and origination fees from its loan products. This diversified revenue approach supports both traditional mortgage servicing and reverse mortgage lending.

How does Onity Group maintain operational excellence?

Onity maintains operational excellence through cost-efficient processes, strategic investments in technology, and a commitment to quality customer service, which collectively enhance its competitiveness in the financial services market.
Onity Group Inc

NYSE:ONIT

ONIT Rankings

ONIT Stock Data

314.49M
6.52M
17.39%
53.42%
1.38%
Mortgage Finance
Mortgage Bankers & Loan Correspondents
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United States
WEST PALM BEACH