Every 8-K that OP Bancorp (OPBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow OPBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OPBK filings page.
OP Bancorp reported preliminary unaudited results for the quarter ended June 30, 2026, with net income of $7.978 million and diluted EPS of $0.53, up from $7.234 million and $0.48 in the first quarter and $6.333 million and $0.42 a year earlier. Revenue was $25.7 million, driven by higher gains on SBA loan sales and loan servicing fees, while net interest income was $20.1 million as the net interest margin declined to 3.08% due to a one-time Federal Reserve account accrual adjustment and the absence of a prior special FHLB dividend.
Credit costs benefited from a $149 thousand reversal of provision for credit losses tied to the payoff of a previously reserved nonaccrual CRE loan. Asset quality metrics remained solid, with nonperforming loans at 0.76% of gross loans and the allowance for credit losses at 1.24% of gross loans. Gross loans reached $2.26 billion and total deposits $2.37 billion, both up modestly sequentially. Capital remained strong with a CET1 ratio of 10.98% and book value per share of $15.99.
The Board declared a quarterly cash dividend of $0.14 per share, payable on or about August 20, 2026 to shareholders of record on August 6, 2026.
OP Bancorp held its 2026 annual meeting of shareholders on May 28, 2026, with 11,517,297 shares represented, equal to 77.33% of the total shares outstanding. Shareholders elected all seven director nominees to one-year terms expiring at the 2027 annual meeting.
Investors also approved, on a non-binding advisory basis, the compensation of the Company’s named executive officers for 2025 and ratified the appointment of Crowe LLP as the independent registered public accounting firm for the year ending December 31, 2026. No other matters were submitted for shareholder action.
OP Bancorp reported solid first-quarter 2026 results, with net income of $7.2 million and diluted EPS of $0.48, up from $7.0 million and $0.47 in the prior quarter and $5.6 million and $0.37 a year earlier.
Total revenue reached $24.6 million, supported by higher net interest income and stronger gains on loan sales, while the net interest margin was 3.19%. Operating efficiency improved, with the efficiency ratio at 57.97%, and profitability metrics strengthened, including ROAA of 1.08% and ROAE of 12.56%.
Average loans rose to $2.23 billion and average deposits to $2.30 billion, with credit quality remaining manageable despite higher nonperforming loans. The board declared a quarterly cash dividend of $0.14 per share, a 17% increase, payable on May 21, 2026 to shareholders of record on May 7, 2026.
OP Bancorp, the holding company for Open Bank, filed a current report detailing several shareholder updates. The company issued a press release with preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025, and furnished an accompanying earnings presentation for use with investors and analysts.
The board of directors also declared a quarterly cash dividend of $0.12 per share on common stock, payable on February 19, 2026 to shareholders of record as of February 5, 2026. The results press release, dividend announcement, and earnings presentation are included as Exhibits 99.1, 99.2, and 99.3.
OP Bancorp completed a private placement of $25 million fixed-to-floating rate subordinated notes due November 15, 2035. The notes pay a 7.50% fixed rate from issuance to, but excluding, November 15, 2030, with interest paid semi-annually on May 15 and November 15, beginning May 15, 2026.
After November 15, 2030 and until maturity or earlier redemption, the interest rate resets quarterly to the three-month term SOFR plus 411 basis points, with interest paid quarterly on February 15, May 15, August 15 and November 15. The company may redeem the notes, in whole or in part, at its option any time after the fifth anniversary of issuance, subject to required regulatory approvals.
The notes were issued without registration under Section 4(a)(2) and are designed to qualify as Tier 2 capital under applicable bank capital rules. OP Bancorp intends to use the net proceeds for general corporate purposes, including strengthening the regulatory capital of Open Bank and supporting growth.
OP Bancorp reported two updates. The company furnished a press release with preliminary unaudited financial results for the quarter ended September 30, 2025, and posted an investor presentation for use with analysts and investors.
The Board declared a $0.12 per-share quarterly cash dividend on common stock, payable on November 20, 2025 to shareholders of record on November 6, 2025. The earnings press release (Exhibit 99.1), dividend press release (Exhibit 99.2), and earnings presentation (Exhibit 99.3) were furnished on October 23, 2025.
The company stated that the materials under Items 2.02, 7.01, and the dividend press release are furnished and not filed under the Exchange Act or Securities Act except as expressly incorporated by reference.
OP Bancorp (NASDAQ: OPBK) reported the voting results of its 26 June 2025 Annual Meeting on Form 8-K. Shareholder turnout was 74.50% of the 14.85 million shares outstanding, with 11.06 million votes cast.
Director elections (Proposal 1): All seven nominees were re-elected for one-year terms with support ranging from 96.4% to 99.3% of votes cast. The highest support went to Myung Shin Sohn (8.87 M for; 61 k withheld).
Executive compensation (Proposal 2): The 2024 “Say-on-Pay” resolution passed with 96.5% approval (8.57 M for; 0.30 M against; 0.06 M abstain).
Frequency of Say-on-Pay (Proposal 3): A one-year voting cycle was preferred by 92.7% of shares voted (8.54 M), significantly above the alternatives of two years (2.5 k) or three years (0.38 M).
Auditor ratification (Proposal 4): Crowe LLP was re-appointed with overwhelming 99.1% support (10.96 M for; 0.10 M against).
No additional matters were brought before shareholders. The results signal continued investor confidence in the current board, executive pay structure, and external auditor, with no immediate governance controversies disclosed.