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OP Bancorp (OPBK) COO exercises 4,000 RSUs, uses shares for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

OP Bancorp Chief Operating Officer Christine Yoon Oh exercised restricted stock units and settled related taxes in shares. She converted 4,000 restricted stock units into 4,000 shares of OP Bancorp common stock, consistent with the one-for-one conversion described in the footnotes.

Of these shares, 1,290 were disposed of as a tax-withholding transaction, meaning they were delivered to cover tax obligations rather than sold on the open market. Following these transactions, she directly holds 142,606 shares of OP Bancorp common stock.

Positive

  • None.

Negative

  • None.
Insider Oh Christine Yoon
Role Chief Operating Officer
Type Security Shares Price Value
Exercise Restricted Stock Unit 4,000 $0.00 $0.00
Exercise Common Stock 4,000 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 1,290 $14.11 $18K
Holdings After Transaction: Restricted Stock Unit — 0 shares (Direct); Common Stock — 142,606 shares (Direct)
Footnotes (2)
  1. F1. Restricted stock units convert to shares of common stock on a one-for-one basis.
  2. F2. On May 25, 2023, the reporting person was granted 12,000 shares of restricted stock units, vesting in 3 equal annual installments beginning on the first anniversary of the grant date.
RSUs exercised 4,000 shares Restricted stock units converted to common stock on exercise date
Tax-withholding shares 1,290 shares Shares delivered to satisfy tax liability on May 26, 2026
Shares held after transactions 143,896 shares Direct OP Bancorp common stock holding following Form 4 transactions
RSU grant size 12,000 units Restricted stock units granted on May 25, 2023, vesting over three years
RSU conversion ratio 1 : 1 Each restricted stock unit converts into one share of common stock
Form 4 tax price reference $14.11 per share Price per share used in tax-withholding disposition entry
Restricted Stock Unit financial
"Restricted stock units convert to shares of common stock on a one-for-one basis."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
vesting in 3 equal annual installments financial
"vesting in 3 equal annual installments beginning on the first anniversary of the grant date."

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did OP Bancorp (OPBK) report for COO Christine Yoon Oh?

OP Bancorp reported that COO Christine Yoon Oh exercised 4,000 restricted stock units into common shares. In the same filing, 1,290 shares were disposed of to satisfy tax obligations, and her direct common stock holdings increased, ending at 143,896 shares.

How many OP Bancorp (OPBK) shares did the COO receive and retain from the RSU exercise?

The COO exercised 4,000 restricted stock units, receiving 4,000 common shares of OP Bancorp. Of these, 1,290 shares were used for tax withholding, while the remaining shares contributed to a direct holding balance of 143,896 common shares after the transactions.

Was there an open-market sale of OP Bancorp (OPBK) shares in this Form 4 filing?

No open-market sale was reported in this Form 4. The only disposition involved 1,290 shares classified as a tax-withholding transaction, delivered to cover tax liabilities associated with the restricted stock unit exercise rather than being sold in the market.

How many OP Bancorp (OPBK) shares does the COO hold after the reported transactions?

After the reported RSU exercise and tax-withholding disposition, the COO directly holds 143,896 shares of OP Bancorp common stock. This figure reflects her position following the conversion of 4,000 restricted stock units and the use of 1,290 shares for tax obligations.

What are the terms of the OP Bancorp (OPBK) restricted stock units mentioned in the filing?

The filing notes that restricted stock units convert to OP Bancorp common stock on a one-for-one basis. It also states that 12,000 restricted stock units were granted on May 25, 2023, vesting in three equal annual installments starting on the first anniversary of that grant date.

How many OP Bancorp (OPBK) restricted stock units did the COO originally receive under this grant?

The footnotes state that on May 25, 2023, the reporting person was granted 12,000 restricted stock units. These units vest in three equal annual installments beginning on the first anniversary of the grant date, and convert to common stock on a one-for-one basis when they vest.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Oh Christine Yoon

(Last)(First)(Middle)
1000 WILSHIRE BLVD. SUITE 500

(Street)
LOS ANGELES CALIFORNIA 90017

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
OP Bancorp [ OPBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Operating Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/26/2026M4,000A(1)143,896D
Common Stock05/26/2026F1,290D$14.11142,606D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)05/26/2026M4,000 (2) (2)Common Stock4,000$00D
Explanation of Responses:
1. Restricted stock units convert to shares of common stock on a one-for-one basis.
2. On May 25, 2023, the reporting person was granted 12,000 shares of restricted stock units, vesting in 3 equal annual installments beginning on the first anniversary of the grant date.
Remarks:
/s/ Jaehyun Park attorney-in-fact for Christine Yoon Oh05/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)