OP Bancorp (OPBK) notifies SEC of delayed Q1 2026 Form 10-Q; 5-day extension

Rhea-AI Filing Summary

OP Bancorp notified the SEC that it cannot file its Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2026 by the original due date of May 11, 2026. The company states additional time is needed to finalize unaudited consolidated financial information and for its independent auditor to complete interim review procedures. The company expects to use the 5-calendar-day extension under Rule 12b-25.

Key Figures

Quarter end: March 31, 2026 Original due date: May 11, 2026 Extension period: 5 calendar days +1 more

4 metrics

Quarter end March 31, 2026 Fiscal quarter ended

Original due date May 11, 2026 Form 10-Q prescribed due date

Extension period 5 calendar days Rule 12b-25 extension for quarterly reports

Company contact phone (213) 593-4865 Phone for Jaehyun Park, EVP & CFO

Key Terms

Rule 12b-25, Form 10-Q, interim review procedures

3 terms

Rule 12b-25 regulatory

"expects to file the Form 10-Q within the extension period of 5 calendar days"

Rule 12b-25 is an SEC filing provision that lets a company notify regulators and the public that it cannot file a required periodic report (like a quarterly or annual report) on time and explains the reason for the delay. For investors, the notice is a formal heads-up that financial information will arrive late—similar to a company calling to say it will be late turning in homework—so it signals increased uncertainty and may affect trading and risk assessments until the filing is available.

Form 10-Q regulatory

"Quarterly Report on Form 10-Q for its fiscal quarter ended March 31, 2026"

A Form 10-Q is a detailed report that publicly traded companies are required to file with regulators three times a year, providing an update on their financial health and business activities. It is important for investors because it offers timely insights into a company's performance, helping them make informed decisions about buying or selling stocks. Think of it as a regular check-up report that shows how well a company is doing.

interim review procedures financial

"independent registered public accounting firm to complete interim review procedures"

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

​

FORM 12b-25

NOTIFICATION OF LATE FILING

(Check One)

☐ Form 10-K ☐ Form 20-F ☐ Form 11-K

☒ Form 10-Q ☐ Form 10-D ☐ Form N-SAR ☐ Form N-CSR

For Period Ended: March 31, 2026

☐ Transition Report on Form 10-K

☐ Transition Report on Form 20-F

☐ Transition Report on Form 11-K

☐ Transition Report on Form 10-Q

☐ Transition Report on Form N-SAR

☐ For the Transition Period Ended:________________________________________

If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:

PART I – REGISTRANT INFORMATION

OP Bancorp

Full Name of Registrant

N/A

Former Name if Applicable

1000 Wilshire Boulevard, Suite 500

Address of Principal Executive Officer (Street and Number)

Los Angeles, CA 90017

City, State and Zip Code

PART II – RULES 12b-25(b) AND (c)

If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)

			(a)			The reason described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense.
☒			(b)			The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be filled on or before the fifth calendar day following the prescribed due date; and
			(c)			The accountant’s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.

PART III – NARRATIVE

State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof, could not be filed within the prescribed time period.

OP Bancorp (the “Company”) has determined that it will not be able to file its Quarterly Report on Form 10-Q for its fiscal quarter ended March 31, 2026 (the “Form 10-Q”) by May 11, 2026, the original due date for such filing, without unreasonable effort or expense. Additional time is required for the Company to finalize the unaudited consolidated financial information and for the Company’s independent registered public accounting firm to complete interim review procedures.

The Company expects to file the Form 10-Q within the extension period of 5 calendar days, as provided under Rule 12b-25 under the Securities Exchange Act of 1934, as amended. The Company does not expect any changes to previously reported financial results, including the financial results it reported in

its press release furnished as Exhibit 99.1 to the Company’s Current Report on Form 8-K filed on April 23, 2026.

(Attach Extra Sheets if Needed)

PART IV – OTHER INFORMATION

(1) Name and telephone number of person to contact in regard to this notification

Jaehyun Park

(213)

593-4865

(Name)

(Area Code)

(Telephone Number)

(2) Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? If the answer is no, identify report(s). ☒ Yes ☐ No

(3) Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof? ☐ Yes ☒ No

If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made.

OP BANCORP

(Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the undersigned hereunto duly authorized.

Date: May 11, 2026			By:			/s/ Jaehyun Park
						Jaehyun Park, Executive Vice President & Chief Financial Officer

FAQ

Why did OP Bancorp (OPBK) file a Form 12b-25 for Q1 2026?

OP Bancorp filed the Form 12b-25 because it requires more time to finalize unaudited consolidated financial information and for its independent auditor to complete interim review procedures before issuing the Form 10-Q.

When is OP Bancorp expected to file the delayed Form 10-Q?

The company expects to file the Form 10-Q within the 5-calendar-day extension provided by Rule 12b-25, meaning the filing should occur on or before five days after the original due date of May 11, 2026.

Will OP Bancorp’s reported results change because of the delay?

OP Bancorp stated it does not expect any changes to previously reported financial results, including those in the press release furnished as Exhibit 99.1 to its Form 8-K filed on April 23, 2026.

Who can investors contact about OP Bancorp’s late filing?

The company provided a contact: Jaehyun Park, Executive Vice President & Chief Financial Officer, at the phone number listed on the notification for questions regarding the Form 12b-25 filing.

What does Rule 12b-25 permit in this situation for OP Bancorp?

Rule 12b-25 permits a registrant to claim an extension when a report cannot be filed without unreasonable effort or expense; OP Bancorp invoked the rule to obtain a 5-calendar-day extension for its quarterly report.