Welcome to our dedicated page for ORRSTOWN FINANCIAL SERVICES SEC filings (Ticker: ORRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orrstown Financial Services, Inc. filings document bank holding company disclosures for Orrstown Bank, including quarterly operating results furnished on Form 8-K, Regulation FD investor materials, cash dividend declarations and related financial-condition updates. These records describe loan and deposit balances, net interest margin, noninterest income, operating expenses, liquidity sources, borrowings, credit metrics and capital ratios in the context of its community banking operations.
Proxy and current-report filings also cover governance matters such as director elections, annual meeting vote results, executive compensation, officer appointments and board classifications. The filings provide formal records for shareholder votes, leadership and compensation arrangements, and capital-allocation actions affecting the company’s common stock.
Orrstown Financial Services director Michael John Rice reported selling 2,530 shares of common stock on 2026-08-06 at $43.16 per share in a sale described as an open-market or private transaction. Following the sale, he directly holds 22,022 common shares and 2,500 restricted shares that vest over the next 18 months.
The Rule 10b5-1 trading plan checkbox is not marked, so the sale is not reported as occurring under such a plan.
Orrstown Financial Services, Inc. reported solid mid‑year results as a community bank operating in Pennsylvania and Maryland. For the quarter ended June 30, 2026, net income was $21,158 thousand, up from $19,448 thousand a year earlier, with basic and diluted EPS of $1.10 and $1.09, respectively. Six‑month net income rose to $42,967 thousand compared with $37,499 thousand in the prior‑year period.
Net interest income was $48,831 thousand for the quarter and $97,836 thousand year‑to‑date, while noninterest income increased to $13,836 thousand in the quarter, driven by fee, trust, brokerage and life‑insurance income. Total loans grew to $4,113,031 thousand and deposits to $4,620,023 thousand, supporting total assets of $5,612,151 thousand as of June 30, 2026.
The allowance for credit losses on loans was $46,632 thousand, reflecting CECL‑based lifetime loss estimates across commercial and consumer portfolios. The company continues integrating its July 1, 2024 merger with Codorus Valley Bancorp, Inc., for which aggregate consideration was $233,437 thousand, including goodwill of $51,027 thousand and core deposit and customer relationship intangibles of $50,719 thousand.
Orrstown Financial Services director Joel R. Zullinger reported a bona fide gift transfer of 120 shares of Orrstown common stock on July 30, 2026 at $43.49 per share. After the gift, he directly holds 54,252 common shares, including 3,485 owned jointly with his spouse, plus 4,600 restricted shares that vest over the next 18 months.
Orrstown Financial Services EVP, Chief Admin. Officer Amy Doll reported multiple equity transactions. On July 24, 2026 she exercised stock options for 3,134, 2,309 and 1,998 shares at exercise prices of $21.23, $25.99 and $29.92 per share through a cashless exercise in which part of the option shares were withheld to cover the exercise price, resulting in issuances of 1,549, 879 and 574 Orrstown common shares.
On July 27, 2026 she sold 3,002 Orrstown common shares at $41.61 per share in an open-market or private transaction. She also reports holdings of 4,356 restricted shares that vest over the next three years and 5,260 restricted stock units that vest three years after grant based on pre-established company performance criteria.
Orrstown Financial Services reported net income of $21.2 million for the quarter ended June 30, 2026, or $1.09 per diluted share, compared with $21.8 million, or $1.12, in the prior quarter and $19.4 million, or $1.01, a year earlier. Return on average assets was 1.53% and return on average equity was 13.96%. Net interest income was $48.8 million with a tax-equivalent net interest margin of 3.87%, or 4.00% excluding $1.6 million of accelerated fair value amortization on redeemed subordinated notes.
Total loans increased by $51.7 million in the quarter to $4.1 billion, while deposits decreased by $7.4 million to $4.6 billion, with shifts toward noninterest-bearing and money market balances. Credit metrics improved: nonaccrual loans fell to $23.8 million, or 0.58% of loans, and the allowance for credit losses covered 196% of nonaccruals. Shareholders’ equity rose to $621.7 million, tangible book value per share increased to $26.71, and the tangible common equity ratio reached 9.5%. The board declared a quarterly cash dividend of $0.30 per share, payable August 11, 2026 to shareholders of record on August 4, 2026.
Orrstown Financial Services Inc filed a Form 13F reporting 124 securities holdings with a total reported market value of $673,662,166. The report is signed by Monica Balafoutas and dated 07-10-2026.
Orrstown Financial Services, Inc. Chief Accounting Officer Sean Mulcahy reported a Form 4 showing shares withheld to cover taxes on restricted stock. An F-code transaction disposed of 296 shares of restricted common stock at $40.83 per share as a tax-withholding disposition.
After this event, Mulcahy directly held 2,768 shares of Orrstown restricted common stock and 5,946 shares of common stock in total, which the footnotes state include 300 shares owned jointly with his spouse. The restricted stock is time-vested with various vesting dates over the next three years.
Orrstown Financial Services executive Michael Jaeger reported updated share holdings and a routine tax-related share disposition. On restricted stock, 296 shares of Orrstown Financial Services, Inc. common stock were delivered at $40.83 per share to satisfy tax obligations tied to equity compensation.
After this tax-withholding disposition, Jaeger directly holds 3,549 shares of Orrstown common stock classified as restricted stock, 1,884 shares of Orrstown common stock, and 1,082 restricted stock units. The filing also notes that the restricted stock awards have various vesting dates over the next three years, and certain restricted stock units vest three years after the award date based on pre-established company performance criteria.