Every 8-K that Old Second Bancorp Inc (OSBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow OSBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OSBC filings page.
Old Second Bancorp, Inc. will release its third-quarter 2026 financial results after the market closes on October 21, 2026, and host an earnings call on October 22 at 10:00 a.m. Eastern Time (9:00 a.m. Central Time). The call will be available by live webcast through the company’s investor relations Events page, where a replay will remain available for up to one year after the call.
Old Second Bancorp, Inc. reported strong results for the second quarter of 2026 with net income of $28.2 million, or $0.54 per diluted share, up from $25.6 million, or $0.48, in the first quarter. Adjusted net income was $28.7 million, or $0.55 per diluted share. Net interest income was $83.3 million, and the tax-equivalent net interest margin expanded nine basis points quarter over quarter to 5.23%, supported by a $60.6 million increase in loans to $5.25 billion.
Credit costs remained elevated but manageable. Net charge-offs were $9.2 million, largely from one downtown Chicago office credit and one commercial relationship, while nonperforming loans declined to 1.08% of total loans and the allowance for credit losses stood at 1.34% of loans. Noninterest income grew 5.0% to $13.3 million, and noninterest expense rose 2.1% to $51.3 million, producing an efficiency ratio of 51.72%.
Capital and per-share measures improved. Tangible book value per share increased to $14.77 despite the repurchase of 732,000 shares during the quarter. The tangible common equity to tangible assets ratio was 11.19%, while the common equity Tier 1 capital ratio was 13.28% and the Tier 1 leverage ratio 12.05%. Profitability ratios were solid, with return on average assets of 1.65% and return on average tangible common equity of 15.58%.
Old Second Bancorp, Inc. reports that its Board of Directors declared a cash dividend of $0.07 per share on July 21, 2026. The dividend applies to outstanding shares of its common stock.
The dividend is scheduled to be paid on August 10, 2026 to stockholders of record as of July 31, 2026. Investors owning shares on the record date will be entitled to receive this cash distribution.
Old Second Bancorp, Inc. announced that director John Williams, Jr. resigned from its Board of Directors effective July 7, 2026. He stepped down under the company’s Director Resignation Policy, which requires directors to resign upon reaching age 73, and not due to any disagreement with the company.
Williams, Jr., who joined the Board in 2021 and served on the Risk and Insurance Committee, is recognized by the company for his contributions. The Board does not plan to immediately fill the vacancy and will instead reduce its size by one seat, with the intent, following a recommendation from the Nominating and Corporate Governance Committee, to keep Board classes as nearly equal in number as possible.
Old Second Bancorp, Inc. announced plans to release its financial results for the second quarter of 2026 after the market closes on July 22, 2026. The company will then host an earnings conference call on July 23, 2026 at 10:00 a.m. Eastern Time (9:00 a.m. Central Time).
Investors can listen to the call via a live webcast at https://www.webcaster5.com/Webcast/Page/2239/54212 or through the Events section of the Old Second investor relations website. A replay of the webcast will be available on the Events page for up to one year after the call date.
Old Second Bancorp, Inc. authorized a new share repurchase program allowing the company to buy back up to $61.2 million of its common stock. The program will run from July 1, 2026 through June 30, 2027 and has received nonobjection from the Federal Reserve Bank of Chicago.
Repurchases may occur through open market purchases, SEC Rule 10b5-1 trading plans, privately negotiated transactions or other methods, with timing, amount and pricing at management’s discretion and subject to market, economic, legal and regulatory factors. The company is not obligated to repurchase any shares, and activity can be started, stopped or suspended at any time. The existing plan is scheduled to expire on June 30, 2026.
Old Second Bancorp, Inc. reports that director Dennis Klaeser has resigned from the boards of both Old Second Bancorp, Inc. and Old Second National Bank, effective immediately. In his letter, he expressed appreciation for serving over the past five years as the company has grown.
The company states that his resignation is not the result of any disagreement with Old Second. Klaeser served as a Class II director with a term expiring at Old Second’s 2027 annual meeting and was a member of the Executive, Audit, Compensation, Risk, and Capital Committees. Old Second does not plan to immediately fill the vacancy and will instead reduce the size of the Board by one member.
Old Second Bancorp, Inc. held its Annual Meeting of Stockholders on May 19, 2026. Of the 51,779,472 shares eligible to vote, 44,215,472 were represented in person or by proxy, representing approximately 85.39% of the outstanding shares.
Stockholders elected Class I directors Darin Campbell, Billy J. Lyons, Jr., Patti Temple Rocks, and John Williams, Jr. to terms expiring in 2029. The nominees received between 35,257,039 and 36,786,104 votes for, with broker non-votes of 4,815,715 on each. Stockholders also approved two additional proposals, which received 37,948,165 and 43,850,137 votes for, respectively.
Old Second Bancorp, Inc. filed a current report to announce its Annual Stockholders Meeting and related presentation access. The meeting is scheduled for May 19, 2026 at 9:00 am CDT.
Shareholders and investors can view the presentation materials under the Presentations tab in the Investor Relations section of Old Second’s website. The company, headquartered in Aurora, Illinois, operates Old Second National Bank, offering commercial and retail banking plus trust and wealth management services across several Illinois counties.
Old Second Bancorp, Inc. reported first quarter 2026 net income of $25.6 million, or $0.48 per diluted share, down from $28.8 million, or $0.54 per diluted share, in the fourth quarter of 2025. Adjusted net income was $26.0 million, or $0.49 adjusted diluted earnings per share, versus $30.8 million and $0.58 in the prior quarter.
Profitability remained solid, with first quarter return on average assets of 1.51% and return on average common equity of 11.43%. The tax-equivalent net interest margin expanded to 5.14%, while the efficiency ratio improved to 52.40%, reflecting lower noninterest expense. Total loans were $5.19 billion, down $66.9 million, and total deposits were $5.56 billion.
Asset quality weakened as nonperforming assets rose to $77.0 million, influenced by a downtown Chicago office credit and a cash-flow-dependent commercial relationship, and the provision for credit losses increased to $9.5 million. Even after $23.1 million of stock repurchases, tangible book value per share rose 1.63% to $14.35, and the tangible common equity to tangible assets ratio edged up to 11.07%.
Old Second Bancorp, Inc. announced that its Board of Directors declared a cash dividend of $0.07 per share of common stock. The dividend will be paid on May 11, 2026 to stockholders of record as of May 1, 2026. This reflects a routine cash return to shareholders.
Old Second Bancorp, Inc. announced plans to release its financial results for the first quarter of 2026 after the market closes on April 22, 2026. The company will hold an earnings conference call on April 23, 2026 at 10:00 a.m. Eastern Time (9:00 a.m. Central Time), accessible via live webcast through its Investor Relations events page. A replay of the webcast will be available on the same site for up to one year following the call.
Old Second Bancorp, Inc. plans to redeem $30,000,000 aggregate principal amount of its 3.50% Fixed-to-Floating Rate Subordinated Notes due 2031 on April 15, 2026. The notes will be redeemed at 100% of the principal amount being redeemed, plus accrued and unpaid interest up to, but excluding, the redemption date.
After this transaction, $30,000,000 aggregate principal amount of the notes will remain outstanding. The company has received non-objection from the Federal Reserve Bank of Chicago, and interest on the redeemed notes will cease to accrue after the redemption date. Payment will be handled through U.S. Bank National Association as paying agent, including through Depository Trust Company procedures for book-entry holders.
Old Second Bancorp, Inc. authorized a new share repurchase program for up to $43.9 million of its common stock. The company received a letter from the Federal Reserve Bank of Chicago indicating its nonobjection to this buyback plan.
Repurchases may occur from time to time in the open market, under trading plans, through privately negotiated transactions, or by other lawful methods, at management’s discretion. The pace, amount, and pricing of repurchases will depend on the stock price, market and economic conditions, and legal and regulatory requirements, and the company is not obligated to buy back any shares.
The program can be started, paused, or restarted at any time, but any repurchases after December 31, 2026 would require new nonobjection or approval from the Federal Reserve.
Old Second Bancorp, Inc. filed a current report to share that it has issued a press release with its financial results for the fourth quarter ended December 31, 2025. The company also provided additional details on its loan portfolio in separate disclosures. These materials are included as exhibits to the report so investors can review both the quarterly performance and the composition of the loan book.
Old Second Bancorp, Inc. reported that its Board of Directors declared a cash dividend of $0.07 per share. The dividend will be paid on February 9, 2026 to shareholders who are on record as of January 30, 2026. This action provides a direct cash return to current common stockholders based on their shareholdings on the record date.
Old Second Bancorp, Inc. filed a current report to furnish a press release announcing its financial results for the third quarter ended September 30, 2025.
The report also provides separate loan portfolio disclosures as of that date, both attached as exhibits for readers who want more detailed financial information.
Old Second Bancorp (OSBC) announced a regular cash dividend. The Board declared a $0.07 per share dividend, payable on November 10, 2025 to stockholders of record as of October 31, 2025.
This reflects a standard capital return to shareholders via cash dividends, as disclosed under Other Events.
Old Second Bancorp, Inc. filed a current report to announce timing for its upcoming quarterly results. The company plans to release its financial results for the third quarter of 2025 after the market closes on October 22, 2025.
The company will host an earnings conference call on October 23, 2025 at 10:00 a.m. Eastern Time (9:00 a.m. Central Time), with investors able to join by dialing 888-506-0062 and using entry code 740004. A telephone replay will be available until 10:00 a.m. Eastern Time on October 30, 2025 by dialing 877-481-4010 and using replay PIN 53047.
Old Second Bancorp, Inc. filed an amended current report to update disclosure related to its acquisition of Bancorp Financial, Inc., which was completed on July 1, 2025 under a previously signed merger agreement.
This amendment adds Bancorp Financial’s audited financial statements for the years ended December 31, 2024 and 2023, interim unaudited financial statements as of and for the six months ended June 30, 2025 and 2024, and related notes. It also provides unaudited pro forma condensed combined financial information for the combined company as of December 31, 2024 and June 30, 2025, and for the related annual and six‑month periods.
The pro forma information is presented for informational purposes only and is not intended to represent actual historical results or to project future performance. All other aspects of the original merger completion report remain unchanged.
Old Second Bancorp, Inc. reported that director John Ladowicz resigned from its Board of Directors effective September 14, 2025. He stepped down under the company’s Director Resignation Policy, which requires directors to submit their resignation upon reaching age 73, and his departure is not due to any disagreement with the company.
Ladowicz had served on the Board since 2008 and was a member of the Audit, Compensation, Nominating and Corporate Governance, Loan, and Risk and Insurance committees. The company does not plan to immediately fill the vacancy and will instead reduce the Board size by one. Earlier in February 2025, the Board realigned its Class I, II and III directors to keep the classes as nearly equal in number as possible, anticipating retirements including Ladowicz’s.
Old Second Bancorp announced that Bancorp Financial has received stockholder approval for their previously announced merger on June 18, 2025. The merger, initially disclosed on February 25, 2025, is expected to close on July 1, 2025, subject to customary closing conditions.
Key points about the merger:
- The transaction involves Bancorp Financial merging into Old Second Bancorp
- Trading under symbol OSBC on Nasdaq Stock Market
- Disclosed potential risk factors include: - Failure to satisfy remaining closing conditions - Possible termination rights by either party - External risks such as litigation, regulatory actions, or market destabilization
The filing was signed by Bradley S. Adams, Executive Vice President, Chief Operating Officer and Chief Financial Officer, under Regulation FD disclosure requirements.