Welcome to our dedicated page for Old Second Bancorp Ill SEC filings (Ticker: OSBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Old Second Bancorp, Inc. (NASDAQ: OSBC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Old Second is a Delaware-incorporated bank holding company for Old Second National Bank, and it uses SEC reports to present information on its financial condition, results of operations, capital, governance and corporate actions.
Among the most frequently referenced documents are Old Second’s periodic reports and current reports on Form 8-K. The company uses Form 8-K to announce quarterly financial results, including net income, net interest and dividend income, provision for credit losses, noninterest income, noninterest expense and capital ratios. These filings often incorporate the full earnings press release and loan portfolio disclosures as exhibits, giving readers detailed insight into balance sheet composition, asset quality and profitability.
Old Second also files 8-K reports to disclose dividends declared by its board of directors, the timing of earnings releases and investor calls, and significant corporate events such as mergers and changes in board composition. For example, the company has filed 8-Ks covering the completion of its merger with Bancorp Financial, Inc., the merger of Evergreen Bank Group into Old Second National Bank, the appointment of new directors and executive employment and compensation arrangements related to the transaction.
These SEC filings are relevant for investors who want to understand Old Second’s capital structure, regulatory capital ratios, non-GAAP financial measures, asset quality metrics and governance practices. They also document historical and pro forma financial information related to acquisitions. On Stock Titan, users can review OSBC filings as they are made available from EDGAR and use AI-powered summaries to interpret key sections, such as earnings discussions, merger disclosures and board or executive changes, without reading every page of the underlying documents.
Old Second Bancorp, Inc. filed a current report to share that it has issued a press release with its financial results for the fourth quarter ended December 31, 2025. The company also provided additional details on its loan portfolio in separate disclosures. These materials are included as exhibits to the report so investors can review both the quarterly performance and the composition of the loan book.
Old Second Bancorp, Inc. reported that its Board of Directors declared a cash dividend of $0.07 per share. The dividend will be paid on February 9, 2026 to shareholders who are on record as of January 30, 2026. This action provides a direct cash return to current common stockholders based on their shareholdings on the record date.
Old Second Bancorp director John Ladowicz reported sales of Old Second Bancorp, Inc. common stock on January 15, 2026. Two transactions were reported from IRA accounts: one sale of 2,897 shares at $20.941 per share and another sale of 1,865 shares at $20.96 per share.
After these sales, the filing shows IRA holdings of 146,757 shares and 144,892 shares, reported as indirectly owned, and an additional 36,121 shares reported as directly owned. Ladowicz is identified in the filing as a director of Old Second Bancorp.
Old Second Bancorp, Inc. (OSBC) director Mr. Ladowicz reported recent changes in his ownership of the company’s common stock. On 11/26/2025, he sold 13,150 shares of Old Second Bancorp common stock from an IRA at a price of $19.0107 per share, reported as an indirect holding.
The filing also shows that 10,551 restricted stock units were disposed of at $0 on 09/14/2025, tied to units that vested automatically upon his retirement on that date. After these transactions, he beneficially owns 162,154 shares indirectly through IRA accounts and 36,121 shares directly, including shares from the vested restricted stock units.
Old Second Bancorp (OSBC) reported a Form 4 showing a director acquired company stock. On 11/10/2025, the insider reported acquiring 27 shares of common stock at $18.35 per share. Following this transaction, the filing lists 16,973 shares of common stock held directly. The form also shows 10,551 Restricted Stock Units reported as directly held.
Old Second Bancorp (OSBC) insider filed a Form 4 reporting two open‑market sales from an IRA. The officer/director sold 26,406 shares at $18.2659 on 10/30/2025 and 31,159 shares at $17.8861 on 10/31/2025. Following these transactions, the IRA held 0 shares, while the reporting person held 309,680 shares directly. The reporting person is listed as a Director and as an Officer (President, Powersports Lending).
Old Second Bancorp (OSBC) reported Q3 2025 results showing solid balance sheet growth but lower earnings. Total assets reached $6,991,754, up from $5,649,377 at year‑end, reflecting loan and deposit growth and the Bancorp Financial acquisition. Loans rose to $5,265,014 and deposits to $5,760,250.
Quarterly performance mixed: net interest and dividend income increased to $82,775 from $60,578, but the provision for credit losses climbed to $19,653 from $2,000 and noninterest expense rose to $63,163 from $39,308, pressuring profitability. Net income was $9,871 versus $22,951 a year ago; diluted EPS was $0.18 versus $0.50. The company declared a $0.06 dividend per share.
Equity strengthened to $866,685, aided by acquisition-related increases in common stock and additional paid‑in capital, while accumulated other comprehensive loss improved to $(32,294) from $(47,748). Shares outstanding were 52,664,535 as of September 30, 2025.
Old Second Bancorp, Inc. filed a current report to furnish a press release announcing its financial results for the third quarter ended September 30, 2025.
The report also provides separate loan portfolio disclosures as of that date, both attached as exhibits for readers who want more detailed financial information.
Old Second Bancorp (OSBC) announced a regular cash dividend. The Board declared a $0.07 per share dividend, payable on November 10, 2025 to stockholders of record as of October 31, 2025.
This reflects a standard capital return to shareholders via cash dividends, as disclosed under Other Events.
James Eccher, Chairman & CEO and a director of Old Second Bancorp, Inc. (OSBC), reported transactions on 09/30/2025 on Form 4. The filing shows allocations of 22 shares to his profit sharing account and 134 shares to his employee salary and savings (401(k)) plan, each reported as acquisitions at $0. The report also discloses 329,896 shares of Common Stock held directly and 184,318 Restricted Stock Units held directly. The filer notes that of the direct common shares, 148 are held jointly with spouse and 329,748 are held in a brokerage account. The form is signed by an attorney-in-fact on 10/01/2025.