[Form 4] Oscar Health, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Victoria Baltrus, identified as the issuer's Chief Accounting Officer, reported a transaction on 09/02/2025 involving Class A common stock of Oscar Health, Inc. (OSCR). The filing shows a Code F disposition on 09/02/2025 where 6,266 shares were withheld by the issuer to satisfy tax withholding at a reported price of $16.66 per share. After the transaction, Baltrus is reported to beneficially own 207,599 shares, which the filing states includes shares to be issued upon RSU vesting. The form was signed by an attorney-in-fact on 09/04/2025.

Positive

• Timely disclosure of the tax-withholding transaction under Section 16
• Transaction clearly described as RSU tax withholding (Code F), reducing ambiguity about insider intent

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine insider withholding for RSU taxes reported promptly; reflects compensation settlement, not a market sale.

The Form 4 documents a tax-withholding event tied to RSU vesting, reported under Code F. This is a common administrative disposition where the company retains shares to satisfy tax obligations rather than an open-market sale. The filing discloses post-transaction beneficial ownership of 207,599 Class A shares, which includes forthcoming RSU issuances. From a governance perspective, timely and clear disclosure maintains Section 16 compliance and reduces regulatory risk.

Securities Analyst

TL;DR: Small-scale disposition via withholding; insignificantly alters insider stake relative to reported holdings.

The reported withheld amount of 6,266 shares at $16.66 per share is presented as tax-related and therefore not a directional trade signal. The remaining beneficial ownership of 207,599 shares should be interpreted as the officer’s total exposure including unvested RSUs becoming issuable. There is no indication of market sales or other derivative activity in this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baltrus Victoria

(Last) (First) (Middle)

75 VARICK STREET, 5TH FLOOR

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Oscar Health, Inc. [ OSCR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/02/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/02/2025		F		6,266(1)	D	$16.66	207,599(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of Class A common stock withheld by the Issuer to satisfy tax withholding obligations incident to vesting of restricted stock units ("RSUs").

2. Includes shares to be issued in connection with the vesting of one or more restricted stock units.

Remarks:

	/s/ Melissa Curtin, Attorney-in-fact	09/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Victoria Baltrus report on Form 4 for OSCR?

The report shows a Code F disposition on 09/02/2025 where 6,266 Class A shares were withheld to satisfy tax withholding related to RSU vesting.

How many OSCR shares does the reporting person beneficially own after the transaction?

The filing reports beneficial ownership of 207,599 Class A shares following the reported transaction, which the form states includes shares to be issued upon RSU vesting.

What price per share is reported for the withheld shares?

The withheld shares are reported at a price of $16.66 per share.

Does the Form 4 indicate an open-market sale by the insider?

No. The Form 4 indicates shares were withheld by the issuer to satisfy tax obligations (Code F), not sold in the open market.

Who signed the Form 4 and when was it signed?

The form is signed by Melissa Curtin, Attorney-in-fact on 09/04/2025.