Ohio Valley Banc (OVBC) director acquires shares at $35.75

Ohio Valley Banc Corp (OVBC) reported an insider transaction on a Form 4.

Rhea-AI Filing Summary

Ohio Valley Banc Corp (OVBC) reported an insider transaction on a Form 4. A director acquired common shares on 11/12/2025 via two entries: 83.9161 shares coded “P” at $35.75 and 3.4047 shares coded “J” at $35.75. Following these transactions, the director directly owned 616.5239 common shares.

The filing notes “Voluntary Cash for DRIP,” and explains the ending balance differs due to shares acquired under a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 83.9161 shares

Net Buy 2 txns

Insider Michael Seth Isaac

Role Director

Bought 83.9161 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Shares	83.9161	$35.75	$3K
Other	Common Shares	3.4047	$35.75	$121.72

Holdings After Transaction: Common Shares — 616.5239 shares (Direct)

Footnotes (2)

1. F1. Voluntary Cash for DRIP.
2. F2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did OVBC disclose in this Form 4?

A director acquired OVBC common shares on 11/12/2025, reflecting purchases and updates tied to a dividend reinvestment plan.

How many OVBC shares were acquired and at what price?

Two entries show acquisitions of 83.9161 shares and 3.4047 shares, each at $35.75.

What is the director’s post-transaction OVBC share balance?

Direct ownership following the reported transactions is 616.5239 shares.

What do the transaction codes P and J indicate here?

Code P is a purchase; code J is an other acquisition, with notes referencing the dividend reinvestment plan.

Was this activity linked to a plan like DRIP?

Yes. The filing states “Voluntary Cash for DRIP” and notes balance differences due to the dividend reinvestment plan.

Is this a primary or secondary offering by OVBC?

Neither. This is an insider transaction disclosure, not a securities offering.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 11/12/2025 - 03:29 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Michael Seth Isaac

(Last) (First) (Middle)

420 3RD AVE

P.O. BOX 240

(Street)

GALLIPOLIS OH 45631-0240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	11/12/2025		P(1)		83.9161	A	$35.75	613.1192	D
Common Shares	11/12/2025		J(2)		3.4047	A	$35.75	616.5239	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Voluntary Cash for DRIP.

2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

	/s/ Melissa P. Wooten, power of attorney	11/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.