OVBC director buys shares via dividend reinvestment

Ohio Valley Banc Corp director Michael Seth Isaac reported acquiring common shares.

Rhea-AI Filing Summary

Ohio Valley Banc Corp director Michael Seth Isaac reported acquiring common shares. On 2026-08-12 he purchased 67.4321 Common Shares at $44.4892 per share in a transaction described as an open market or private purchase, funded as voluntary cash for a dividend reinvestment plan (DRIP). The same day, he also acquired 4.2615 additional Common Shares coded as an “other” transaction, with a footnote stating that ending balances differ from prior reports due to shares acquired under a dividend reinvestment plan. Post-transaction share totals are not stated in this report.

Insider Trade Summary

Net Buyer: 67.4321 shares

Net Buy 2 txns

Insider Michael Seth Isaac

Role Director

Bought 67.4321 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Shares F1	67.4321	$44.4892	$3K
Other	Common Shares F2	4.2615	$44.4892	$189.59

Holdings After Transaction: Common Shares — 830.0648 shares (Direct)

Footnotes (2)

1. F1. Voluntary Cash for DRIP.
2. F2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

Key Figures

Primary purchase shares: 67.4321 shares Purchase price: $44.4892 per share Other acquired shares: 4.2615 shares +1 more

4 metrics

Primary purchase shares 67.4321 shares Common Shares acquired on 2026-08-12 in a P-coded transaction

Purchase price $44.4892 per share Price for 67.4321 Common Shares acquired on 2026-08-12

Other acquired shares 4.2615 shares J-coded “other” acquisition of Common Shares on 2026-08-12

Net buy shares 67.4321 shares Net buy/sell shares across reported transactions

Key Terms

dividend reinvestment plan, DRIP, Purchase in open market or private transaction, other acquisition or disposition

4 terms

dividend reinvestment plan financial

"shares acquired under a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

DRIP financial

"Voluntary Cash for DRIP."

A DRIP (dividend reinvestment plan) automatically uses cash dividends to buy additional shares of the same company instead of paying the money to the investor. Like using spare change from each paycheck to buy more of something you already own, a DRIP helps holdings grow over time through compounding without requiring the investor to decide each time, which can boost long‑term returns but reduce short‑term cash income.

Purchase in open market or private transaction financial

"transaction described as Purchase in open market or private transaction"

other acquisition or disposition financial

"transaction code description Other acquisition or disposition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did OVBC director Michael Seth Isaac report on 2026-08-12?

Michael Seth Isaac reported acquiring 67.4321 Common Shares at $44.4892 per share and 4.2615 additional shares in an “other” acquisition, both involving a dividend reinvestment plan (DRIP).

How many OHIO VALLEY BANC CORP (OVBC) shares did the director buy, and at what price?

He purchased 67.4321 Common Shares of OVBC at a price of $44.4892 per share, characterized as a purchase in an open market or private transaction with voluntary cash for a DRIP.

What is the significance of the J-coded transaction in OVBC’s Form 4?

The J-coded transaction records the acquisition of 4.2615 Common Shares as an “other acquisition,” with a footnote explaining that the ending balance differs due to shares acquired under a dividend reinvestment plan.

Were OVBC director Michael Seth Isaac’s 2026-08-12 transactions under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is not marked as an affirmative plan, and no footnote indicates a trading plan, so the transactions are reported without reference to a pre-arranged 10b5-1 plan.

Does the OVBC Form 4 disclose Michael Seth Isaac’s total holdings after these transactions?

The reported transactions list no total shares following the transactions, so the Form 4 only specifies the acquired amounts, not Michael Seth Isaac’s overall post-transaction holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 08/12/2026 - 04:28 PM Accepted by SEC EDGAR 08/12/2026 - 04:28 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Michael Seth Isaac

(Last) (First) (Middle)

420 3RD AVE

P.O. BOX 240

(Street)

GALLIPOLIS OHIO 45631-0240

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	08/12/2026		P(1)		67.4321	A	$44.4892	825.8033	D
Common Shares	08/12/2026		J(2)		4.2615	A	$44.4892	830.0648	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Voluntary Cash for DRIP.

2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

	/s/ Danielle N Pugh, power of attorney	08/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)