Every 8-K that Oak Valley Bancorp (OVLY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow OVLY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OVLY filings page.
Oak Valley Bancorp reported Q2 2026 results and declared a cash dividend. For the three months ended June 30, 2026, net income was $5,114,000, or $0.61 per diluted share, down from $5,309,000 in Q1 2026 and $5,588,000 a year earlier.
Management attributes the decrease mainly to higher non-interest expense and lower non-interest income, partly offset by higher net interest income and a lower credit loss provision. Net interest income was $18,944,000 and net interest margin was 4.15%, supported by loan growth of $18,264,000 during the quarter and $55,859,000 over the prior twelve months.
Total assets were $2.00 billion, gross loans $1.17 billion and deposits $1.76 billion at June 30, 2026, with cash and equivalents of $194,803,000. Non-performing assets were $2,631,000, or 0.13% of total assets, after a $1,735,000 charge-off and transfer of $2,581,000 to OREO on a collateral-dependent loan. The Board declared a $0.375 per share dividend, payable August 14, 2026 to shareholders of record on August 3, 2026, totaling approximately $3,155,000.
Oak Valley Bancorp held its Annual Meeting of Shareholders on June 16, 2026. Shareholders elected four directors, with votes in favor ranging from 4,063,052 to 4,129,734, and 1,714,230 non-votes recorded for each directorship.
Another matter on the agenda received 5,784,186 votes for, 182,248 against, 11,218 abstentions and no non-votes, indicating broad shareholder support for that item.
Oak Valley Bancorp reported first-quarter 2026 net income of $5.3 million, or $0.64 per diluted share, compared with $6.3 million, or $0.77, in the prior quarter and $5.3 million, or $0.64, a year earlier. The sequential decline mainly reflects higher operating expenses and lower net interest income.
Net interest income was $18.8 million, down from $19.5 million in the prior quarter but up from $17.8 million a year ago, with net interest margin at 4.12%. Non-interest income rose to $2.0 million, helped by a special Federal Home Loan Bank dividend, while non-interest expense increased to $13.5 million as the bank supports growth.
Total assets were $2.01 billion, with $1.15 billion in gross loans and $1.78 billion in deposits at March 31, 2026. Nonperforming assets were $4.6 million, or 0.23% of total assets, tied to one collateral-dependent loan, and the allowance for credit losses was $12.9 million, or 1.13% of gross loans. Liquidity remained solid with $201.6 million in cash and cash equivalents.
Oak Valley Bancorp announced a planned CEO transition. Christopher M. Courtney, CEO of the company and its wholly owned subsidiary Oak Valley Community Bank, will retire from his CEO roles effective June 30, 2026. He intends to continue serving on the Boards of Directors of both the company and the bank, which helps maintain continuity and access to his experience. The Boards have selected Richard A. McCarty, age 54, currently President and Chief Operating Officer of the company and the bank, to succeed Courtney as President and CEO on June 30, 2026. These changes are described in a press release dated January 26, 2026, filed as Exhibit 99.1.
Oak Valley Bancorp filed a current report indicating it has released its operating results for the three- and twelve-month periods ended December 31, 2025. The results are described in a press release dated January 23, 2026, which is attached as Exhibit 99.1.
The company notes that the information in this results announcement and the exhibit is being furnished, not filed, under securities laws, which affects how it is treated for certain legal liabilities and future filings.
Oak Valley Bancorp furnished an 8-K announcing its operating results for the three and nine months ended September 30, 2025. The results are presented in a press release attached as Exhibit 99.1 and incorporated by reference.
The information provided under Item 2.02 and referenced in Item 7.01 is furnished and not deemed filed under Section 18 of the Exchange Act. No financial statements or pro forma financial information were included.