OVLY director Holder adds to stake with 500-share purchase

Rhea-AI Filing Summary

Oak Valley Bancorp (OVLY) Form 4 filing: Director Randolph H. Holder Jr. executed a single open-market purchase (code P) on 07/30/2025 for 500 common shares at $27.00 per share, totaling roughly $13.5 k. The shares were acquired indirectly through Holder Enterprises, LLC. Following the transaction, Holder’s indirect ownership increased to 152,676 shares. No derivative securities were involved and no other transactions were reported in this filing.

Positive

• Director insider purchase: Randolph H. Holder Jr. bought 500 OVLY shares at $27, increasing his indirect stake to 152,676 shares, a confidence signal.

Negative

• None.

Insights

Securities Analyst

TL;DR: Small insider buy signals modest confidence but is immaterial to OVLY’s capital structure.

Insider purchases are generally interpreted as a positive governance signal because directors deploy personal capital, aligning interests with shareholders. However, the purchase of 500 shares adds just 0.3% to Holder’s existing 152,176-share stake and constitutes a negligible dollar amount for a bank holding company. The trade neither alters ownership control nor affects liquidity. Absent additional buying or accompanying corporate events, the filing is low-impact and should not meaningfully influence valuation models.

Insider Trade Summary

Net Buyer: 500 shares

Net Buy 1 txn

Insider HOLDER H RANDOLPH JR

Role Director

Bought 500 shs ($14K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	500	$27.00	$14K

Holdings After Transaction: Common Stock — 152,676 shares (Indirect, By Holder Enterprises, LLC)

FAQ

What did Oak Valley Bancorp (OVLY) report in the latest Form 4?

Director Randolph H. Holder Jr. purchased 500 common shares at $27 on 07/30/2025.

How many Oak Valley Bancorp shares does Randolph Holder now own?

After the reported trade, he indirectly holds 152,676 shares through Holder Enterprises, LLC.

Was the transaction a purchase or sale?

It was a purchase (transaction code P). No shares were sold.

Were any derivative securities involved in the Form 4?

No. The filing lists no derivative securities acquired or disposed of.

Does the filing indicate Rule 10b5-1 plan usage?

The form contains the checkbox but does not mark a Rule 10b5-1 plan for this transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 07/30/2025 - 05:17 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOLDER H RANDOLPH JR

(Last) (First) (Middle)

125 NORTH THIRD AVENUE

(Street)

OAKDALE CA 95361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Oak Valley Bancorp [ OVLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/30/2025		P		500	A	$27	152,676	I	By Holder Enterprises, LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Randolph Holder	07/30/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.