The SEC filings of OBOOK Holdings Inc. (NASDAQ: OWLS), operating as the OwlTing Group, follow the foreign private issuer pattern, which differs from what investors expect from a U.S. domestic company.
The annual report arrives on Form 20-F rather than Form 10-K, and there is no quarterly Form 10-Q. Material developments are furnished on Form 6-K rather than filed on Form 8-K, which means press releases, interim results, and corporate announcements all reach the record through 6-K submissions. Financial statements are prepared under IFRS Accounting Standards rather than U.S. GAAP, so the segment note, revenue recognition, and lease accounting follow IFRS presentation.
For this company the 20-F carries the most detail. Its segment note breaks out payment services, hospitality software, hospitality platform services, e-commerce, and other activities, which is where the revenue mix becomes visible. The risk factors set out the licensing position by jurisdiction, the concentration of the business in Taiwan, and cross-strait geopolitical exposure. The annual report also includes a going-concern note addressing historical financing sources, working-capital needs, and management’s financing plans.
The company’s directors and officers are subject to Section 16(a) reporting and file Forms 3, 4, and 5, so beneficial ownership and insider transactions appear in the filing record. Schedule 13G filings disclose holders above five percent, which is worth watching alongside the company’s controlled company status.
Registration statements on Form F-1 and prospectuses under Rule 424(b) also appear, reflecting share registration activity following the direct listing. Read alongside the 20-F, they show how the share count and capital structure have evolved.
Obook Holdings Inc. Chief Executive Officer and director Chun Kai Wang purchased 11,105 Class A common shares on October 26, 2026, at a weighted-average price of US$2.0066 per share. The purchases occurred in multiple transactions priced from US$1.5574 to US$2.0700. Wang directly held 3,148,105 shares afterward; no Rule 10b5-1 plan is reported.
Chun Kai Wang, OBOOK Holdings Inc.’s Chief Executive Officer and a director, purchased 12,192 Class A Common Shares on October 19, 2026, at a weighted average price of US$4.2681 per share. The purchases were made in multiple transactions, and his direct holdings afterward were 3,137,000 shares. No Rule 10b5-1 plan is reported.
OBOOK Holdings Inc., whose operating brand is Owlting Group, said OwlPay Harbor's completed payment volume grew approximately 15-fold from April to September 2026, with average compound monthly growth of more than 70% and eight consecutive months of increases. These operating metrics are unaudited and based on internal records. Enterprise clients exceeded 100 as of October 19, 2026, compared with 84 as of August 31, 2026; payments settled into approximately 50 countries and territories from January 1 through September 30, 2026.
OwlTing USA, Inc., a wholly owned subsidiary, had Money Transmitter Licenses or their equivalents in 42 U.S. states as of September 30 and could serve customers in 43 states. The company's Japanese subsidiary is registered as an Electronic Payment Intermediary Service Provider (Bank API registration). Management reiterated objectives of approximately US$500 million in annual revenue by 2030 from OwlPay and digital currency-enabled payment services, and gross margins of roughly 65% to 70% for digital currency payments at scale.
OBOOK Holdings Inc., through its operating brand Owlting Group, announced that Decaf Business has been in production on OwlPay Harbor since August 2026 and is opening U.S. dollar accounts to eligible businesses and organizations incorporated outside the United States. A cited report says Decaf reached US$48 million in monthly payment volume during its 2025 reporting period; Owlting earns fees on payment volume processed through Harbor. Decaf owns the customer relationship, onboarding and interface, while OwlPay Harbor provides payment infrastructure.
Eligible customers can hold an account in their own name, fund it by domestic wire and ACH, and hold balances as USDC stablecoin on Stellar; payouts include U.S. wire, ACH, RTP and eligible U.S. debit cards. Access is subject to the applicant’s jurisdiction of incorporation, business verification and applicable compliance requirements. Owlting expanded U.S. payment coverage to 43 states after securing a Connecticut money transmitter license in September 2026. It expects payouts from overseas-held accounts to eligible non-U.S. debit cards by the end of 2026, while Decaf customers intend to begin supplier payments in China and Singapore. Owlting’s target is to surpass US$1 billion in cumulative processed volume across OwlPay, including fiat and stablecoin payments, by the end of 2026.
SBI Digital Asset Holdings Co., Ltd. reports beneficial ownership of 15,308,819 Class A Common Shares of OBOOK HOLDINGS INC., equal to 40.5% of the class. The shares are held by SBI Digital Strategic Investment Co., Ltd., a wholly owned subsidiary of SBI Digital Asset Holdings; SBI Digital Asset Holdings is a wholly owned subsidiary of SBI Holdings, Inc. SBI Digital Asset Holdings reports sole voting and dispositive power over 15,308,819 shares, with zero shared voting or dispositive power. The percentage is based on 37,825,411 Class A Common Shares outstanding as of May 14, 2026. SBI Digital Strategic Investment acquired the shares before OBOOK HOLDINGS INC.'s listing and beneficially owned more than 5% when the issuer's securities became registered.
OBOOK HOLDINGS INC. (OWLS) reported that its Chief Executive Officer and director, Wang Chun Kai, purchased Class A Common Shares in open-market or private transactions. On September 2, 2026, he acquired 11,600 shares at a weighted average price of $5.0085 per share, with individual trade prices ranging from $4.9850 to $5.0347. On September 1, 2026, he acquired 758 shares at a weighted average price of $5.1806 per share, with individual trade prices ranging from $5.0899 to $5.2496. No Rule 10b5-1 trading plan is reported for these transactions.
OBOOK Holdings Inc. (OWLS), operating as OwlTing Group, reported August 2026 operating metrics for its OwlPay Harbor cross-border payments platform. Annualized payment volume reached approximately US$255 million, up from approximately US$93 million based on July activity. August payment volume increased 174.6% month over month, marking the seventh consecutive monthly increase, while completed transaction count rose 89.2% versus July.
OwlPay Harbor had 84 contracted enterprise clients as of August 31, 2026, compared with 79 a month earlier; 23 of these clients completed at least one payment in August. Management highlights that the platform’s regulatory, banking, settlement, and compliance infrastructure was built over several years and, in the Company’s view, can support considerably more volume without a proportionate increase in operating cost. The operating metrics are unaudited and derived from internal records.
OBOOK Holdings Inc. (NASDAQ: OWLS) reported unaudited results for the six months ended June 30, 2026, showing largely flat revenue of US$3.87 million versus US$3.84 million a year earlier. Payment services revenue slipped 2.8% to US$2.11 million, while hospitality services grew 11.0% to US$1.54 million; e-commerce revenue fell 22.2% to US$0.22 million as resources were redirected toward payments.
Gross profit was US$0.25 million and gross margin declined to 6.4% from 12.5% due to new share-based compensation in cost of revenue. Excluding that non-cash item, adjusted gross margin improved to 15.3%, helped by a mix shift toward higher-margin OwlPay products. Reported operating expenses jumped to US$17.33 million, driven mainly by US$10.44 million of non-cash share-based compensation tied to RSUs and RSAs.
Net loss widened to US$18.82 million from US$3.91 million, largely reflecting share-based compensation, higher finance costs on a senior secured convertible note, and the absence of a prior-year FX gain. Operating cash outflow increased to US$6.07 million, while cash and restricted cash rose to US$11.86 million as of June 30, 2026.
Operationally, OwlPay’s cumulative processed payment volume exceeded US$700 million and the company is targeting over US$1 billion by year-end. Annualized payment volume on OwlPay Harbor reached about US$160 million based on the 30 days ended August 20, 2026, with July volume up 107.6% month over month and enterprise clients increasing to 79.
OBOOK Holdings Inc. reported preliminary unaudited total revenue of approximately US$3.85 million to US$3.90 million for the six months ended June 30, 2026, with the substantial majority generated by its established Taiwan-based businesses. Complete first half 2026 financial results are expected after the U.S. market closes on Friday, August 21, 2026.
The company highlighted rapid commercial scaling of OwlPay Harbor, its digital currency-based cross-border enterprise payments platform. Based on completed payment volume, OwlPay Harbor reached US$96 million in annualized payment volume using July 2026 activity and US$130 million using the trailing 30 days as of August 13, 2026. Harbor has recorded six consecutive months of sequential payment volume growth, including July payment volume growth of 107.6% month over month and transaction count growth of 109.5%. As of July 31, 2026, there were 79 contracted enterprise clients at various stages from integration to production, though Harbor’s revenue contribution in the first half remained limited.
Management noted that much of the infrastructure and operating base for Harbor is already in place, and expressed a belief that scaling volume over this base could create meaningful operating leverage over time. OBOOK also emphasized its expanding regulatory footprint, with money transmission licenses or equivalents in 41 U.S. states and operations under registrations in the European Union and Japan.
OBOOK Holdings Inc., operating as OwlTing Group, issued its first comprehensive operating disclosure for OwlPay Harbor, its digital currency-based cross-border enterprise payments platform. July 2026 payment volume grew 107.6% over June and transaction count rose 109.5%, marking the sixth consecutive month of volume increases since January.
Enterprise clients reached 79, up from 67 at June 30. In 2026 to date, more than 90% of payment value involved digital currencies converted to local fiat and paid into bank accounts in over 40 countries and territories, with roughly two-thirds of payout value going to corporate recipients. Over 60% of cross-border payout value settled through the Circle Payments Network. OwlTing reports Money Transmitter Licenses or their equivalent in 41 U.S. states and a regulatory footprint in 42 states, along with registrations in the European Union and Japan, and currently intends to publish OwlPay Harbor operating metrics periodically, including on a semi-annual basis.