UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON
D.C. 20549
FORM
12b-25
NOTIFICATION
OF LATE FILING
(Check
One) ☐ Form 10-K ☐ Form 20-F ☐ Form 11-K ☒ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR
For
Period Ended: November 30, 2025
☐
Transition Report on Form 10-K
☐
Transition Report on Form 20-F
☐
Transition Report on Form 11-K
☐
Transition Report on Form 10-Q
For
the Transition Period Ended: ________________________
Read
Instruction (on back page) Before Preparing Form. Please Print or Type.
Nothing
in this form shall be construed to imply that the Commission has verified any information contained herein.
If
the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:
PART
I - REGISTRANT INFORMATION
Pineapple
Financial Inc.
Full
Name of Registrant:
Former
Name if Applicable
Unit
200, 111 Gordon Baker Road
Address
of Principal Executive Office (Street and Number)
North
York, Ontario M2H 3R1
City,
State, Zip Code
PART
II - RULES 12b-25 (b) AND (c)
If
the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b),
the following should be completed. (Check box if appropriate)
| |
(a) |
The
reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense; |
| ☒ |
(b) |
The
subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, 11-K or Form N-CEN or Form N-CSR, or portion
thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report
of transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof will be filed on or before the
fifth calendar day following the prescribed due date; and |
| |
(c) |
The
accountant’s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable. |
PART
III - NARRATIVE
State
below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof
could not be filed within the prescribed time period.
Pineapple
Financial Inc. (the “Company”) is unable to timely file its Quarterly Report on Form 10-Q for the quarter ended November
30, 2025 (the “Form 10-Q”) without unreasonable effort and expense. The Company’s delay in filing the Form 10-Q is
due principally to the need for additional time for the Company to finalize, and for its independent public accounting firm to complete
its audit of, the Company’s financial statements. The Company will use its best efforts to try to file the Form 10-Q within the
five (5) calendar-day period set forth in Rule 12b-25(b) under the Securities Exchange Act of 1934, as amended.
PART
IV - OTHER INFORMATION
(1)
Name and telephone number of person to contact in regard to this notification:
| Sarfraz
Habib |
|
647 |
|
786-0348 |
| (Name) |
|
(Area
Code) |
|
(Telephone
No.) |
(2)
Have all other periodic reports required under section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment
Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s)
been filed? If the answer is no, identify report(s). ☒ Yes ☐ No
(3)
Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject report or portion thereof? ☐ Yes ☒ No
If
so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why
a reasonable estimate of the results cannot be made.
Pineapple
Financial Inc.
(Name
of Registrant as Specified in Charter)
has
caused this notification to be signed on its behalf by the undersigned thereunto duly authorized.
| Date:
January 14, 2026 |
By: |
/s/
Sarfraz Habib |
| |
|
CFO |
