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Paysign, Inc. (PAYS) officer reports 64,000-share vesting and tax withholding

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Paysign, Inc. Chief Payments Officer Matthew Louis Lanford reported the vesting and exercise of 64,000 shares of restricted stock into common stock on July 31, 2026. Footnotes state this award vests in equal annual installments from July 31, 2022 through July 31, 2027. On the same date, 25,185 shares of common stock were withheld at $8.96 per share to satisfy associated tax withholding obligations.

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Insider Lanford Matthew Louis
Role Chief Payments Officer
Type Security Shares Price Value
Exercise Stock Grant F1 64,000 $0.00 $0.00
Exercise Common Stock F1 64,000 $0.00 $0.00
Tax Withholding Common Stock F2 25,185 $8.96 $226K
Holdings After Transaction: Stock Grant — 64,000 shares (Direct); Common Stock — 273,424 shares (Direct)
Footnotes (2)
  1. F1. One-fifth of the restricted stock shall vest annually on each anniversary of the July 31, 2022 vesting commencement date until fully vested on July 31, 2027.
  2. F2. Represents shares of common stock withheld by the issuer to satisfy certain tax withholding obligations associated with the vesting of restricted stock.
Restricted shares vested 64,000 shares Shares of restricted stock vesting into common stock on July 31, 2026
Shares withheld for taxes 25,185 shares Common shares withheld to satisfy tax obligations on July 31, 2026
Tax withholding price $8.96 per share Price used for shares withheld to satisfy tax obligations
Award vesting period July 31, 2022 to July 31, 2027 Restricted stock vests in five equal annual installments
restricted stock financial
"One-fifth of the restricted stock shall vest annually on each anniversary"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
vesting commencement date financial
"annually on each anniversary of the July 31, 2022 vesting commencement date"
The vesting commencement date is the starting point when an employee begins earning ownership rights to their promised benefits, such as stock options or retirement contributions. Think of it like the day a savings account is opened—only after this date do the benefits start to grow and become fully available over time. It matters to investors because it marks when the clock begins ticking toward full ownership, affecting the timing and value of these benefits.
tax withholding obligations financial
"withheld by the issuer to satisfy certain tax withholding obligations"
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Paysign (PAYS) report for Matthew Louis Lanford?

Paysign reported that Chief Payments Officer Matthew Louis Lanford had 64,000 restricted shares vest into common stock on July 31, 2026. This vesting relates to an award granted in 2022 that vests in equal annual installments through 2027, according to the footnotes.

How many Paysign (PAYS) shares were withheld to cover taxes in this Form 4?

The Form 4 shows 25,185 shares of Paysign common stock were withheld to satisfy tax withholding obligations. These shares relate to the same restricted stock vesting event and were valued at $8.96 per share for tax purposes, as described in the footnotes.

What is the vesting schedule of the restricted stock reported by Paysign (PAYS)?

The restricted stock award vests in one-fifth installments each year on the anniversary of July 31, 2022. Footnotes explain that this continues until the award is fully vested on July 31, 2027, and the July 31, 2026 transaction reflects one of these scheduled vesting events.

Was the Paysign (PAYS) insider transaction a market sale or tax withholding?

The Form 4 characterizes the 25,185-share disposition as shares withheld by Paysign to meet tax withholding obligations. The code used is F, which represents payment of tax liability by delivering or withholding securities rather than an open-market sale.

What role does Matthew Louis Lanford hold at Paysign (PAYS) in this Form 4?

Matthew Louis Lanford is identified as Chief Payments Officer and a director of Paysign. The reported transactions involve his restricted stock award, including scheduled vesting into common shares and shares withheld to cover related tax obligations on July 31, 2026.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Lanford Matthew Louis

(Last)(First)(Middle)
2615 ST. ROSE PARKWAY

(Street)
HENDERSON NEVADA 89052

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Paysign, Inc. [ PAYS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Payments Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/31/2026M64,000(1)A$0.00298,609D
Common Stock07/31/2026F(2)25,185D$8.96(2)273,424D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Grant(1)07/31/2026M64,000 (1)07/31/2027Common stock64,000$0.0064,000D
Explanation of Responses:
1. One-fifth of the restricted stock shall vest annually on each anniversary of the July 31, 2022 vesting commencement date until fully vested on July 31, 2027.
2. Represents shares of common stock withheld by the issuer to satisfy certain tax withholding obligations associated with the vesting of restricted stock.
/s/ Matthew Lanford08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)