PBF Energy (NYSE: PBF) director gets stock grant with tax withholding

Rhea-AI Filing Summary

PBF Energy Inc. director Kimberly S. Lubel reported compensation-related stock transactions. She received 4,231 shares of Class A common stock as a restricted stock award under the PBF Energy Inc. 2025 Equity Incentive Plan. To cover tax obligations, 931 shares were disposed of at $41.37 per share through a tax-withholding arrangement, which is not an open-market sale. After these transactions, she directly holds 52,134 shares of PBF Energy Class A common stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Lubel Kimberly S

Role null

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	4,231	$0.00	--
Tax Withholding	Class A Common Stock	931	$41.37	$39K

Holdings After Transaction: Class A Common Stock — 52,134 shares (Direct, null)

Footnotes (1)

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Key Figures

Restricted stock grant: 4,231 shares Tax-withheld shares: 931 shares Tax-withholding price: $41.37 per share +2 more

5 metrics

Restricted stock grant 4,231 shares Class A Common Stock award on 2026-04-28

Tax-withheld shares 931 shares Shares delivered for tax liability on 2026-04-28

Tax-withholding price $41.37 per share Value used for 931-share disposition

Shares held after award 52,134 shares Director’s direct holdings following transactions

Net buy/sell shares 0 shares transactionSummary netBuySellShares reported as neutral

Key Terms

restricted stock, 2025 Equity Incentive Plan, tax-withholding disposition, grant/award acquisition, +1 more

5 terms

restricted stock financial

"Constitutes restricted stock issued under the PBF Energy Inc. 2025 Equity Incentive Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2025 Equity Incentive Plan financial

"issued under the PBF Energy Inc. 2025 Equity Incentive Plan, as amended"

tax-withholding disposition financial

"transaction_action: tax-withholding disposition"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

grant/award acquisition financial

"transaction_action: grant/award acquisition"

Class A Common Stock financial

"security_title: Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lubel Kimberly S

(Last) (First) (Middle)

1 SYLVAN WAY

SECOND FLOOR

(Street)

PARSIPPANY NEW JERSEY 07054

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PBF Energy Inc. [ PBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	04/28/2026		A(1)		4,231	A	$0	52,134	D
Class A Common Stock	04/28/2026		F		931	D	$41.37	51,203	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Constitutes restricted stock issued under the PBF Energy Inc. 2025 Equity Incentive Plan, as amended.

	/s/ Kimberly S. Lubel by Trecia Canty as Attorney-in-Fact	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did PBF (PBF Energy Inc.) director Kimberly Lubel report on this Form 4?

Director Kimberly S. Lubel reported a restricted stock grant of 4,231 PBF Energy Class A shares and a related tax-withholding disposition of 931 shares at $41.37 per share, leaving her with 52,134 directly held shares after the transactions.

Was the PBF director’s Form 4 transaction a market sale of shares?

No, the 931-share disposition was for tax withholding, not an open-market sale. Shares were withheld at $41.37 per share to satisfy tax obligations tied to a 4,231-share restricted stock award, a common mechanism for equity-based compensation.

How many PBF Energy shares does Kimberly Lubel hold after these transactions?

Following the reported Form 4 transactions, Kimberly S. Lubel directly holds 52,134 shares of PBF Energy Class A common stock. This figure reflects the net position after receiving 4,231 restricted shares and the 931-share tax-withholding disposition on the same date.

What type of equity compensation did the PBF director receive?

Kimberly Lubel received 4,231 shares of restricted stock at a stated price of $0.00 per share under the PBF Energy Inc. 2025 Equity Incentive Plan. Restricted stock awards typically vest over time and are part of long-term incentive compensation for directors and executives.

What does the tax-withholding disposition mean in the PBF Form 4?

The tax-withholding disposition of 931 PBF Energy shares represents shares delivered to cover tax liabilities from the stock grant. Classified under code F, this method satisfies taxes without requiring the insider to sell shares in the open market, simplifying the compensation process.