Who signed Pioneer Bancorp, Inc.’s 8-K related to the earnings release?

The 8-K was signed on behalf of Pioneer Bancorp, Inc. by Patrick J. Hughes, Executive Vice President and Chief Financial Officer. His signature indicates he is the duly authorized officer executing the report for the company.

Pioneer Bancorp posts Q3 2025 earnings release

Pioneer Bancorp, Inc. filed a current report to note that it has released its earnings results for the three and nine months ended September 30, 2025.

Accepted by SEC EDGAR 10/30/2025 - 05:15 PM EDT

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

8-K

Rhea-AI Filing Summary

Pioneer Bancorp, Inc. filed a current report to note that it has released its earnings results for the three and nine months ended September 30, 2025. The detailed financial information is provided in an accompanying earnings release, which is attached as an exhibit to the report.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Pioneer Bancorp, Inc. (PBFS) disclose in this 8-K filing?

Pioneer Bancorp, Inc. disclosed that it issued an earnings release covering results for the three and nine months ended September 30, 2025. The detailed financial information is contained in the attached Exhibit 99.1 earnings release, not within the body of this report.

Which period does Pioneer Bancorp’s latest earnings release cover?

The earnings release covers Pioneer Bancorp’s financial results for the three and nine months ended September 30, 2025. This period aligns with the company’s fiscal reporting cycle and is summarized in Exhibit 99.1 to the current report on Form 8-K.

How does Pioneer Bancorp, Inc. treat the earnings release for legal purposes?

Pioneer Bancorp states that the earnings release and related information are not deemed “filed” under Section 18 of the Exchange Act. This means the release is furnished for informational purposes and is not subject to that section’s liability provisions.

Where can investors find Pioneer Bancorp’s detailed quarterly results?

Investors can find Pioneer Bancorp’s detailed quarterly and nine-month results in Exhibit 99.1, the attached earnings release. The Form 8-K itself mainly references this exhibit rather than repeating specific financial figures within the main text.

When did Pioneer Bancorp, Inc. issue the earnings release referenced in the 8-K?

Pioneer Bancorp, Inc. issued the earnings release on October 30, 2025. That same date appears in the Form 8-K, which references the release as Exhibit 99.1 and formally records its issuance for regulatory purposes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 or 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported): October 30, 2025

Pioneer Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)



Maryland	001-38991	83-4274253
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)


652 Albany Shaker Road, Albany New York		12211
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (518) 730-3025

	Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:



Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock, par value $0.01	PBFS	The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 – Results of Operations and Financial Condition

On October 30, 2025, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three and nine months ended September 30, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report.

The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act.

Item 9.01 – Financial Statements and Exhibits


Exhibit No.		Description

99.1		Earnings Release of Pioneer Bancorp, Inc. dated October 30, 2025.
104		Cover Page Interactive Data File (formatted as inline XBRL).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

PIONEER BANCORP, INC.

(registrant)


October 30, 2025		/s/ Patrick J. Hughes
		Patrick J. Hughes
		Executive Vice President and Chief Financial Officer

Source: View Original Filing on SEC EDGAR