Welcome to our dedicated page for PONCE FINANCIAL GROUP SEC filings (Ticker: PDLB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Looking for clear answers about Ponce Financial Group Inc (PDLB)? Most investors start with the same questions: How healthy is the community-loan portfolio? Did executives buy shares this quarter? What moved net interest margin? Our SEC filings hub brings those answers forward, so you no longer dig through dense PDFs.
Stock Titan’s AI reads every new document the moment it lands on EDGAR and delivers two valuable layers: a concise plain-English summary and pinpoint links to the exact page where the disclosure appears. Whether you need a PDLB quarterly earnings report 10-Q filing to model interest income, or a fast alert on PDLB insider trading Form 4 transactions, you’ll see it here in real time.
Not sure which form holds the detail? Use the quick guide below:
- 10-K — full-year view of mortgage concentrations and community-development commitments; our AI tags credit-loss tables for you (PDLB annual report 10-K simplified).
- 10-Q — quarter-over-quarter spread shifts and loan performance metrics (PDLB earnings report filing analysis).
- 8-K — branch openings, loan sales, or rate-sensitive events (PDLB 8-K material events explained).
- Form 4 — executive purchases and sales, streamed as PDLB Form 4 insider transactions real-time.
- DEF 14A — PDLB proxy statement executive compensation for insight into how leadership pay aligns with mission.
Each filing comes with AI-powered red-flag detection that highlights spikes in non-performing loans or sudden securities gains, so you can focus on decisions, not deciphering. Bookmark this page to keep understanding PDLB SEC documents with AI—from community-banking strategy shifts to daily executive stock transactions—without losing hours to manual review.
Ponce Financial Group (PDLB) reported stronger Q3 results. Net income for the quarter was $6.5 million vs. $2.4 million a year ago, and diluted EPS was $0.27 vs. $0.10. Net interest income rose to $25.2 million from $19.0 million as loan yields outpaced funding costs, while the provision for credit losses increased to $1.4 million from $0.5 million.
For the first nine months of 2025, net income reached $18.6 million vs. $8.0 million in 2024, with net interest income of $71.9 million vs. $55.8 million. The balance sheet expanded: assets were $3.16 billion and loans receivable, net were $2.49 billion as of September 30, 2025. Deposits rose to $2.06 billion, while borrowings decreased to $521.1 million. Accumulated other comprehensive loss improved to $(11.6) million.
Credit metrics were stable with the allowance for credit losses at $24.8 million. Nonaccrual and 90+ day loans totaled $23.5 million. The company continues to carry $225.0 million of ECIP preferred stock at a 0.5% dividend rate and has reported 13 consecutive quarters meeting both Deep Impact and Qualified Lending conditions.
Ponce Financial Group, Inc. (PDLB) furnished materials related to its third-quarter results. The company reported that it issued a press release covering financial results for the quarter ended September 30, 2025, and made an investor presentation available. Both materials were provided as exhibits and are designated as “furnished,” not “filed,” under the Exchange Act.
The company also noted it is scheduled to present to current and prospective investors after October 24, 2025, and the presentation will be posted on its website.
Ponce Financial Group (PDLB) announced that, effective October 10, 2025, its subsidiary completed a charter conversion and began operating as Ponce Bank, National Association. On the same date, the company commenced operations as a bank holding company and elected financial holding company status.
The national bank charter broadens bank powers, including eligibility to receive municipal deposits in New York. The company stated it does not expect material changes in its core business as a result of these changes.
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