Welcome to our dedicated page for People Bncp Nc SEC filings (Ticker: PEBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK), the bank holding company for Peoples Bank, a state-chartered commercial bank in North Carolina. As a public company listed on the Nasdaq Global Market, Peoples Bancorp of North Carolina, Inc. files periodic and current reports with the U.S. Securities and Exchange Commission that describe its financial condition, results of operations, and material events.
Key filings for a commercial banking organization like PEBK include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, details on loan portfolios, deposit funding, non-performing assets, and the allowance for credit losses on loans and unfunded commitments. These reports also discuss non-interest income sources such as service charges and appraisal management fee income, as well as non-interest expenses including salaries, occupancy, and appraisal management fee expense.
Current reports on Form 8-K, such as the filing referencing the July 21, 2025 earnings press release, disclose material events and provide investors with timely access to earnings information and other significant developments. Filings may also address capital actions like stock repurchase programs, dividend policies, and legal or regulatory matters, including tax-related settlements and property acquisitions by government entities.
On Stock Titan, SEC filings for PEBK are supplemented with AI-powered summaries that highlight key points from lengthy documents, helping readers understand changes in credit quality, capital levels, and profitability without reading every line. Real-time updates from the SEC’s EDGAR system ensure that new Forms 10-K, 10-Q, 8-K, and other relevant submissions appear promptly. Investors can also review ownership and insider activity through forms that disclose transactions by directors and executive officers, using these filings to build a more complete view of Peoples Bancorp of North Carolina, Inc.’s regulatory and financial reporting history.
Peoples Bancorp of North Carolina, Inc. reported that it issued a press release announcing its fourth quarter and full year 2025 earnings results. The press release is furnished as Exhibit 99(a) and includes forward-looking statements along with cautionary language explaining that actual results may differ materially due to various risks and uncertainties.
The company notes that the exhibit is furnished rather than filed, meaning it is not subject to certain liability provisions under federal securities laws unless specifically incorporated by reference into another registration or reporting document. Management highlights factors such as interest rate changes, economic and market conditions, business strategy, and legislative and regulatory developments as key drivers that could affect future performance, and refers readers to other SEC filings for additional risk factors.
BlackRock, Inc. has filed a Schedule 13G reporting beneficial ownership of 273,510 shares of Peoples Bancorp of North Carolina Inc. common stock, representing 5.00% of the class as of 12/31/2025. BlackRock reports sole voting power over 270,105 shares and sole dispositive power over 273,510 shares, with no shared voting or dispositive power.
The filing notes that various persons have rights to receive dividends or proceeds from the sale of these shares, but no single person has an interest in more than five percent of the outstanding common stock. BlackRock certifies that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer.
Peoples Bancorp of North Carolina Inc. director reported an acquisition of company stock in an insider transaction. On 12/22/2025, the director acquired 121 shares of common stock at a price of $34.14 per share, as noted as a 30-year service award. Following this transaction, the director directly beneficially owned 52,865.5027 shares of Peoples Bancorp of North Carolina common stock.
Peoples Bancorp of North Carolina, Inc. (PEBK) reported insider activity by a company director on a Form 4. The reporting person, filing individually, is identified as a director of the bank.
The director reported selling 2 shares of common stock on 11/25/2025 at $33 per share and 598 shares on 11/26/2025 at $32.03 per share. Both transactions are marked as dispositions and are reported as indirect ownership through the director’s son.
No derivative securities transactions were reported, and the form indicates this filing relates only to common stock ownership changes.
Peoples Bancorp of North Carolina (PEBK) reported steady Q3 2025 performance. Net earnings were $3.692 million, with basic/diluted EPS of $0.70/$0.67. For the nine months, net earnings reached $13.197 million and EPS was $2.49/$2.41.
Net interest income rose to $15.119 million in Q3 from $13.549 million a year ago, while the provision for credit losses was $0.530 million. Noninterest income was $7.127 million, led by appraisal management fee income of $3.601 million. Noninterest expense increased to $16.924 million from $15.016 million, reflecting higher salaries, professional fees, and debit card expense.
As of September 30, 2025, total assets were $1.738 billion, loans were $1.183 billion, and deposits were $1.553 billion. Accumulated other comprehensive loss improved to $29.346 million from $39.157 million at December 31, 2024, as unrealized losses on available-for-sale securities narrowed to $38.4 million from $51.1 million. The allowance for credit losses was $10.206 million, and nonaccrual loans totaled $5.113 million. The company declared cash dividends of $0.20 per share in Q3 and had 5,459,441 common shares outstanding at October 31, 2025.
Peoples Bancorp of North Carolina (PEBK) reported an insider transaction by a director. On November 3, 2025, the director sold 800 shares of common stock at $29.05 (transaction code S). Following the sale, holdings were reported as 67,226 shares direct, plus indirect holdings of 38,200 shares attributed to the director’s son and 70,441 shares noted under “VP, Sec & Chairman of Alexander Railroad.”
Peoples Bancorp of North Carolina (PEBK) director James S. Abernethy reported sales of common stock on 10/28/2025: 319 shares at
Following these transactions, the filing lists beneficial ownership of 68,026 shares direct and 70,441 shares indirect through VP, Secretary & Chairman of Alexander Railroad.
James S. Abernethy, a director of Peoples Bancorp of North Carolina, reported a sale on 09/03/2025. The Form 4 shows he sold 600 shares of the issuer's common stock at $31.01 per share. After the transaction the filing reports 38,800 shares beneficially owned indirectly. The Form 4 is filed individually and signed on 09/04/2025.
Form 144 notice for Peoples Bancorp of North Carol (PEBK) reports a proposed sale of 600 common shares to be executed through Wells Fargo Clearing Services on 09/03/2025 with an aggregate market value of $18,331.59. The filing states these 600 shares were acquired by inheritance on 11/30/2020 from Christine Abernethy and the seller represents no undisclosed material adverse information about the issuer. The form also discloses three prior sales by related persons in the past three months: 600 shares on 08/04/2025 (gross proceeds $16,551.45), 600 shares on 07/31/2025 ($16,883.05), and 600 shares on 08/25/2025 ($18,414.07).
James S. Abernethy, a director of Peoples Bancorp of North Carolina, reported an open-market sale of 600 shares of the issuer's common stock on 08/25/2025 at an average price of $31.15 per share. After the sale, Mr. Abernethy is shown as directly owning 68,026 shares; he also reports 39,400 shares indirectly for his son and 70,441 shares indirectly in a role listed as VP, Sec & Chairman of Alexander Railroad. The Form 4 is signed by Mr. Abernethy on 08/26/2025. The filing discloses a single non-derivative sale and lists current direct and indirect beneficial ownership amounts as reported.
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