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People Bncp Nc SEC Filings

PEBK NASDAQ

Welcome to our dedicated page for People Bncp Nc SEC filings (Ticker: PEBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

This page provides access to SEC filings for Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK), the bank holding company for Peoples Bank, a state-chartered commercial bank in North Carolina. As a public company listed on the Nasdaq Global Market, Peoples Bancorp of North Carolina, Inc. files periodic and current reports with the U.S. Securities and Exchange Commission that describe its financial condition, results of operations, and material events.

Key filings for a commercial banking organization like PEBK include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, details on loan portfolios, deposit funding, non-performing assets, and the allowance for credit losses on loans and unfunded commitments. These reports also discuss non-interest income sources such as service charges and appraisal management fee income, as well as non-interest expenses including salaries, occupancy, and appraisal management fee expense.

Current reports on Form 8-K, such as the filing referencing the July 21, 2025 earnings press release, disclose material events and provide investors with timely access to earnings information and other significant developments. Filings may also address capital actions like stock repurchase programs, dividend policies, and legal or regulatory matters, including tax-related settlements and property acquisitions by government entities.

On Stock Titan, SEC filings for PEBK are supplemented with AI-powered summaries that highlight key points from lengthy documents, helping readers understand changes in credit quality, capital levels, and profitability without reading every line. Real-time updates from the SEC’s EDGAR system ensure that new Forms 10-K, 10-Q, 8-K, and other relevant submissions appear promptly. Investors can also review ownership and insider activity through forms that disclose transactions by directors and executive officers, using these filings to build a more complete view of Peoples Bancorp of North Carolina, Inc.’s regulatory and financial reporting history.

Rhea-AI Summary

Peoples Bancorp of North Carolina, Inc. files its annual report describing a community-focused bank holding company built around Peoples Bank in the Catawba Valley region of North Carolina. The bank operates 15 branches plus loan production offices serving individuals and small to mid-sized businesses.

At December 31, 2025, the company reported total assets of $1.70 billion, net loans of $1.20 billion, deposits of $1.51 billion, total securities of $380.0 million, and shareholders’ equity of $157.1 million. Capital ratios were comfortably above regulatory minimums, with the bank’s Tier 1 leverage ratio at 11.13% and total risk-based capital at 15.70%.

The filing details disciplined lending, investment, and risk-management policies, including CECL-based credit loss provisioning, detailed board-level oversight of loan quality, and a conservative investment framework. It also highlights regulatory compliance, cybersecurity programs, anti‑money‑laundering controls, human capital and culture initiatives, and extensive risk factors tied to the economy, interest rates, deposits, technology and regulation.

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PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy sold 477 shares of common stock in an open-market transaction at $37.60 per share. After this sale, he directly owns 70,426 common shares and also reports indirect ownership through his son and Alexander Railroad Co. roles.

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PEBK notice of a proposed sale of 477 common shares under a Form 144.

The filing lists recent related transactions, including sales by James Abernethy (for example, 523 shares on 02/27/2026) and Adrian Abernethy (600 shares on 02/04/2026). Shares outstanding are shown as 5,459,441 as of 03/03/2026.

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PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy reported an open-market sale of 523 shares of common stock at $38.91 per share and a bona fide gift of 500 shares. After these transactions, he directly owned 70,903 common shares, with additional indirect holdings reported through a son and an associated company.

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Peoples Bancorp of North Carolina insiders reported multiple share sales. The excerpt lists dispositions by James S. Abernethy and Adrian A. Abernethy on specific dates: 300 shares on 12/02/2025, 600 shares on 02/04/2026, 600 shares on 02/24/2026, and 1,000 shares on 02/09/2026 with corresponding proceeds shown in the table.

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PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy reported an open-market sale of company stock. On February 24, 2026, he sold 600 shares of Common Stock at a price of $38.16 per share.

After this sale, Abernethy directly owned 71,926 shares of Common Stock. The filing also reports indirect ownership of 37,000 shares held through his son and 70,441 shares held through an entity where he serves as VP, Secretary and Chairman.

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Peoples Bancorp of NC, Inc. reported Form 144 notice for proposed sale of 600 common shares to be sold through Wells Fargo Clearing Services on 02/24/2026 with an aggregate value of $22,550.05.

The filing also lists recent open-market dispositions by related persons during the past three months: James S. Abernethy sold 1,000 shares for $37,758.53 on 02/09/2026, Adrian A. Abernethy sold 600 shares for $22,023.36 on 02/04/2026, and additional smaller sales in December and November 2025.

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Peoples Bancorp of North Carolina director James S. Abernethy reported selling 1,000 shares of common stock at $38.34 per share on February 9, 2026. After this sale, he directly owned 72,526 shares. He also reported indirect holdings of 37,000 shares through his son and 70,441 shares linked to his role with Alexander Railroad.

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PEBK shareholder files notice to sell 1,000 shares under Rule 144. The filer plans to sell 1,000 shares of PEBK common stock on the Nasdaq through Wells Fargo Clearing Services, with an aggregate market value of $37,758.53. The issuer has 5,459,441 shares outstanding.

The 1,000 shares were acquired by inheritance on 11/30/2020 from Christine Abernethy. Over the past three months, related sales of PEBK common shares include multiple small transactions by Adrian and James Abernethy, with individual trades ranging from 2 to 600 shares and gross proceeds up to $22,023.36.

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Peoples Bancorp of North Carolina EVP/Chief Financial Officer Jeffrey N. Hooper reported the vesting and cash settlement of restricted stock units. On January 20, 2026, 1,430 RSUs converted, each representing a right to a cash payment equal to the fair market value of one share of common stock.

Upon vesting, Hooper received $36.05 in cash per RSU, reflecting the fair market value per share on the vesting date, and his reported RSU balance fell to zero. Following the transaction, he directly held 7 shares of Peoples Bancorp common stock.

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FAQ

What is the current stock price of People Bncp Nc (PEBK)?

The current stock price of People Bncp Nc (PEBK) is $37.45 as of March 13, 2026.

What is the market cap of People Bncp Nc (PEBK)?

The market cap of People Bncp Nc (PEBK) is approximately 198.6M.

PEBK Rankings

PEBK Stock Data

198.56M
4.15M
Banks - Regional
State Commercial Banks
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United States
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