Every 8-K that Peoples Bancorp of North Carol (PEBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow PEBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PEBK filings page.
Peoples Bancorp of North Carolina, Inc. reports that on July 16, 2026, the boards of the company and its wholly owned subsidiary, Peoples Bank, elected Michael B. Hollar to serve as a director of both entities. The disclosure states there are no arrangements or understandings with any person under which he was elected, no family relationships with any director or executive officer, and no related-party transactions in the last fiscal year requiring disclosure under Item 404(a) of Regulation S‑K. Hollar has not been appointed to any board committees at this time.
The company also includes a standard caution regarding forward-looking statements, noting such statements involve risks and uncertainties and may differ materially from actual results due to various economic, strategic, and regulatory factors.
Peoples Bancorp of North Carolina, Inc. reported second quarter 2026 net earnings of $5.2 million, equal to $0.98 basic and $0.96 diluted earnings per share, compared to $0.97 and $0.95 for the same quarter in 2025. Net interest income rose to $16.0 million from $14.6 million as loan growth lifted interest and fees on loans, while lower rates and reduced time deposits cut interest expense. The tax‑equivalent net interest margin was 3.80% for the quarter versus 3.57% a year earlier.
The provision for credit losses was $293,000, compared to a recovery of $213,000 in the prior‑year quarter, reflecting loan growth of $36.3 million in the quarter and higher net charge‑offs. Non‑interest income was $7.1 million versus $7.7 million, mainly from lower appraisal management fee income, partly offset by higher mortgage banking and miscellaneous income. Non‑interest expense was $16.1 million versus $15.8 million on higher occupancy, debit card, and deferred compensation costs. For the first six months of 2026, net earnings were $9.6 million, or $1.81 basic and $1.76 diluted per share, compared to $9.5 million, or $1.79 and $1.74.
As of June 30, 2026, total assets were $1.76 billion, loans were $1.28 billion, and deposits were $1.57 billion. Core deposits were $1.44 billion, or 91.63% of total deposits. Non‑performing assets totaled $5.2 million, or 0.29% of total assets, and the allowance for credit losses on loans was $10.6 million, or 0.83% of total loans. Return on average assets was 1.21% and return on average shareholders’ equity was 13.38% for the quarter, while year‑to‑date cash dividends were $0.59 per share and book value was $30.32 per share.
Peoples Bancorp of North Carolina, Inc. reported results of its May 7, 2026 annual shareholders’ meeting. Shareholders elected ten directors, including Ashton V. Abernethy, James S. Abernethy, Robert C. Abernethy Sr. and Jr., Douglas S. Howard, John W. Lineberger Jr., Gary E. Matthews, Billy L. Price Jr., MD, William Gregory Terry, and Benjamin I. Zachary.
Each director received between 3,100,943 and 3,883,010 votes for, with broker non-votes of 558,540 for each seat and no votes against. Shareholders also supported, on an advisory basis, the compensation of named executive officers with 4,024,195 votes for versus 83,444 against. They ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm with 4,684,986 votes for and no votes against.
Peoples Bancorp of North Carolina reported modestly higher first quarter 2026 earnings, with net income of $4.4 million, or $0.83 basic and $0.80 diluted EPS, up from $4.3 million, or $0.82 basic and $0.79 diluted a year earlier. The improvement was driven mainly by higher net interest income.
Net interest income rose to $15.1 million as loan growth lifted interest and fees on loans, while interest expense declined. Net interest margin expanded to 3.68% from 3.51%. Loans increased to $1.24 billion and deposits to $1.54 billion, with core deposits at $1.40 billion, or 90.70% of total deposits. Asset quality remained solid, with non-performing assets of $4.8 million, or 0.28% of total assets, and an allowance for credit losses on loans of $10.5 million, or 0.84% of total loans. Return on average assets was 1.04% and return on average equity was 11.45%. The quarterly cash dividend increased to $0.38 per share, and book value per share rose to $29.78.
Peoples Bancorp of North Carolina, Inc. reported that it issued a press release announcing its fourth quarter and full year 2025 earnings results. The press release is furnished as Exhibit 99(a) and includes forward-looking statements along with cautionary language explaining that actual results may differ materially due to various risks and uncertainties.
The company notes that the exhibit is furnished rather than filed, meaning it is not subject to certain liability provisions under federal securities laws unless specifically incorporated by reference into another registration or reporting document. Management highlights factors such as interest rate changes, economic and market conditions, business strategy, and legislative and regulatory developments as key drivers that could affect future performance, and refers readers to other SEC filings for additional risk factors.