STOCK TITAN

PEDEVCO (PED) lifts credit facility borrowing base from $120M to $125M

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

PEDEVCO Corp. entered into a Third Amendment to its Amended and Restated Credit Agreement with Citibank and other lenders on May 19, 2026. The amendment increases the borrowing base and elected commitment amount under the credit facility from $120 million to $125 million, modestly expanding available credit. The redetermination executed by this amendment replaces the borrowing base review originally scheduled for on or about December 1, 2025, with the next redetermination planned for on or about July 1, 2026.

Positive

  • None.

Negative

  • None.
Item 1.01 Entry into a Material Definitive Agreement Business
The company signed a significant contract such as a merger agreement, credit facility, or major partnership.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Financial
The company incurred a new significant debt or off-balance-sheet obligation.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Prior borrowing base $120 million Borrowing base and elected commitment amount before Third Amendment
New borrowing base $125 million Borrowing base and elected commitment amount after Third Amendment
Borrowing base increase $5 million Incremental increase under Third Amendment to Credit Agreement
Third Amendment effective date May 19, 2026 Effective date of Third Amendment to Credit Agreement
Original redetermination date on or about December 1, 2025 Borrowing base redetermination replaced by the Third Amendment
Next redetermination date on or about July 1, 2026 Next scheduled borrowing base redetermination under amended facility
Material Definitive Agreement regulatory
"Item 1.01 Entry into a Material Definitive Agreement."
A material definitive agreement is a legally binding contract that creates major, long‑term obligations or rights for a company, such as loans, asset sales, mergers, or supplier deals. Think of it like a mortgage or lease for a business: it can change future cash flow, risk and control, so investors watch these agreements closely because they can materially affect a company’s value, financial health and stock price.
Credit Agreement financial
"Third Amendment to Credit Agreement with Citibank, N.A., as administrative agent"
A credit agreement is a written loan contract between a borrower and a bank or other lender that lays out how much money can be borrowed, the interest rate, repayment schedule, fees, and the rules the borrower must follow. For investors, it matters because those terms affect a company’s cash costs, borrowing flexibility and risk of default — similar to how a mortgage’s rules determine a homeowner’s monthly budget and freedom to make changes.
borrowing base financial
"increase the borrowing base and elected commitment amount from $120 million to $125 million"
A borrowing base is the amount a lender will allow a company to borrow based on the value of assets the company offers as security, typically things like accounts receivable and inventory. It matters to investors because it sets a practical ceiling on short-term financing and influences a company’s liquidity and risk: if the borrowing base falls, the company may lose access to cash or be forced to sell assets, which can affect operations and share value.
elected commitment amount financial
"increase the borrowing base and elected commitment amount from $120 million to $125 million"
Emerging growth company regulatory
"Emerging growth company"
An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (Date of Earliest Event Reported): May 19, 2026

 

PEDEVCO CORP.

(Exact name of registrant as specified in its charter)

 

Texas

 

001-35922

 

22-3755993

(State or other jurisdiction of 

incorporation or organization)

 

(Commission

file number) 

 

(IRS Employer 

Identification No.)

 

575 N. Dairy AshfordSuite 210

HoustonTexas

 

77079  

 (Address of principal executive offices)

 

(Zip Code)

 

Registrant’s telephone number, including area code: (713221-1768

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.001 par value per share

PED

NYSE American

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

 

Emerging growth company 

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 

 

 

Item 1.01 Entry into a Material Definitive Agreement.

 

Third Amendment to Amended and Restated Credit Agreement

 

On May 19, 2026 (the “Third Amendment Effective Date”), PEDEVCO Corp., a Texas corporation (the “Company”), entered into a Third Amendment to Credit Agreement (the “Third Amendment”) with Citibank, N.A., as administrative agent (the “Administrative Agent”), each of the guarantors party thereto, and each of the lenders party thereto. The Third Amendment amends that certain Amended and Restated Credit Agreement dated as of October 31, 2025 (as previously amended, restated, supplemented, or otherwise modified, the “Credit Agreement”), among the Company, as borrower, the Administrative Agent, and the lenders party thereto, to, among other things, increase the borrowing base and elected commitment amount from $120 million to $125 million. The redetermination of the borrowing base pursuant to the Third Amendment constituted the redetermination originally scheduled for on or about December 1, 2025, with the next redetermination scheduled to occur on or about July 1, 2026.

 

The foregoing description of the Third Amendment is a summary only and is qualified in its entirety by reference to the full text of the Third Amendment, which is filed as Exhibit 10.4 to this Current Report on Form 8-K and incorporated by reference into this Item 1.01 in its entirety.

 

For a full description of the Credit Agreement, which was amended by the Third Amendment, see the Credit Agreement, the First Amendment thereto and the Second Amendment thereto, which are incorporated by reference herein as Exhibits 10.1 through 10.3, respectively.

 

Item 2.03  Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

 

The information set forth above in Item 1.01 of this Current Report with respect to the Third Amendment is hereby incorporated by reference into this Item 2.03 in its entirety.

 

Item 9.01  Financial Statements and Exhibits.

 

(d) Exhibits.

 

Exhibit No. 

 

Description 

10.1# 

 

Amended and Restated Credit Agreement dated as of October 31, 2025, among PEDEVCO Corp., as borrower, Citibank, N.A., as administrative agent, and the lenders party thereto (filed as Exhibit 10.4 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on November 3, 2025, and incorporated herein by reference)(File No. 001-35922) 

 

 

 

10.2 

 

First Amendment to Credit Agreement, dated as of December 2, 2025, among PEDEVCO Corp., as borrower, Citibank, N.A., as administrative agent, each guarantor party thereto, and each lender party thereto (filed as Exhibit 10.2 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on May 8, 2026, and incorporated herein by reference)(File No. 001-35922)

 

 

 

10.3 

 

Second Amendment to Credit Agreement, dated as of May 5, 2026, among PEDEVCO Corp., as borrower, Citibank, N.A., as administrative agent, each guarantor party thereto, and each lender party thereto (filed as Exhibit 10.3 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on May 8, 2026, and incorporated herein by reference)(File No. 001-35922)

 

 

 

10.4* 

 

Third Amendment to Credit Agreement, dated as of May 19, 2026, among PEDEVCO Corp., as borrower, Citibank, N.A., as administrative agent, each guarantor party thereto, and each lender party thereto

 

 

 

104 

 

Inline XBRL for the cover page of this Current Report on Form 8-K 

 

* Filed herewith.

 

# Certain schedules and exhibits have been omitted pursuant to Item 601(a)(5) of Regulation S-K. A copy of any omitted schedule or exhibit will be furnished supplementally to the Securities and Exchange Commission upon request; provided, however that the Company may request confidential treatment pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended, for any schedule or exhibit so furnished.

 

 
2

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

PEDEVCO CORP.

 

 

 

 

 

Date: May 20, 2026

By:  

/s/ J. Douglas Schick

 

 

 

J. Douglas Schick

 

 

 

President and Chief Executive Officer

 

 

 
3

 

FAQ

What did PEDEVCO Corp. (PED) disclose in its latest Form 8-K?

PEDEVCO disclosed a Third Amendment to its Credit Agreement with Citibank and other lenders. The amendment modestly increases its borrowing base and elected commitment, slightly expanding the company’s available credit under its existing revolving credit facility.

How did PEDEVCO Corp. (PED) change its borrowing base and commitments?

The Third Amendment raises PEDEVCO’s borrowing base and elected commitment amount from $120 million to $125 million. This $5 million increase provides somewhat more liquidity capacity within the company’s established credit facility structure with its existing lender group.

Who are the parties to PEDEVCO Corp.’s Third Amendment to the Credit Agreement?

The Third Amendment is between PEDEVCO Corp. as borrower, Citibank, N.A. as administrative agent, each guarantor party, and each lender party. It modifies the previously executed Amended and Restated Credit Agreement originally dated October 31, 2025.

When does the next borrowing base redetermination occur for PEDEVCO (PED)?

The borrowing base redetermination implemented by the Third Amendment replaces one originally scheduled for about December 1, 2025. The next scheduled borrowing base redetermination is expected to occur on or about July 1, 2026 under the amended credit facility terms.

What SEC exhibits relate to PEDEVCO Corp.’s amended credit facility?

PEDEVCO listed the Amended and Restated Credit Agreement and its first, second, and third amendments as Exhibits 10.1 through 10.4. The Third Amendment itself is filed as Exhibit 10.4, with prior agreements incorporated by reference from earlier SEC filings.

Filing Exhibits & Attachments

6 documents