PFS Bancorp (PFSB) approves additional buyback for 155,693 common shares

Rhea-AI Filing Summary

PFS Bancorp, Inc. reported that on December 1, 2025, its board authorized additional stock repurchases for up to 155,693 shares of the company’s outstanding common stock. This authorization gives the company the ability to buy back more of its shares in the market or through other permitted methods, which can reduce the share count over time and concentrate ownership among remaining shareholders. The company directed investors to a press release dated December 3, 2025 for more details on the repurchase authorization.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  December 1, 2025

PFS Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

Maryland		000-56602		92-2956265
(State or Other Jurisdiction of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)
1730 Fourth Street, Peru, Illinois					61354
(Address of Principal Executive Offices)					(Zip Code)

(815) 223-4300

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class Trading Symbol(s) Name of Each Exchange on Which Registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company  ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 8.01. Other Events.

On December 1, 2025, PFS Bancorp, Inc. (the “Company”) authorized additional stock repurchases for up to 155,693 shares of the Company’s outstanding common stock.  For further information, refer to the press release dated December 3, 2025, which is filed as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)   Exhibits

99.1 Press Release dated December 3, 2025

104 Cover Page Interactive Data File (Embedded within Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		PFS BANCORP, INC.
Date: December 3, 2025	By:	/s/ Eric J. Heagy
		Eric J. Heagy
		President, Chief Executive Officer and Chief Financial Officer

FAQ

What did PFS Bancorp (PFSB) announce in its latest 8-K?

PFS Bancorp, Inc. disclosed that on December 1, 2025, it authorized additional stock repurchases for up to 155,693 shares of its outstanding common stock under its buyback program.

How many shares can PFS Bancorp (PFSB) repurchase under the new authorization?

The company authorized additional stock repurchases for up to 155,693 shares of PFS Bancorp’s outstanding common stock.

When did PFS Bancorp (PFSB) approve the new share repurchase authorization?

The additional repurchase authorization was approved on December 1, 2025, as disclosed in the current report.

What type of filing did PFS Bancorp (PFSB) use to report the new buyback authorization?

PFS Bancorp used a Form 8-K current report, under Item 8.01 Other Events, to report the additional stock repurchase authorization.

Where can investors find more details on PFS Bancorp’s (PFSB) repurchase authorization?

Additional details are provided in a press release dated December 3, 2025, which is filed as Exhibit 99.1 and incorporated by reference.