Welcome to our dedicated page for Pagaya Technologies Ltd. SEC filings (Ticker: PGY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Pagaya Technologies Ltd. (NASDAQ: PGY) files a range of documents with the U.S. Securities and Exchange Commission that shed light on its AI-driven financial technology business, funding structure, and capital markets activity. As an Israel-incorporated company with offices in New York and Tel Aviv, Pagaya uses its SEC filings to report material events, financing transactions, and periodic financial results related to its role in the consumer credit and residential real estate markets.
On this page, investors can review Pagaya’s current and historical SEC filings, including Form 8-K reports that describe significant developments such as earnings releases, refinancings of revolving credit facilities, and the issuance of senior notes. Recent 8-K filings detail a senior secured revolving credit facility, the terms of Pagaya US Holding Company LLC’s senior notes due 2030, and the use of proceeds to refinance existing borrowings and support general corporate purposes.
Pagaya’s periodic reports, including annual reports on Form 10-K and quarterly reports on Form 10-Q, provide more extensive information on its financial performance, non-GAAP metrics such as Fee Revenue Less Production Costs, Adjusted Net Income, and Adjusted EBITDA, and its activities in asset-backed securitization (ABS) programs across personal loans, auto loans, and point-of-sale assets. These filings also describe the company’s risk factors, capital structure, and the role of its AI-driven credit infrastructure within the broader financial ecosystem.
In addition, investors can use this page to access insider and capital markets-related filings, such as those related to warrants to purchase Class A ordinary shares (PGYWW) and other securities. Stock Titan’s tools surface Pagaya’s filings as they become available from EDGAR and provide AI-powered summaries to help readers quickly understand key terms, covenants, and implications of complex documents, including credit agreements, indentures, and securitization-related disclosures.
Pagaya Technologies Ltd. filed a Rule 144 notice proposing the sale of 1,056,537 common shares through Morgan Stanley Smith Barney LLC on NASDAQ, with an aggregate market value listed as $31,601,021.67 and total shares outstanding shown as 65,319,849. The securities were acquired on 04/25/2016 in a private acquisition from the issuer and payment was made in cash.
The filing also discloses multiple related sales on 06/04/2025 by Viola-related entities with specified share amounts and gross proceeds, and includes the filer’s representation that they do not possess undisclosed material adverse information.
Pagaya Technologies Ltd. (PGY) filed a Form 144 disclosing a proposed sale of 180,361 common shares with an aggregate market value of $5,394,597.51. The sale is to be executed through Morgan Stanley Smith Barney LLC on NASDAQ with an approximate sale date of 08/12/2025. The filing shows these shares were privately acquired from the issuer/affiliate on 05/22/2020 and paid for in cash.
The notice also reports multiple related-party sales on 06/04/2025 by Viola-affiliated entities, including: Viola Ventures IV (B) sold 933,157 shares for $15,770,353.30; ViolaVentures IV Principals Fund LP sold 51,417 shares for $868,947.30; Viola Ventures IV CEO Program, L.P. sold 13,765 shares for $232,628.50; Viola Ventures IV (A), L.P. sold 893,139 shares for $15,094,049.10; and VIOLA 4 P, LIMITED PARTNERSHIP sold 152,467 shares for $2,576,692.30.
Pagaya Technologies Ltd. (PGY) filed a Form 144 disclosing a proposed sale of 16,283 common shares through Morgan Stanley Smith Barney LLC on NASDAQ with an aggregate market value of $487,024.53 and an approximate sale date of 08/12/2025. The shares were acquired on 04/25/2016 in a private acquisition from the issuer and were paid for in cash.
The filing also reports that related entities sold substantial blocks of common stock on 06/04/2025: five affiliated sellers disposed of a combined 2,043,945 shares for total gross proceeds of $34,542,670.50. The filer certifies they do not possess undisclosed material adverse information regarding the issuer.
Golub Harvey, a director of Pagaya Technologies Ltd. (PGY), acquired Class A ordinary shares on 08/08/2025 by settling indebtedness. The Form 4 reports a non‑cash transaction coded J, with 204,602 shares acquired at a reported price of $30.71 per share. After the transaction the reporting person’s beneficial ownership is shown as 240,914 Class A ordinary shares.
The filing is submitted as a single reporting person disclosure and includes an explanatory note stating the shares were issued in exchange for repayment of indebtedness. No derivative transactions or additional cash purchases are reported on this Form 4.
Pagaya Technologies Ltd. (PGY) – Form 8-K: Proposed $450 million senior unsecured notes
On 22 July 2025, subsidiary Pagaya US Holding Company LLC announced a private Rule 144A offering of $450 million aggregate principal amount of senior unsecured notes due 2030. The securities will be fully and unconditionally guaranteed, on a senior unsecured basis, by Pagaya Technologies Ltd. and each subsidiary that already guarantees the company’s existing credit agreement.
Use of proceeds
- Repay all borrowings outstanding under current credit facilities.
- Retire $75 million of other secured debt.
- Cover transaction fees and expenses.
- Any remainder allocated to general corporate purposes.
The notes will be marketed only to qualified institutional buyers that also meet “qualified purchaser” standards under the Investment Company Act. They will not be registered under the Securities Act, and resale will be restricted accordingly.
Strategic impact: If priced successfully, the deal would lengthen PGY’s maturity profile, switch secured debt to unsecured status, and potentially improve liquidity and covenant flexibility, offset by the unknown coupon and an increase in gross debt outstanding.
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