Every 10-K that Pagaya Technologies Ltd (PGYWW) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow PGYWW and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PGYWW filings page.
Pagaya Technologies Ltd. files a second amendment to its annual report to refine disclosures rather than change results. The update expands Note 19 with more detail on the geographic distribution of long-term assets and revises Note 20 on subsequent events.
The cover page is updated to reflect 71,601,146 Class A, 11,288,577 Class B and 2,027,147 Series A Preferred Shares outstanding as of May 30, 2026. The company reiterates that these changes do not affect its previously reported financial position for the periods presented and that all other prior disclosures remain unchanged.
Pagaya Technologies Ltd. filed an amendment to its 2025 annual report to add detailed Part III information on directors, executive compensation, ownership and auditor fees, and to update the share count as of April 20, 2026.
The filing describes a nine‑member board, committee structures, and compensation governance policies, including an independent Compensation Committee and a Nasdaq‑compliant clawback policy. It highlights 2025 performance with GAAP net income attributable to shareholders of $81 million, total revenue and other income of $1.3 billion, and Adjusted EBITDA of $371 million, which were used as key metrics in setting executive bonuses. Executive pay emphasizes at‑risk cash bonuses and RSU awards, with 2025 bonus payouts based on a weighted company modifier of 187.5% and individual performance modifiers.
Pagaya Technologies Ltd. reports strong growth and a swing to profitability while reshaping its balance sheet. Revenue and other income reached $1.30 billion for the year ended December 31, 2025, up from $1.03 billion a year earlier, a 26% increase driven by higher fee revenue less production costs.
The company moved from a U.S. GAAP net loss of $401.4 million in 2024 to net income attributable to shareholders of $81.4 million in 2025. Adjusted EBITDA rose to $371.0 million from $210.4 million, reflecting improved unit economics and cost discipline.
Pagaya issued $500 million of 8.875% Senior Unsecured Notes due 2030 and used the proceeds to fully repay its prior term debt, then added a new three‑year $132 million revolving credit facility at a lower spread over SOFR. It also repurchased about $14.3 million of the 2030 Notes using balance sheet cash, signaling active liability management.