Pagaya director Gardner reports zero Class A stake

Pagaya director Jason M. Gardner filed a late initial ownership report showing no direct holdings of Class A Ordinary Shares.

Rhea-AI Filing Summary

Pagaya Technologies Ltd. (PGY) reports that director Jason M. Gardner has filed an initial statement of beneficial ownership of securities. As of August 17, 2026, he reports owning no Class A Ordinary Shares directly. The filing states it was submitted late due to an inadvertent administrative error not attributed to Gardner.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Gardner Jason M.

Role Director

Type	Security	Shares	Price	Value
holding	Class A Ordinary Share	--	--	--

Holdings After Transaction: Class A Ordinary Share — 0 shares (Direct)

Key Figures

Reported shares owned: 0 Class A Ordinary Shares Reporting persons: 1 Ownership report date: August 17, 2026

3 metrics

Reported shares owned 0 Class A Ordinary Shares Direct holdings reported for Jason M. Gardner as of August 17, 2026

Reporting persons 1 Number of insiders identified on this initial ownership statement

Ownership report date August 17, 2026 Date as of which Jason M. Gardner’s holdings in Pagaya Technologies Ltd. are reported

Key Terms

beneficial ownership, Class A Ordinary Share

2 terms

beneficial ownership financial

"Jason M. Gardner has filed an initial statement of beneficial ownership of securities."

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Class A Ordinary Share financial

"He reports owning no Class A Ordinary Shares directly as of the reported date."

A Class A ordinary share is a type of common stock a company issues that carries a specific set of rights—most often particular voting power, dividend terms, or transfer rules—distinct from other share classes. For investors it matters because those rights affect control over company decisions, how income is paid out, and how easy shares are to buy or sell; think of it like a tiered ticket that gives different access and influence at the same event.

FAQ

Who is the reporting insider in Pagaya Technologies Ltd. (PGY)'s Form 3?

The reporting insider is Jason M. Gardner, who is identified as a director of Pagaya Technologies Ltd. He filed an initial statement of beneficial ownership of the company’s securities.

How many Pagaya (PGY) Class A Ordinary Shares does Jason M. Gardner report owning?

Jason M. Gardner reports owning 0 Class A Ordinary Shares of Pagaya Technologies Ltd. directly as of the reported date, indicating no direct equity stake in this class of stock at that time.

What is the effective date of the holdings reported for PGY on this Form 3?

The reported holdings for Pagaya Technologies Ltd. on this Form 3 are stated as of August 17, 2026. As of that date, Jason M. Gardner reports no direct ownership of Class A Ordinary Shares.

Why was Jason M. Gardner’s Form 3 for Pagaya (PGY) filed late?

The Form 3 states it was filed late due to an inadvertent administrative error. The remark adds that the delay was not due to any error by the reporting person, Jason M. Gardner.

Does this Pagaya (PGY) Form 3 report any share purchases or sales?

No. The Form 3 functions as an initial ownership report and indicates that Jason M. Gardner held no Class A Ordinary Shares directly as of August 17, 2026, without reporting any purchases or sales.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/03/2026 - 06:53 PM Accepted by SEC EDGAR 09/03/2026 - 06:51 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Gardner Jason M.

(Last) (First) (Middle)

C/O PAGAYA TECHNOLOGIES LTD.

335 MADISON AVENUE, 16TH FLOOR

(Street)

NEW YORK NEW YORK 10017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
08/17/2026

3. Issuer Name and Ticker or Trading Symbol
Pagaya Technologies Ltd. [ PGY ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Ordinary Share	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

This Form 3 is being filed late due to an inadvertent administrative error and not any error of the Reporting Person.

	/s/Eric Watson, Attorney-in-Fact	09/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)