Pinnacle Finl Partners Inc SEC Filings

Pinnacle Financial Partners (PNFP) reported stronger Q3 2025 results. Net income rose to $173.1 million, and diluted EPS reached $2.19. Net interest income increased to $396.9 million as interest income of $721.2 million outpaced interest expense of $324.4 million. The provision for credit losses was $31.9 million. Noninterest income improved to $147.9 million, helped by higher investment services and income from an equity method investment.

On the balance sheet, total assets were $56.0 billion at September 30, 2025. Loans were $37.9 billion and deposits were $45.7 billion, with noninterest-bearing deposits at $9.0 billion. Shareholders’ equity was $6.86 billion, including accumulated other comprehensive loss of $159.8 million. The company recorded merger-related expenses of $7.7 million in the quarter. As of October 31, 2025, there were 77,575,457 common shares outstanding.

Pinnacle Financial Partners (PNFP) filed a Rule 425 communication regarding its proposed merger with Synovus Financial Corp. via Steel Newco Inc. The filing highlights that Newco’s Form S-4, registering Newco common stock to be issued to Pinnacle and Synovus shareholders in the transaction, was declared effective on September 30, 2025. A joint proxy statement/prospectus was filed the same day, and mailing to shareholders commenced on or about September 30, 2025.

The communication includes extensive forward-looking statements and risk factors outlining potential integration challenges, regulatory approvals, costs, timing, and market conditions. Investors are urged to read the effective registration statement and definitive joint proxy statement/prospectus available from the SEC and the companies’ investor relations channels before making any voting or investment decision.

Pinnacle Financial Partners, Inc. (PNFP) filed a Form 13F-HR reporting institutional equity holdings. The filing lists a Form 13F Information Table Value Total of $4,753,029,212 and 1,060 information table entries, indicating the number of reportable positions. The report type is a 13F Holdings Report, meaning all of the manager’s reportable holdings are included.

The filing also notes 2 Other Included Managers: Pinnacle Bank and Pinnacle Wealth Advisors.

Pinnacle Financial Partners (PNFP) filed an 8‑K providing supplemental disclosures for its pending merger with Synovus via Newco. The S‑4 registration for Newco was declared effective on September 30, 2025, and both companies set special shareholder meetings for November 6, 2025. The updates address stockholder litigation and demand letters without admitting liability, aiming to avoid delays.

The filing summarizes valuation work referenced in the joint proxy/prospectus. Centerview noted analyst price targets for Synovus of $55.00–$70.00 (median $62.00) and for Pinnacle of $117.00–$145.00 (median $130.00). Morgan Stanley’s analyses indicated implied present values per share of $50.50–$61.50 for Synovus and $107.25–$130.00 for Pinnacle, based on terminal multiples and discount rates disclosed. Merger impact estimates show accretion to Pinnacle’s EPS by approximately 24% in 2026 and 21% in 2027, with dilution to tangible book value per share of 9% and to CET1 of 131 basis points.

Pinnacle Financial Partners (PNFP) reported an insider Form 4 showing a gift of 2,000 shares (Code G) on 10/20/2025 at $0. After the transaction, the reporting person held 23,707 shares directly, plus 6,971 shares indirectly by Children and 13,087 shares indirectly by Boxley Family, LLC. No derivative securities were listed.

Pinnacle Financial Partners (PNFP) director G. Kennedy Thompson purchased 5,000 shares of common stock on October 20, 2025 at a weighted average price of $87.63.

After the transaction, he directly owns 33,372 PNFP common shares. Indirect holdings include 2,000 common shares and 20,000 depositary shares held by his spouse; each depositary share represents a 1/40th interest in the Issuer’s 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B.