Welcome to our dedicated page for Pinnacle Finl Partners SEC filings (Ticker: PNFP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Parsing a regional bank’s filings shouldn’t feel like wading through footnotes on every loan Pinnacle Financial Partners makes. Yet PNFP’s annual reports can top 250 pages, packed with credit-quality tables, CECL methodology, and net-interest-margin swings that move the stock. If locating a single allowance adjustment feels impossible, you’re not alone.
That’s why Stock Titan pairs each Pinnacle Financial Partners SEC document with AI-powered summaries and red-flag alerts. Want the Pinnacle Financial quarterly earnings report 10-Q filing distilled to core margin drivers? Need Pinnacle Financial insider trading Form 4 transactions pushed to you in real time? Our engine highlights:
- Net interest income trends and loan-to-deposit ratios from every 10-K and 10-Q
- Credit-loss provision movements explained in plain English
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- Proxy statement executive compensation benchmarks mapped against peers
Investors use these insights to compare quarter-over-quarter loan growth, track insider confidence, and gauge how rising rates affect deposit costs—without combing through dense exhibits. From the Pinnacle Financial annual report 10-K simplified to Pinnacle Financial 8-K material events explained, every filing is searchable, summarized, and downloadable. That’s understanding Pinnacle Financial SEC documents with AI—so you focus on decisions, not document hunting.
Pinnacle Financial Partners (PNFP) signed an Agreement and Plan of Merger on 24 Jul 2025 with Synovus Financial Corp.. Both companies will merge into newly formed Steel Newco Inc., which will retain the Pinnacle name.
Exchange terms: each PNFP common share converts into 1.0 Newco share, while each Synovus share converts into 0.5237 Newco share; cash paid for fractional shares. Outstanding Series B, D and E preferred stock will become economically equivalent Newco series.
The combined entity will have a 15-member board (8 PNFP, 7 Synovus). Synovus CEO Kevin S. Blair will serve as CEO & President; PNFP CEO M. Terry Turner becomes Non-Executive Chair; headquarters move to Atlanta, with Pinnacle Bank remaining in Nashville.
Closing is conditioned on shareholder approval, multiple bank-regulator consents, NYSE listing of Newco securities and an effective Form S-4. Either party could owe a $425 million termination fee if the deal is terminated under specified circumstances.
Turner and Chairman Robert A. McCabe Jr. entered contingent agreements featuring $22.8 million and $8.1 million non-compete payments, accelerated vesting, cash compensation and aircraft perks, subject to up to 75% clawback on breach. Non-compete and non-solicitation covenants last four years.
The transaction seeks scale and geographic diversification, but faces integration, regulatory and execution risks highlighted in forward-looking statements.
Sysco Corporation (SYY) – Form 4, filed 24 Jul 2025: EVP & CHRO Ronald L. Phillips exercised three tranches of employee stock options on 23 Jul 2025—30,358 shares at $76.94, 962 shares at $69.95, and 6,286 shares at $74.85 (total 37,606 shares). He simultaneously sold the same number of shares at a fixed price of $81.00 under a pre-arranged Rule 10b5-1 plan.
- Gross sale proceeds: ≈ $3.04 million.
- Exercise cost: ≈ $2.87 million.
- Estimated pre-tax spread: ≈ $0.17 million.
- Post-transaction common shares owned: 30,234.963 (down ≈ 55%).
- Remaining vested options: 1,922 at $69.95 (exp. 9 Sep 2033) and 12,571 at $74.85 (exp. 9 Aug 2033); the $76.94 grant is fully exercised.
The filing signals a sizable reduction in the insider’s direct equity stake, though sales were executed via a 10b5-1 plan, mitigating concerns about timing. No new option grants or company-level financial data are disclosed.