PNFP director receives 1,490-share equity award

WHITE TERESA L reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

WHITE TERESA L reported acquisition or exercise transactions in this Form 4 filing.

Pinnacle Financial Partners, Inc. director Teresa L. White received an equity award of 1,490 shares of common stock, valued at $97.33 per share. This is a compensation-related grant, not an open-market purchase. Following the award, she holds 13,628 common shares directly.

The granted shares are in the form of restricted stock units and will vest on the earlier of the one-year anniversary of the grant date or the company’s next annual shareholders meeting, tying the award to continued service over that period.

Insider Trade Summary

Grant/Award: 1,490 shares

Grant/Award 1 txn

Insider WHITE TERESA L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,490	$97.33	$145K

Holdings After Transaction: Common Stock — 13,628 shares (Direct)

Footnotes (1)

1. F1. These shares are subject to restricted stock units. The units vest on the earlier of the one-year anniversary of the grant date or the Company's next annual shareholders meeting.

Key Figures

Equity award size: 1,490 shares Grant value per share: $97.33 per share Post-transaction holdings: 13,628 shares

3 metrics

Equity award size 1,490 shares Restricted stock unit grant to director Teresa L. White

Grant value per share $97.33 per share Reported price for the 1,490-share award

Post-transaction holdings 13,628 shares Total common shares held directly after the grant

Key Terms

restricted stock units, annual shareholders meeting, Grant, award, or other acquisition

3 terms

restricted stock units financial

"These shares are subject to restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

annual shareholders meeting financial

"the Company's next annual shareholders meeting."

An annual shareholders meeting is a yearly gathering where owners of a company review its performance, hear presentations from management, ask questions, and vote on important items such as board members, executive pay, and dividend policies. Think of it as a company town hall where votes and discussions can change leadership, strategy or payouts—outcomes that can directly affect a stock’s future performance and an investor’s rights and returns.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Pinnacle Financial Partners (PNFP) director Teresa L. White report on this Form 4?

Teresa L. White reported receiving 1,490 shares of Pinnacle Financial Partners common stock as an equity award. The shares are granted as restricted stock units and represent compensation, not an open-market purchase, and increase her directly held stake in the company.

Is the Teresa L. White Form 4 for PNFP a stock purchase or a grant?

The Form 4 reports a grant, not a purchase. White received 1,490 shares as a restricted stock unit award classified as a grant, award, or other acquisition, which is a standard form of director compensation rather than an open-market buying transaction.

How many Pinnacle Financial Partners (PNFP) shares does Teresa L. White hold after this transaction?

After the equity award, Teresa L. White holds 13,628 shares of Pinnacle Financial Partners common stock directly. This total includes the newly granted 1,490 restricted stock units, which are subject to vesting conditions tied to time and the company’s next annual meeting.

What are the vesting terms of the restricted stock units granted to Teresa L. White at PNFP?

The restricted stock units vest on the earlier of two dates: the one-year anniversary of the grant date or Pinnacle Financial Partners’ next annual shareholders meeting. Until vesting, the award remains subject to these service-based conditions described in the Form 4 footnote.

At what value were the restricted shares granted to Teresa L. White by PNFP?

The 1,490 restricted shares were granted at a value of $97.33 per share. This per-share figure reflects the grant price used for reporting the transaction on Form 4 and helps indicate the approximate fair value of the director’s compensation-related equity award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/22/2026 - 04:13 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WHITE TERESA L

(Last) (First) (Middle)

3400 OVERTON PARK DR. SE

(Street)

ATLANTA GEORGIA 30339

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Pinnacle Financial Partners, Inc. [ PNFP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,490(1)	A	$97.33	13,628	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares are subject to restricted stock units. The units vest on the earlier of the one-year anniversary of the grant date or the Company's next annual shareholders meeting.

Remarks:

	/s/ Mary Maurice Young	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)