Pinnacle Financial Partners trust gifts 1,500 shares

After the transfer, reported positions included 3,676 shares in Sarah C. Irby Revocable Trust and separate direct and trust holdings.

Available on EDGAR 11/06/2026 - 04:19 PM EST Accepted by SEC EDGAR 11/06/2026 - 04:18 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Pinnacle Financial Partners, Inc. director John H. Irby reported a bona fide gift transfer by Sarah C. Irby Revocable Trust of 1,500 common shares on November 5, 2026. The reported price was $0.00 per share, and the trust held 3,676 shares after the transfer. No Rule 10b5-1 plan is reported.

Other reported positions as of November 5, 2026 were 12,933 shares held directly, 19,752 shares held through Sarah C. Irby 2011 Family Trust, 2,189 through Virginia Bradley Irby Equalization Trust, and 2,190 through Elizabeth Neal Irby Equalization Trust.

Insider Trade Summary

1,500 shares gifted

Gift 1 txn

Insider Irby John H.

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	1,500	$0.00	$0.00
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 3,676 shares (Indirect, By Sarah C. Irby Revocable Trust); Common Stock — 12,933 shares (Direct); Common Stock — 19,752 shares (Indirect, By Sarah C. Irby 2011 Family Trust); Common Stock — 2,189 shares (Indirect, By Virginia Bradley Irby Equalization Trust); Common Stock — 2,190 shares (Indirect, By Elizabeth Neal Irby Equalization Trust)

Key Figures

Gift transfer: 1,500 shares Reported transaction price: $0.00 per share Sarah C. Irby Revocable Trust holding after transfer: 3,676 shares +4 more

7 metrics

Gift transfer 1,500 shares November 5, 2026

Reported transaction price $0.00 per share Gift transfer on November 5, 2026

Sarah C. Irby Revocable Trust holding after transfer 3,676 shares After the November 5, 2026 transfer

Direct holding 12,933 shares As of November 5, 2026

Sarah C. Irby 2011 Family Trust holding 19,752 shares As of November 5, 2026

Virginia Bradley Irby Equalization Trust holding 2,189 shares As of November 5, 2026

Elizabeth Neal Irby Equalization Trust holding 2,190 shares As of November 5, 2026

Key Terms

Bona fide gift, non-derivative, Revocable Trust

3 terms

Bona fide gift regulatory

"Bona fide gift"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

non-derivative financial

"Common Stock; non-derivative"

Revocable Trust technical

"Sarah C. Irby Revocable Trust"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many PNFP shares did the trust give as a gift?

Sarah C. Irby Revocable Trust made a bona fide gift transfer of 1,500 common shares on November 5, 2026. The reported price was $0.00 per share, and the trust held 3,676 shares after the transfer. John H. Irby, a director, reported the transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Irby John H.

(Last) (First) (Middle)

3400 OVERTON PARK DR. SE

(Street)

ATLANTA GEORGIA 30339

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Pinnacle Financial Partners, Inc. [ PNFP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/05/2026		G		1,500	D	$0	3,676	I	By Sarah C. Irby Revocable Trust
Common Stock								12,933	D
Common Stock								19,752	I	By Sarah C. Irby 2011 Family Trust
Common Stock								2,189	I	By Virginia Bradley Irby Equalization Trust
Common Stock								2,190	I	By Elizabeth Neal Irby Equalization Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Mary Maurice Young	11/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)