PSB Financial (PNSB) director Spencer Hegstad reports 5,000 common shares

Rhea-AI Filing Summary

PSB Financial, Inc. director Spencer S. Hegstad filed an initial Form 3 reporting his ownership in the company. The filing shows he directly holds 5,000 shares of PSB Financial common stock as of 2026-05-21. The form records existing holdings rather than a new purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Hegstad Spencer S.

Role null

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,000 shares (Direct, null)

Footnotes (1)

Key Figures

Common stock held: 5,000 shares

1 metrics

Common stock held 5,000 shares Direct ownership as of 2026-05-21

Key Terms

Form 3, Common Stock, director

3 terms

Form 3 regulatory

"director Spencer S. Hegstad filed an initial Form 3 reporting his ownership"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Common Stock financial

"The filing shows he directly holds 5,000 shares of PSB Financial common stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

director financial

"PSB Financial, Inc. director Spencer S. Hegstad filed an initial Form 3"

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Understanding Insider Trading Forms →

Available on EDGAR 06/10/2026 - 06:09 PM Accepted by SEC EDGAR 05/21/2026 - 03:12 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Hegstad Spencer S.

(Last) (First) (Middle)

202 NORTH MAIN STREET

(Street)

DEER LODGE MONTANA 59722

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
05/21/2026

3. Issuer Name and Ticker or Trading Symbol
PSB Financial, Inc. [ PNSB ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	5,000	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	C.J. Wauters, pursuant to Power of Attorney filed herewith	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the PSB Financial (PNSB) Form 3 filing by Spencer S. Hegstad report?

The Form 3 reports that director Spencer S. Hegstad beneficially owns 5,000 shares of PSB Financial common stock. This is an initial ownership report required when someone becomes an insider, and it does not represent a new purchase or sale.

How many PSB Financial (PNSB) shares does Spencer S. Hegstad report owning?

Spencer S. Hegstad reports direct ownership of 5,000 shares of PSB Financial common stock. This figure reflects his holdings as of 2026-05-21 and is disclosed in a Form 3, which lists existing insider ownership positions.

Does the PSB Financial (PNSB) Form 3 show any recent insider buying or selling?

The Form 3 does not show any recent buying or selling activity. It is classified as a holding entry, simply stating that director Spencer S. Hegstad directly holds 5,000 shares of common stock, rather than reporting a new transaction.

What type of security is disclosed in the PSB Financial (PNSB) Form 3 for Spencer S. Hegstad?

The filing discloses ownership of PSB Financial common stock. Spencer S. Hegstad reports direct ownership of 5,000 common shares, which are recorded as his holdings in the Form 3, without any associated option or derivative positions.

Is Spencer S. Hegstad a director or officer of PSB Financial (PNSB) according to the Form 3?

According to the Form 3, Spencer S. Hegstad is a director of PSB Financial, Inc. The filing indicates he is not listed as an officer and reports his direct ownership of 5,000 shares of the company’s common stock.