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PSB Financial (PNSB) director Ronald J. Snow discloses common stock holdings

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

PSB Financial, Inc. director Ronald J. Snow has filed an initial statement of ownership showing his holdings of the company’s common stock. He reports indirect ownership of 20,969 shares of common stock held through an IRA and direct ownership of 9,031 shares in his own name.

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Insider Snow Ronald J.
Role Director
Type Security Shares Price Value
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 9,031 shares (Direct); Common Stock — 20,969 shares (Indirect, By IRA)
Indirect common shares 20,969 shares Indirect ownership via IRA for Ronald J. Snow
Direct common shares 9,031 shares Direct ownership for Ronald J. Snow
Holding entries 2 entries Number of common stock holding lines in Form 3
Common Stock financial
"security_title": "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
indirect financial
""ownership_type": "indirect""
IRA financial
""nature_of_ownership": "By IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What does the PSB Financial (PNSB) Form 3 filing by Ronald J. Snow show?

The Form 3 shows director Ronald J. Snow’s existing ownership in PSB Financial common stock. It reports 20,969 shares held indirectly through an IRA and 9,031 shares held directly, establishing his beneficial ownership position as a company insider.

Did Ronald J. Snow buy or sell PSB Financial (PNSB) shares in this Form 3?

The Form 3 does not report any new purchases or sales of PSB Financial shares. It is an initial ownership filing listing Snow’s existing direct and indirect common stock holdings as required when someone becomes a reporting insider.

How many PSB Financial (PNSB) shares does Ronald J. Snow hold indirectly?

Ronald J. Snow reports indirect ownership of 20,969 PSB Financial common shares. These shares are held through an individual retirement account (IRA), which is disclosed as the nature of his indirect ownership in the filing data.

How many PSB Financial (PNSB) shares does Ronald J. Snow hold directly?

The filing shows Ronald J. Snow directly owns 9,031 shares of PSB Financial common stock. Direct ownership means the shares are registered in his own name rather than through an IRA or other intermediary account.

Why is Ronald J. Snow’s PSB Financial (PNSB) Form 3 important for investors?

This Form 3 gives investors transparency into a director’s existing stake in PSB Financial. Knowing that Ronald J. Snow holds both direct and IRA-based common stock helps gauge insider alignment with shareholders, even though no new transaction is reported.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Snow Ronald J.

(Last)(First)(Middle)
202 NORTH MAIN STREET

(Street)
DEER LODGE MONTANA 59722

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
05/21/2026
3. Issuer Name and Ticker or Trading Symbol
PSB Financial, Inc. [ PNSB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock9,031D
Common Stock20,969IBy IRA
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
C.J. Wauters, pursuant to Power of Attorney filed herewith05/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)