STOCK TITAN

PSB Financial (PNSB) director reports 10,450 indirectly held shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

PSB Financial, Inc. director Debra H. Huber filed an initial Form 3 reporting her beneficial ownership in the company. The filing shows indirect ownership of 10,450 shares of Common Stock, held through an individual retirement account (IRA). The filing does not report any new purchases or sales, but rather establishes her existing position as a company insider.

Positive

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Insider Huber Debra H.
Role null
Type Security Shares Price Value
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 10,450 shares (Indirect, By IRA)
Footnotes (1)
Indirectly owned common shares 10,450 shares Beneficial ownership reported on Form 3
Form 3 regulatory
"Debra H. Huber filed an initial Form 3 reporting her beneficial ownership"
Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.
Common Stock financial
"The filing shows indirect ownership of 10,450 shares of Common Stock"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Indirect ownership financial
"The filing shows indirect ownership of 10,450 shares of Common Stock"
IRA financial
"These shares are reported as being held indirectly through an IRA"
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
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FAQ

What does Debra H. Huber's Form 3 filing for PNSB show?

The Form 3 shows Debra H. Huber’s initial beneficial ownership in PSB Financial, Inc. She reports indirect ownership of 10,450 shares of Common Stock held through an IRA, establishing her starting position as a director-level insider.

How many PSB Financial (PNSB) shares does Debra H. Huber beneficially own?

Debra H. Huber reports beneficial ownership of 10,450 shares of PSB Financial common stock. These shares are reported as being held indirectly through an IRA, rather than directly in her own name, according to the Form 3 filing details.

Is Debra H. Huber buying or selling PNSB stock in this Form 3?

The Form 3 does not report any purchases or sales of PSB Financial stock. Instead, it records Debra H. Huber’s existing indirect ownership of 10,450 common shares through an IRA as her initial insider ownership statement.

How are Debra H. Huber's PNSB shares held according to the filing?

The filing states that Debra H. Huber’s 10,450 PSB Financial common shares are held indirectly "By IRA". This means the position is owned through an individual retirement account rather than directly in her personal brokerage account.

What is the significance of indirect ownership "By IRA" in the PNSB Form 3?

Indirect ownership "By IRA" means the 10,450 PSB Financial shares are held in an IRA associated with Debra H. Huber. She still reports them as beneficially owned, but they are custodied within a retirement account rather than directly held personally.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Huber Debra H.

(Last)(First)(Middle)
202 NORTH MAIN STREET

(Street)
DEER LODGE MONTANA 59722

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
05/21/2026
3. Issuer Name and Ticker or Trading Symbol
PSB Financial, Inc. [ PNSB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock10,450IBy IRA
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
C.J. Wauters, pursuant to Power of Attorney filed herewith05/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)