PRAA officer holds 78,656 shares after tax withholding on Form 4

Rhea-AI Filing Summary

PRA Group Inc. (PRAA) reported an insider equity transaction by its General Counsel & Chief Human Resources Officer. On 11/15/2025, 244 shares of common stock were withheld at a price of $16.33 per share to cover tax liabilities associated with the vesting of restricted stock units. After this tax-related withholding, the officer beneficially owns 78,656 shares of PRA Group common stock in direct form.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tarrant LaTisha Owens

(Last) (First) (Middle)

120 CORPORATE BLVD

(Street)

NORFOLK VA 23502

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel & CHRO

3. Date of Earliest Transaction (Month/Day/Year)
11/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/15/2025	11/15/2025	F		244(1)	D	$16.33	78,656	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to cover tax liability associated with the vesting of restricted stock units.

Remarks:

	/s/ Christina Branch, Attorney-In-Fact	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PRA Group (PRAA) report on this Form 4?

The filing reports that the General Counsel & CHRO had 244 shares of PRA Group common stock withheld on 11/15/2025 to cover tax liabilities from vesting restricted stock units.

Who is the reporting person in PRA Group (PRAA)'s Form 4 filing?

The reporting person is an officer of PRA Group Inc., serving as General Counsel & Chief Human Resources Officer.

How many PRA Group (PRAA) shares were withheld for taxes in this transaction?

A total of 244 shares of PRA Group common stock were withheld to cover tax liability associated with the vesting of restricted stock units.

What price per share was used for the PRA Group (PRAA) tax withholding?

The shares were withheld at a price of $16.33 per PRA Group common stock share.

How many PRA Group (PRAA) shares does the officer own after this Form 4 transaction?

Following the reported transaction, the officer beneficially owns 78,656 shares of PRA Group common stock in direct ownership.

What was the Form 4 transaction code used in PRA Group (PRAA)'s filing?

The transaction is coded as "F", indicating shares were withheld by the issuer to satisfy tax obligations related to an equity award.

Did the PRA Group (PRAA) Form 4 involve any derivative securities?

No derivative securities transactions are reported; the Form 4 shows only a non-derivative common stock tax withholding and resulting beneficial ownership.