Welcome to our dedicated page for Presurance Holdings SEC filings (Ticker: PRHI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Presurance Holdings, Inc. (Nasdaq: PRHI), a Michigan-based property and casualty insurance holding company. Through these regulatory documents, investors can review how the company reports on its specialty insurance operations, financial condition, and risk profile.
In its public disclosures, Presurance presents detailed information on gross and net written premiums, net earned premiums, loss and expense ratios, and combined ratios for both personal and commercial lines. Filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q typically include segment information, discussion of the runoff of legacy commercial lines, and analysis of the company’s emphasis on personal lines, including homeowners and low-value dwelling business.
Presurance also uses non-GAAP measures in its reporting, notably adjusted operating income (loss). In its filings, the company defines this metric and reconciles it to net income (loss) by excluding items such as net realized investment gains or losses, changes in the fair value of equity securities, changes in the fair value of contingent considerations, changes in contingent consideration bonus expense, and net income (loss) from discontinued operations. These reconciliations help readers distinguish between underlying operating performance and items that management considers non-core.
On Stock Titan, SEC filings for PRHI are updated from the EDGAR system as they become available. AI-powered summaries highlight key elements of lengthy documents, such as trends in underwriting results, movements in net investment income, and explanations of non-GAAP measures, making it easier to understand the implications of each filing. Users can also review disclosures related to capital structure, including references to the company’s 9.75% Senior Notes due 2028 and its Nasdaq Capital Market listing under the PRHI symbol.
Presurance Holdings, Inc. has begun its previously announced rights offering for existing shareholders. Shareholders of record on February 6, 2026 are receiving a dividend of one non-transferable subscription right for each share of common stock held on that date.
Each subscription right allows the holder to purchase 1.145 shares of Presurance common stock at a subscription price of $1.00 per share, if exercised before 5:00 p.m. New York City time on February 24, 2026. Shareholders must submit completed rights certificates with full payment to the subscription agent, or instruct their broker or other nominee to act on their behalf, before the expiration time.
Any payment received that is not applied to exercised subscription rights will be refunded without interest or penalty. The rights offering is being conducted under Presurance’s effective registration statement on Form S-1 and related prospectus filed with the SEC.
Presurance Holdings, Inc. plans a rights offering of up to 14,000,000 shares of common stock at $1.00 per share, distributed as non-transferable subscription rights to existing shareholders. Holders receive one right for each share owned on February 6, 2026, with each right allowing the purchase of 1.145 shares.
The rights offering is expected to raise approximately $14.0 million in gross proceeds, which the company intends to use primarily to repurchase or redeem all of its Series B Preferred Stock and for general corporate purposes, including debt reduction. The offer expires on February 24, 2026, and is fully backstopped by Clarkston Companies, Inc. and affiliates, which could increase their ownership and influence.
Presurance reports that its historical specialty commercial lines are in run-off, with continued exposure to loss reserve development and a preliminary expectation of up to $5.0 million in additional reserve strengthening for prior loss years at December 31, 2025. The company also highlights a $6.3 million contingent consideration from the CIS sale that may not be realized, and notes that failure to complete the rights offering could affect its ability to address $7.5 million of Series B Preferred Stock due December 31, 2026. Shareholders who do not fully participate face dilution, and the subscription price may be above future trading prices.
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