[Form 4] Primerica, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Primerica director Beatriz R. Perez acquired 42.551 shares of Primerica common stock on 09/15/2025 through automatic reinvestment of dividends paid on phantom stock under the Non-Employee Directors' Deferred Compensation Plan. The phantom shares convert one-for-one into common stock under the plan, and the reported acquisition price per share was $274.73. After this reinvestment, Ms. Perez beneficially owns 11,262.4087 shares directly. The transaction was reported on a Form 4 signed by an attorney-in-fact.

Insights

Financial Analyst

TL;DR: Director reinvested dividend-equivalent phantom stock into 42.551 additional shares, modestly increasing direct ownership.

The transaction is a routine, non-discretionary reinvestment of dividend equivalents under a director deferred compensation plan. The acquisition price of $274.73 reflects the per-share value used for the reinvestment. The resulting direct ownership of 11,262.4087 shares remains a small, incremental change and does not indicate a discretionary open-market purchase or sale.

Corporate Governance Expert

TL;DR: This is a standard plan-driven award conversion; governance controls appear to have been followed.

The filing discloses an automatic reinvestment mechanism tied to the Non-Employee Directors' Deferred Compensation Plan and notes phantom stock converts one-for-one to common shares. The use of an attorney-in-fact signature is documented. There are no disclosures of atypical trading plans, sales, or related-party transactions in this Form 4.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perez Beatriz R

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2025		A		42.551(1)	A	$274.73	11,262.4087	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Primerica (PRI) director Beatriz R. Perez report on Form 4?

The director reported an acquisition of 42.551 shares via automatic reinvestment of dividends on phantom stock under the director deferred compensation plan.

How many Primerica shares does Beatriz R. Perez beneficially own after the transaction?

She beneficially owns 11,262.4087 shares following the reported transaction.

What price per share was used for the reinvestment reported by PRI insider Beatriz R. Perez?

The reported price used for the reinvestment was $274.73 per share.

Was the acquisition a market purchase or part of a compensation plan for PRI insider?

The acquisition resulted from dividends on phantom stock reinvested automatically under the Non-Employee Directors' Deferred Compensation Plan, not an open-market trade.

Does the Form 4 indicate any derivative transactions by Beatriz R. Perez?

No. The Form 4 lists only a non-derivative acquisition of common stock via reinvested phantom stock; no derivative securities were reported.