[Form 3] Qfin Holdings, Inc. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Qfin Holdings, Inc. director Yan Andrew Y has filed an initial ownership report on Form 3 showing indirect holdings in the company through Morning Star Resources Ltd. The filing lists 850 Class A ordinary shares and 656,700 American Depositary Shares held indirectly, with no reported buy or sell transactions. A footnote states that each ADS represents two Class A ordinary shares.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Yan Andrew Y

Role Director

Type	Security	Shares	Price	Value
holding	Class A Ordinary Shares	--	--	--
holding	American Depositary Shares	--	--	--

Holdings After Transaction: Class A Ordinary Shares — 850 shares (Indirect, By Morning Star Resources Ltd); American Depositary Shares — 656,700 shares (Indirect, By Morning Star Resources Ltd)

Footnotes (1)

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Yan Andrew Y

(Last) (First) (Middle)

FLAT 9, 39 DEEP WATER BAY ROAD, DEEP

WATER BAY

(Street)

HONG KONG 00000

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
Qfin Holdings, Inc. [ QFIN ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Ordinary Shares	850	I	By Morning Star Resources Ltd
American Depositary Shares(1)	656,700	I	By Morning Star Resources Ltd

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Each American depositary shares represents two(2) Class A ordinary shares of the Issuer.

	/s/ Andrew Y Yan	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the QFIN Form 3 filing by Yan Andrew Y show?

The Form 3 shows that director Yan Andrew Y indirectly holds 850 Class A ordinary shares and 656,700 American Depositary Shares in Qfin Holdings, Inc. All holdings are reported through Morning Star Resources Ltd, with no new purchases or sales disclosed.

How are QFIN American Depositary Shares related to Class A ordinary shares?

The filing states that each American Depositary Share of Qfin Holdings, Inc. represents two Class A ordinary shares. This ratio links the ADSs traded in depositary form to the underlying Class A ordinary shares of the issuer referenced in the Form 3.

Are the QFIN shares on Yan Andrew Y’s Form 3 held directly or indirectly?

All Qfin Holdings, Inc. interests reported on the Form 3 are held indirectly. The Class A ordinary shares and American Depositary Shares are attributed to Morning Star Resources Ltd, which is identified in the filing as the indirect owner of these positions.

Does the QFIN Form 3 indicate any recent insider buying or selling?

No insider buying or selling is indicated in the Form 3. The entries are classified as holdings, with no transaction codes or share amounts reported as buys or sells, reflecting an initial statement of beneficial ownership rather than new trading activity.

What role does Yan Andrew Y have at Qfin Holdings, Inc. in this Form 3?

The Form 3 identifies Yan Andrew Y as a director of Qfin Holdings, Inc. It does not list any officer title or ten percent owner status, and focuses on disclosing his indirect beneficial ownership through Morning Star Resources Ltd as of the reported date.